Wise: Global Money Transfer

Wise: Global Money Transfer

Send payments internationally

110K ratings
13338 reviews
#53 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • October 3, 2013
  • September 17, 2026

Features

Wise: Global Money Transfer video #1 for iPhone
Wise: Global Money Transfer screenshot #2 for iPhone
Wise: Global Money Transfer screenshot #3 for iPhone
Wise: Global Money Transfer screenshot #4 for iPhone
Wise: Global Money Transfer screenshot #5 for iPhone
Wise: Global Money Transfer screenshot #6 for iPhone
Wise: Global Money Transfer screenshot #7 for iPhone
Wise: Global Money Transfer screenshot #8 for iPhone
Wise: Global Money Transfer screenshot #9 for iPhone
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About

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfers
Mid-market exchange rates
Multi-currency card
Local bank account details
Hold and convert 40 currencies
Business account features
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What users say

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+4

What's New in Wise

9.99

September 17, 2026

We fixed bugs and made minor improvements. Happy sending, spending, and saving!

Charts

Top Free

📉 53-5

Finance

This app dropped -5 positions in Finance chart.

Last updated on September 18, 2026.

Events

Read more about New ways to get rewarded

New ways to get rewarded

Invite a business to Wise to earn a reward.

Mar 4, 2026 Apr 4, 2026

Read more about Tap to send a Wise e-hongbao

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Celebrate CNY for a chance to win a reward

Jan 28, 2026 Feb 24, 2026

User reviews

Great

Great and convenient

Convenient & Handy

Multipurpose for both international use & sending money

Nice!

Really gooood!!

Wise is a scam!

Wise boasts of efficiency in the currency exchange business. They are slow and inefficient.

I had my account with them for a few months, made a few small transactions to make sure that they were legit, no problems.

Waited a for another month just before the sale of my home went through and decided to cash in some gold and silver coins. My thoughts were to take those funds and place them in my international bank account.

I went back to Wise and tried to make a deposit of $500 USD and my international account and it awas erased. It showed up on my end in name only but they say that they didn’t have a record of it, when on the contrary they deposited funds a month before into my account. I should’ve known from right then that they couldn’t be trusted.

But I didn’t cancel my account after they reconnected my foreign account. I finally was able to correspond to a person through text and I asked what their limit was for transactions. They said that they can do in upwards of $20k USD.

I then decided to trust them with $9900 USD to transfer for me. 10 seconds after I hit transfer I get a notification that my funds would be held up for 5 days. Of course I was upset, but didn’t complain. It cleared up in 4 days and I proceeded to put the entire amount into my foreign account.

I hit send and another stoppage of my transaction. This time they made me go through a process of texts to send them ID, Live Photo with a written out number, 3 months banking statements, and a handwritten statement of what I’m doing with the money.

I answered all their questions and stated that they would not get a good review from me and they cancelled my account.

I was furious and until I pressed through several emails they said that they would refund my money in 2-5 days.

If you are seriously trying to move your funds with professionals, DO NOT USE WISE! I’m still waiting on my money 🤨
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Surreal

Very likely the worst customer service support I have encountered. The incompetence, inconvenience and lack of professionalism needs seeing to believe.

Developer apps

User experience

🐞

Reported Bugs

4 issues

App freezing or crashing during transfers

Bug

Inconsistent display of transfer timelines and estimates

Bug

Syncing issues between app and web platform

Bug

Problems with account deactivation and fund recovery

Bug

Requested Features

5 requests

Ability to download transaction receipts

Feature

Option to set default payment currency

Feature

Improved notification system for transfer status updates

Feature

Multicurrency account management features

Feature

Seamless integration with banking apps and services

Feature

FAQ

What does the Wise app do?

The Wise app allows users to send, receive, spend, and hold money internationally in over 45 currencies. It provides competitive exchange rates, low fees, and local bank account details for various countries, simplifying global financial transactions.

What are the key features of Wise?

Key features include fast international money transfers to over 70 countries, a multi-currency card for spending in over 160 countries, the ability to hold and convert between 40 currencies instantly at the mid-market rate, and local bank account details to get paid like a local.

How much does Wise cost?

The app itself is free to download and use. There are no monthly or maintenance fees for holding money in your account in most cases. Fees apply to specific transactions like international transfers and currency conversions, which are generally low and transparent.

Is Wise available on all devices?

Wise is a mobile application designed for smartphones. While the description doesn't specify operating systems, it is generally available for both iOS and Android devices, allowing users to manage their finances on the go.

Who is Wise best suited for?

Wise is ideal for individuals and businesses who frequently deal with international transactions. This includes people sending money to family abroad, freelancers receiving payments from international clients, or travelers needing a convenient way to spend and manage multiple currencies.