Best Utkarsh UPI alternatives: apps like Utkarsh UPI

10+ similar apps compared and reviewed

3.9 avg rating
10 free apps
Updated October 2026

Utkarsh UPI is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Utkarsh UPI

1.0(2 ratings)
Free
BHIM UCO UPI screenshot 1
BHIM UCO UPI screenshot 2
BHIM UCO UPI screenshot 3
BHIM UCO UPI screenshot 4
BHIM UCO UPI screenshot 5

This banking application allows users to send and receive money using a virtual private address. It facilitates various payment methods including P2P, P2A, and Aadhaar payments, and provides transaction history and beneficiary management.

BHIM IOB UPI#2
3.0(21 ratings)
Free
BHIM IOB UPI screenshot 1
BHIM IOB UPI screenshot 2
BHIM IOB UPI screenshot 3
BHIM IOB UPI screenshot 4
BHIM IOB UPI screenshot 5
BHIM IOB UPI screenshot 6

This app allows users to make and receive payments using a virtual payment address linked to their bank account. It supports balance inquiries, QR code payments, and managing payees and VPAs. Registration requires a registered mobile number and SIM card for device binding.

More apps like Utkarsh UPI

4
AU 0101: Mobile Banking App
AU 0101: Mobile Banking App
AU 0101: Mobile Banking App
Savings Account, FD, Cards
Free

This app provides a comprehensive mobile banking experience, allowing users to manage accounts, make payments, apply for loans and credit cards, and invest. It offers video banking for account opening and service requests, along with features for budgeting and lifestyle services.

Open savings accounts onlineUPI payments and transfersApply for loans and credit cards
💰 Finance
(39)
free with in-app purchases
5
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

Cashless payments across IndiaPay at local markets and shopsAvoid currency exchange and ATM fees
💰 Finance
(686)
free
6
PSB UnIC
PSB UnIC
PSB UnIC
PSB UnIC
Free

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

Fund transfers (UPI, NEFT, RTGS, IMPS)Account details and statement generationInvest in term deposits and social security schemes
💰 Finance
(4)
free
7
Tata Neu: UPI, Cards, Rewards
Tata Neu: UPI, Cards, Rewards
Tata Neu: UPI, Cards, Rewards
Your daily spends, rewarded
Free

This app consolidates shopping, travel, and finance services from various Tata brands. Earn and redeem NeuCoins for savings across a wide range of products and services, from electronics and fashion to groceries and hotel bookings.

Shop favorite brands like Croma, Westside, TanishqBook travel with Air India and Taj HotelsEarn and redeem NeuCoins for savings
💰 Finance
(421)
free with in-app purchases
8
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account managementInstant payments and UPI transfersZero fee banking services
💰 Finance
(3.1K)
free with in-app purchases
9
SBI Card: Manage Credit Card
SBI Card: Manage Credit Card
SBI Card: Manage Credit Card
Apply Online, Shop, Pay in EMI
Free

Manage your credit card account on the go with this app. It offers secure access to your account, allowing you to pay bills, track spending and rewards, and access over 100 servicing features. You can also apply for new cards and convert transactions to EMIs.

Pay credit card billsTrack spending and rewardsConvert transactions to EMI
💰 Finance
(248)
free
10
Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking App
The All New Banking Super App
Free

This comprehensive mobile banking application consolidates over 250 features into a single platform. It offers a wide range of financial services, including fund transfers, investment options, bill payments, and card management, with a customizable interface for a personalized user experience.

Multi-mode fund transfers (UPI, RTGS, NEFT, IMPS)Fixed and Recurring Deposit openingIntegrated Bill Pay and UPI
💰 Finance
(1.1K)
free