Best Online Money Transfer Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

The best online money transfer apps on iPhone average 4.7★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Online Money Transfer Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Wise: Global Money TransferWise: Global Money TransferFree4.6★ (111K)NoNoSep 2026
2Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (86K)NoNoSep 2026
3MoneyGram® Money Transfers AppMoneyGram® Money Transfers AppFree4.9★ (703K)YesNoSep 2026
4Lulu Money- Money Transfer AppLulu Money- Money Transfer AppFree4.6★ (2.1K)NoNoSep 2026
5Western Union: Send MoneyWestern Union: Send MoneyFree4.8★ (1.3M)NoNoSep 2026
6Xoom: Send Money & TransferXoom: Send Money & TransferFree4.8★ (1.2M)NoNoSep 2026
7Skrill - Pay & Transfer MoneySkrill - Pay & Transfer MoneyFree4.6★ (25K)YesNoSep 2026
8BOSS Money Transfer. Send FastBOSS Money Transfer. Send FastFree4.9★ (82K)NoNoSep 2026

Top Picks for Online Money Transfer

Wise: Global Money Transfer#1

Wise: Global Money Transfer by Wise Payments Ltd

Send payments internationally
Editor's Choice
💰 Finance
4.6😐(111K ratings)
Free
#52in Finance
Wise: Global Money Transfer screenshot 1
Wise: Global Money Transfer screenshot 2
Wise: Global Money Transfer screenshot 3
Wise: Global Money Transfer screenshot 4
Wise: Global Money Transfer screenshot 5
Wise: Global Money Transfer screenshot 6

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

What We Love

  • 🚀 Fast and efficient transfers
  • 💰 Competitive exchange rates and low fees
  • 🌍 Convenient for international money transfers
  • 👍 Easy to use app
  • 🔒 Secure transactions
  • 🌟 Great customer service

Room to Improve

  • 🕰️ Slow or delayed transfers in some cases
  • 🤔 Unclear or confusing account verification process
  • 🔐 Security issues with account deactivation and fund recovery
  • 📞 Poor responsiveness of customer support
  • 💳 Issues with debit/credit card payments and top-ups
Sendwave Send & Transfer Money#2

Sendwave Send & Transfer Money by Chime Inc.

Remittance & digital wallet
Strong Contender
💰 Finance
4.7😐(86K ratings)
Free
Sendwave Send & Transfer Money screenshot 1
Sendwave Send & Transfer Money screenshot 2
Sendwave Send & Transfer Money screenshot 3
Sendwave Send & Transfer Money screenshot 4
Sendwave Send & Transfer Money screenshot 5
Sendwave Send & Transfer Money screenshot 6

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

What We Love

  • 🚀 Fast and efficient money transfers
  • 💰 No fees for transactions
  • 💳 Accepts various payment methods
  • 🌍 Supports multiple countries
  • 🔒 Secure and reliable service

Room to Improve

  • 🕰️ Delayed or slow transactions
  • ❌ Account deactivation or restrictions
  • 💬 Poor customer service and communication
  • 🤔 Unclear policies and requirements
  • 🔍 Excessive identity verification process
MoneyGram® Money Transfers App#3

MoneyGram® Money Transfers App by MoneyGram International, Inc.

Send Money Transfers Online
Worth Considering
💰 Finance
4.9😞(703K ratings)
FreeAds
MoneyGram® Money Transfers App screenshot 1
MoneyGram® Money Transfers App screenshot 2
MoneyGram® Money Transfers App screenshot 3
MoneyGram® Money Transfers App screenshot 4
MoneyGram® Money Transfers App screenshot 5
MoneyGram® Money Transfers App screenshot 6

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

What We Love

  • 💰 Cheap and affordable
  • 🔒 Secure money transfers
  • 🚀 Fast money delivery
  • 👍 Convenient app usage

Room to Improve

  • 🐛 Account locking issues
  • 🤖 Poor customer service
  • ⏱️ Delayed money transfers
  • 🤔 Unclear policies and reasons for account closures
  • 🚫 Inability to modify transaction details

More Online Money Transfer apps to explore

FAQ about Online Money Transfer

What are the best online money transfer apps for iPhone?
Wise: Global Money Transfer tops our online money transfer apps ranking as of September 2026, with a 4.6-star average from 111K App Store ratings, and it's free to download.
Yes — 20 of the top online money transfer apps we rank are free to download, including Wise: Global Money Transfer and Sendwave Send & Transfer Money.
Wise: Global Money Transfer has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ online money transfer apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Wise app allows users to send, receive, spend, and hold money internationally in over 45 currencies. It provides competitive exchange rates, low fees, and local bank account details for various countries, simplifying global financial transactions.
Key features include fast international money transfers to over 70 countries, a multi-currency card for spending in over 160 countries, the ability to hold and convert between 40 currencies instantly at the mid-market rate, and local bank account details to get paid like a local.

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