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Wise: Global Money Transfer

Wise: Global Money Transfer

Send payments internationally

112K ratings
13837 reviews
#57 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • October 4, 2013
  • October 13, 2026

Features

Developer

Wise Payments Ltd
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About

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

✓International money transfers
✓Mid-market exchange rates
✓Multi-currency card
✓Local bank account details
✓Hold and convert 40 currencies
✓Business account features
Show original description

What users say

Summarized from real user reviews of Wise. Based on 112K reviews and a 4.6/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and efficient transfers
  • 💰Competitive exchange rates and low fees
  • 🌍Convenient for international money transfers
  • 👍Easy to use app
  • 🔒Secure transactions
  • 🌟Great customer service

Negative things

  • 🕰️Slow or delayed transfers in some cases
  • 🤔Unclear or confusing account verification process
  • 🔐Security issues with account deactivation and fund recovery
  • 📞Poor responsiveness of customer support
  • 💳Issues with debit/credit card payments and top-ups
See all reviews
+3

What's New in Wise

9.109

October 13, 2026

We fixed bugs and made minor improvements. Happy sending, spending, and saving!

Charts

Top Free

📊 57

Finance

The app has maintained its position at 57 recently.

Last updated on October 13, 2026.

Events

Read more about Send Money to Mexico
HappeningSpecial Event

Send Money to Mexico

Transfer money to Mexico quickly and securely.

Sep 26, 2026 — Oct 25, 2026

Read More

Read more about Give them a head start.
HappeningSpecial Event

Give them a head start.

Refer and gift them a Wise multi-currency card.

Sep 25, 2026 — Oct 26, 2026

Read More

Read more about New ways to get rewarded
Event EndedMajor Update

New ways to get rewarded

Invite a business to Wise to earn a reward.

Mar 4, 2026 — Apr 4, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Great looking but terrible service

Terrible service, incoherent transfer information and if you happen to need support, good luck getting to a human who can actually help. I’ve spent over an hour between chat and phone trying to get help.
kippkamkippkam

Best app ever

Best app ever
rinorjpgrinorjpg

Clunky

Unhelpful , not intuitive , journey to
Make payment all
Over the place .. I thought wise had it sorted - first time
Used it and probably the last time
General VittoGeneral Vitto

Amando usar o wise!

Muito fácil e rápido!
Daí SalomeDaí Salome

Confusing

Very difficult to use
oket50oket50
See 13832 more reviews

Developer apps

Currency Converter by Wise
Currency Converter by Wise

Live exchange rates, no ads.

💰 Finance

(197)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

App freezing or crashing during transfers

Bug

Inconsistent display of transfer timelines and estimates

Bug

Syncing issues between app and web platform

Bug

Problems with account deactivation and fund recovery

Bug
✨

Requested Features

5 requests

Ability to download transaction receipts

Feature

Option to set default payment currency

Feature

Improved notification system for transfer status updates

Feature

Multicurrency account management features

Feature

Seamless integration with banking apps and services

Feature

FAQ

What does the Wise app do?

The Wise app allows users to send, receive, spend, and hold money internationally in over 45 currencies. It provides competitive exchange rates, low fees, and local bank account details for various countries, simplifying global financial transactions.

What are the key features of Wise?

Key features include fast international money transfers to over 70 countries, a multi-currency card for spending in over 160 countries, the ability to hold and convert between 40 currencies instantly at the mid-market rate, and local bank account details to get paid like a local.

How much does Wise cost?

The app itself is free to download and use. There are no monthly or maintenance fees for holding money in your account in most cases. Fees apply to specific transactions like international transfers and currency conversions, which are generally low and transparent.

Is Wise available on all devices?

Wise is a mobile application designed for smartphones. While the description doesn't specify operating systems, it is generally available for both iOS and Android devices, allowing users to manage their finances on the go.

Who is Wise best suited for?

Wise is ideal for individuals and businesses who frequently deal with international transactions. This includes people sending money to family abroad, freelancers receiving payments from international clients, or travelers needing a convenient way to spend and manage multiple currencies.