USAA Pay As You Drive by Noblr

USAA Pay As You Drive by Noblr

by Noblr, a USAA Company

444 ratings
71 reviews

Archived App (Last seen on 11 Jan 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • January 24, 2019
  • August 9, 2025
USAA Pay As You Drive by Noblr screenshot #1 for iPhone
USAA Pay As You Drive by Noblr screenshot #2 for iPhone
USAA Pay As You Drive by Noblr screenshot #3 for iPhone
USAA Pay As You Drive by Noblr screenshot #4 for iPhone
USAA Pay As You Drive by Noblr screenshot #5 for iPhone
USAA Pay As You Drive by Noblr screenshot #6 for iPhone
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About

This app offers car insurance that adjusts your premium based on your driving habits. It uses your phone's sensors to track smoothness, focus, road choice, time of day, and mileage, helping you save money by driving smarter and less.

Usage-based insurance scoring
Tracks driving smoothness
Monitors phone distraction
Analyzes road and time of day
Rewards safe driving habits
Policy management and claims submission
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What users say

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What's New in USAA Pay As You Drive by Noblr

2.8.2

August 9, 2025

Bug fixes and general improvements

User reviews

Off-line Rates & App Automatically Shutting Down

I never turn off the App, but today alone, I had to manually log in because the App wasn’t running in the background. I have the latest version so there is no update available. I’m also receiving multiple emails about the App being offline and a letter stating that so would be charge an offline rate if I didn’t leave the app running! This seems like a programming error that needs to be corrected more than punishing the paying customer.
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Satisfied Customer!

II have been using the Noblr App for 4 months now and couldn’t be happier with the service. It tracks my trips perfectly and I am driving carefully, so my score is high. I think by being able to track my driving myself, it makes me a better driver. Thanks Noblr!

Not too impressed with the math…

USAA has always been a decent insurance company for me - since 1989.

But i recently switched to NOBLR - the USAA variable drive policy.

I was quoted $75 a month as a 6 month “fixed” rate, with a variable based on my driving applied above that at the end of each billing period.

Sounds reasonable. Six months (fixed) at $75 a month is $450, you would assume based on 3rd grade math.

But NOBLR charged $557, with a down payment of $185…THEN $75 a month for a 6 month policy. And when we do the 3rd grade level math it turns out NOBLR is actually charging $92 a month - NOT $75.

This is called - in the legal and advertising world - “bait and switch.” I was quotes a much lower price and at the very last second was billed the higher rate.

USAA is supposed to be affiliated with Our Military heroes, and not be dishonest, misleading, obfuscating, or unethical - and certainly not running a bait and switch, gaslighting, extra billing scheme.

Beware - i complained - they ignored. So beware of the level of dishonesty you will be wrapped up in working with igNOBLR!
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Passcode vs Password

I prefer to use the passcode. But sometimes the password becomes the required login, without my approval. That makes it difficult, because my password is not what I remember.

Thanks Noblr

Love the convenience of the app, customer service is top of the line, and the rates are reasonable!

User experience

🐞

Reported Bugs

3 issues

App crashing when viewing history

Bug

Permissions issues causing offline mode

Bug

Inconsistent trip recording

Bug

Requested Features

3 requests

Ability to update payment info in-app

Feature

Option to adjust multiple trips at once

Feature

24/7 customer support availability

Feature

FAQ

How does this app help me save money on car insurance?

The app uses your phone's sensors to measure how, when, and how much you drive. It analyzes factors like driving smoothness, focus (avoiding phone use), road choice, time of day, and mileage. Better driving scores based on these metrics can lead to lower insurance premiums.

What driving behaviors does the app track?

The app tracks your driving smoothness (acceleration and braking), focus (not handling your phone), road choice (highway vs. city), time of day you drive, and the total mileage you accumulate. These metrics are used to calculate your individual driver scores.

Is this app free to use?

The app itself is free to download and use. The cost of the insurance policy is determined by your driving behavior and other factors, and the app helps you potentially lower that cost through smart driving.

What are the benefits of using this app for car insurance?

The primary benefit is the potential to save money on car insurance by driving less and more safely. You also gain insights into your driving habits, can view insurance cards, manage your account, submit claims, and contact customer support directly through the app.

How do I get started with this insurance?

To get started, you can visit the provided website (https://www.noblr.com/) to learn more and potentially sign up for a policy. The app then acts as your insurance copilot once you have a policy.