Best apps like Utkarsh UPI

9+ similar apps compared and reviewed

3.7 avg rating
9 free apps
Updated September 2026

Utkarsh UPI is great, but it's not the only option. Explore 9+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Utkarsh UPI

1.0(2 ratings)
Free
BHIM UCO UPI screenshot 1
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BHIM UCO UPI screenshot 3
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BHIM UCO UPI screenshot 5

This banking application allows users to send and receive money using a virtual private address. It facilitates various payment methods including P2P, P2A, and Aadhaar payments, and provides transaction history and beneficiary management.

BHIM IOB UPI#2
3.0(21 ratings)
Free
BHIM IOB UPI screenshot 1
BHIM IOB UPI screenshot 2
BHIM IOB UPI screenshot 3
BHIM IOB UPI screenshot 4
BHIM IOB UPI screenshot 5
BHIM IOB UPI screenshot 6

This app allows users to make and receive payments using a virtual payment address linked to their bank account. It supports balance inquiries, QR code payments, and managing payees and VPAs. Registration requires a registered mobile number and SIM card for device binding.

0.0(0 ratings)
Free
BHIM PNB screenshot 1
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This app allows users to send and receive money using a unified payment interface. It supports linking multiple bank accounts from different banks onto a single platform for easy management and transactions. Users can create payment addresses to keep their account details private.

More apps like Utkarsh UPI

4
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
Your Daily Payments UPI App
Free

This app simplifies business expense management for employees by allowing them to track, categorize, and submit expenses digitally. It offers UPI payments, corporate cards, and fund requests, all without needing a traditional bank account. Enjoy quicker reimbursements and streamlined administrative tasks.

UPI payments without a bank accountCorporate card for business expensesExpense tracking and receipt uploads
💰 Finance
(42)
free
5
AU 0101: Mobile Banking App
AU 0101: Mobile Banking App
AU 0101: Mobile Banking App
Savings Account, FD, Cards
Free

This app provides a comprehensive mobile banking experience, allowing users to manage accounts, make payments, apply for loans and credit cards, and invest. It offers video banking for account opening and service requests, along with features for budgeting and lifestyle services.

Open savings accounts onlineUPI payments and transfersApply for loans and credit cards
💰 Finance
(38)
free with in-app purchases
6
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

Cashless payments across IndiaPay at local markets and shopsAvoid currency exchange and ATM fees
💰 Finance
(556)
free
7
SIB Mirror+ : Mobile Banking
SIB Mirror+ : Mobile Banking
SIB Mirror+ : Mobile Banking
by The South Indian Bank Ltd
Free

This official mobile banking app allows both NRI and domestic customers to manage their accounts securely. It offers features like fund transfers, bill payments, and account statement downloads, providing a convenient digital banking experience on the go.

Self-registration for mobile bankingView account summaries and transaction detailsFund transfers (NEFT)
💰 Finance
(72)
free
8
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account managementInstant payments and UPI transfersZero fee banking services
💰 Finance
(3K)
free with in-app purchases
9
SBI Card: Manage Credit Card
SBI Card: Manage Credit Card
SBI Card: Manage Credit Card
Apply Online, Shop, Pay in EMI
Free

Manage your credit card account on the go with this app. It offers secure access to your account, allowing you to pay bills, track spending and rewards, and access over 100 servicing features. You can also apply for new cards and convert transactions to EMIs.

Pay credit card billsTrack spending and rewardsConvert transactions to EMI
💰 Finance
(249)
free