FirstMobile App vs VULTe
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstMobile App
This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.
- Financial transactions
- Non-financial transactions
- DIY enrollment
- Open new accounts
- Register existing accounts
- Digital banking experience
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FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.
VULTe
This app offers a unified platform for banking and lifestyle services. Manage your finances with a new dashboard, book travel, and shop with flexible payment options. Enjoy real-time notifications and quick account opening.
- Smart dashboard for money management
- Direct hotel and flight bookings
- Real-time transaction notifications
- Fast account opening
- Buy Now, Pay Later marketplace
- USSD settings management
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VULTe 3.0 is here — A Smarter Way to Bank and Live! We’ve completely reimagined your VULTe experience. From seamless banking to lifestyle conveniences, VULTe 3.0 brings you closer to everything you need — all in one place. What’s New: 1. New Dashboard A smarter, cleaner dashboard so you can manage your money and take action faster — right from your home screen. 2. Hotel & Flight Bookings Travel made easy! Book hotels and flights directly on VULTe. No third-party needed. 3. Real-time Notifications Stay in control with instant alerts on your transactions and app activity. 4. Swift Sign-up Open a Polaris Bank account in minutes — no branch visit required! 5. Buy Now, Pay Later (BNPL) Marketplace Browse and shop from partner merchants with flexible payment options. Split payments, stress-free. 6. USSD Activation & Deactivation Manage your USSD settings within the app, anytime you like. And that’s not all... VULTe 3.0 comes with a powerful new value: ● Direct Debit to help you fund your Polaris account faster. ● Exclusive Deals just for VULTe users. ● AI-powered recommendations that make your banking smarter. Experience lifestyle + banking like never before. Update now to enjoy the new VULTe 3.0!
Screenshots
Verdict
The clearest difference is update cadence: VULTe at fortnightly against FirstMobile App's every 2 months. FirstMobile App's advantage is ratings volume (2K vs 653). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.1 for FirstMobile App against 3.0 for VULTe. Both are backed by a comparable volume of ratings — 2K and 653 respectively. Written reviews are what separate them: 15% of FirstMobile App's written reviews are positive against 13% of VULTe's.
FirstMobile App ships an update every 2 months, VULTe fortnightly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | FirstMobile App | VULTe |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (2K ratings) — better | 3.0 (653 ratings) |
| Positive reviews | 15.1% of reviews — better | 13.1% of reviews |
| Number of ratings | 2K — better | 653 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 119 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | Polaris Bank Limited |
Customer experience
FirstMobile App
VULTe
User reviews
FirstMobile App
From 2K App Store ratingsWhat we love
- 👍 Excellent features
- 👍 Easy to navigate
- 👍 Secure
- 👍 Reliable
- 👍 Convenient
Room to improve
- 🐛 Frequent crashes
- 🐛 Freezing issues
- 🐛 Slow performance
- 🐛 Network connection problems
- 🐛 Buggy after updates
VULTe
From 653 App Store ratingsWhat we love
- 👍 Nice app design
- 💡 Useful features
- 🚀 Fast and responsive
Room to improve
- 🐛 Frequent crashes and errors
- ⚠️ Slow and sluggish performance
- 🤕 Poor customer service
- 💰 Debit issues and lack of refunds
Bugs and requests
FirstMobile App
Reported bugs
5 issues- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly
Requested features
7 requests- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality
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- Provide more login options beyond ATM card
- Improve beneficiary management
VULTe
Reported bugs
3 issues- Login issues
- Transaction failures
- Account verification problems
Requested features
3 requests- Dark mode option
- Improved transaction history
- Seamless biometric login
In-app purchases
FirstMobile App
No in-app purchases
VULTe
No in-app purchases
