Best apps like Utkarsh UPI

10+ similar apps compared and reviewed

3.6 avg rating
10 free apps
Updated July 2026
Utkarsh UPI
Utkarsh UPI
UTKARSH SMALL FINANCE BANK LIMITED

Utkarsh UPI is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Utkarsh UPI

BHIM UCO UPI#1

BHIM UCO UPI by UCO BANK

Editor's Choice
💰 Finance
1.0(2 ratings)
Free
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This banking application allows users to send and receive money using a virtual private address. It facilitates various payment methods including P2P, P2A, and Aadhaar payments, and provides transaction history and beneficiary management.

BHIM IOB UPI#2

BHIM IOB UPI by Indian Overseas Bank

Strong Contender
💰 Finance
3.1(20 ratings)
Free
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This app allows users to make and receive payments using a virtual payment address linked to their bank account. It supports balance inquiries, QR code payments, and managing payees and VPAs. Registration requires a registered mobile number and SIM card for device binding.

BHIM PNB#3

BHIM PNB by PNB

Worth Considering
💰 Finance
0.0(0 ratings)
Free
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This app allows users to send and receive money using a unified payment interface. It supports linking multiple bank accounts from different banks onto a single platform for easy management and transactions. Users can create payment addresses to keep their account details private.

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4
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
Your Daily Payments UPI App
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This app simplifies business expense management for employees by allowing them to track, categorize, and submit expenses digitally. It offers UPI payments, corporate cards, and fund requests, all without needing a traditional bank account. Enjoy quicker reimbursements and streamlined administrative tasks.

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AU 0101: Mobile Banking App
AU 0101: Mobile Banking App
AU 0101: Mobile Banking App
Savings Account, FD, Cards
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This app provides a comprehensive mobile banking experience, allowing users to manage accounts, make payments, apply for loans and credit cards, and invest. It offers video banking for account opening and service requests, along with features for budgeting and lifestyle services.

Open savings accounts onlineUPI payments and transfersApply for loans and credit cards
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6
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

Cashless payments across IndiaPay at local markets and shopsAvoid currency exchange and ATM fees
💰 Finance
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7
SIB Mirror+ : Mobile Banking
SIB Mirror+ : Mobile Banking
SIB Mirror+ : Mobile Banking
by The South Indian Bank Ltd
Free

This official mobile banking app allows both NRI and domestic customers to manage their accounts securely. It offers features like fund transfers, bill payments, and account statement downloads, providing a convenient digital banking experience on the go.

Self-registration for mobile bankingView account summaries and transaction detailsFund transfers (NEFT)
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IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account managementInstant payments and UPI transfersZero fee banking services
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free with in-app purchases
9
CentMobile
CentMobile
CentMobile
by CENTRAL BANK OF INDIA
Free

This mobile banking app allows users to access various banking services from their internet-enabled phone. It offers pre-login features for general information and post-login features for registered customers to manage accounts, transfer funds, and apply for services.

Account balance and mini statementFund transfers (internal and external)Apply for new accounts and loans
💰 Finance
(2.7K)
free
10
SBI Card: Manage Credit Card
SBI Card: Manage Credit Card
SBI Card: Manage Credit Card
Apply Online, Shop, Pay in EMI
Free

Manage your credit card account on the go with this app. It offers secure access to your account, allowing you to pay bills, track spending and rewards, and access over 100 servicing features. You can also apply for new cards and convert transactions to EMIs.

Pay credit card billsTrack spending and rewardsConvert transactions to EMI
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(244)
free