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VULTe

VULTe

by Polaris Bank Limited

540 ratings
270 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • December 15, 2020
  • May 17, 2026

Features

Developer

Polaris Bank Limited
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About

This app offers a unified platform for banking and lifestyle services. Manage your finances with a new dashboard, book travel, and shop with flexible payment options. Enjoy real-time notifications and quick account opening.

✓Smart dashboard for money management
✓Direct hotel and flight bookings
✓Real-time transaction notifications
✓Fast account opening
✓Buy Now, Pay Later marketplace
✓USSD settings management
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What users say

Summarized from real user reviews of VULTe. Based on 540 reviews and a 3.2/5 average, it highlights the 3 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Nice app design
  • 💡Useful features
  • 🚀Fast and responsive

Negative things

  • 🐛Frequent crashes and errors
  • ⚠️Slow and sluggish performance
  • 🤕Poor customer service
  • 💰Debit issues and lack of refunds
See all reviews

What's New in VULTe

3.2.6

May 17, 2026

Bug fix and performance enhancement

User reviews

Most RecentHighest RatedLowest Rated

Review

Very bad. Your bank cannot give a customer simple transaction receipt of a particular inflow or outflow. Both in your branches (physical) or on your applications.
Wired and WirelessWired and Wireless

Poor service

I have been going to my branch to get my card since last year December till date June 2026, they’ve been telling me no card available,and I also need to verify my profile on my app I can’t do that without atm card or token (also asked for token not available) I haven’t been able to withdraw money from the acct since then.
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DestinyMikeDestinyMike

Account to be debited not loading for the past 3 days

Poor user interaction.
PresteeePresteee

Useless bank

Polaris bank is the most useless bank in Nigeria your service is poor everything about you, I regret banking with you and i don’t advice an enemy of me to bank with you useless animals
No1 useless bankNo1 useless bank

Amasi

Why can’t I verify my profile with my card very bad app
Amulu onyeAmulu onye
See 265 more reviews

Developer apps

Vulte eToken
Vulte eToken

Finance

💰 Finance

(2)

Free
Polaris SafeToken
Polaris SafeToken

by Polaris Bank Limited

💰 Finance
Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues

Bug

Transaction failures

Bug

Account verification problems

Bug
✨

Requested Features

3 requests

Dark mode option

Feature

Improved transaction history

Feature

Seamless biometric login

Feature

FAQ

What does VULTe do?

VULTe is a comprehensive mobile application that integrates banking services with lifestyle conveniences. It allows users to manage their money, book hotels and flights, shop through a BNPL marketplace, and receive real-time notifications.

What are the key features of VULTe 3.0?

Key features include a new smart dashboard for faster money management, direct booking for hotels and flights without third parties, real-time transaction alerts, swift sign-up for a Polaris Bank account, a Buy Now, Pay Later marketplace, and USSD activation/deactivation management.

Is VULTe free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements.

What are some common use cases for VULTe?

Common use cases include managing daily finances through the smart dashboard, planning and booking trips by reserving hotels and flights directly within the app, and making purchases from partner merchants with flexible payment options via the BNPL marketplace.

How can I open a Polaris Bank account with VULTe?

You can open a Polaris Bank account in minutes directly through the VULTe app without needing to visit a physical branch. The app facilitates a swift sign-up process for new account holders.