Best Online Money Transfer Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

The best online money transfer apps on iPhone average 4.7★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Online Money Transfer Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (84K)NoNoJul 2026
2Wise: Global Money TransferWise: Global Money TransferFree4.6★ (107K)NoNoJul 2026
3MoneyGram® Money Transfers AppMoneyGram® Money Transfers AppFree4.9★ (679K)YesNoJul 2026
4Xoom: Send Money & TransferXoom: Send Money & TransferFree4.8★ (1.2M)NoNoJul 2026
5LemFiLemFiFree4.8★ (70K)NoNoJul 2026
6Skrill - Pay & Transfer MoneySkrill - Pay & Transfer MoneyFree4.6★ (24K)YesNoJul 2026
7BOSS Money Transfer. Send FastBOSS Money Transfer. Send FastFree4.9★ (79K)YesNoJul 2026
8Paysend: Send Money WorldwidePaysend: Send Money WorldwideFree4.8★ (30K)NoNoJul 2026

Top Picks for Online Money Transfer

Sendwave Send & Transfer Money#1

Sendwave Send & Transfer Money by Chime Inc.

Remittance & digital wallet
Editor's Choice
💰 Finance
4.7😐(84K ratings)
Free
Sendwave Send & Transfer Money screenshot 1
Sendwave Send & Transfer Money screenshot 2
Sendwave Send & Transfer Money screenshot 3
Sendwave Send & Transfer Money screenshot 4
Sendwave Send & Transfer Money screenshot 5
Sendwave Send & Transfer Money screenshot 6

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

What We Love

  • 🚀 Fast and efficient money transfers
  • 💰 No fees for transactions
  • 💳 Accepts various payment methods
  • 🌍 Supports multiple countries

Room to Improve

  • 🕰️ Delayed or slow transactions
  • ❌ Account deactivation or restrictions
  • 💬 Poor customer service and communication
Wise: Global Money Transfer#2

Wise: Global Money Transfer by Wise Payments Ltd

Send payments internationally
Strong Contender
💰 Finance
4.6😐(107K ratings)
Free
#47in Finance
Wise: Global Money Transfer screenshot 1
Wise: Global Money Transfer screenshot 2
Wise: Global Money Transfer screenshot 3
Wise: Global Money Transfer screenshot 4
Wise: Global Money Transfer screenshot 5
Wise: Global Money Transfer screenshot 6

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

What We Love

  • 🚀 Fast and efficient transfers
  • 💰 Competitive exchange rates and low fees
  • 🌍 Convenient for international money transfers
  • 👍 Easy to use app

Room to Improve

  • 🕰️ Slow or delayed transfers in some cases
  • 🤔 Unclear or confusing account verification process
  • 🔐 Security issues with account deactivation and fund recovery
MoneyGram® Money Transfers App#3

MoneyGram® Money Transfers App by MoneyGram International, Inc.

Send Money Transfers Online
Worth Considering
💰 Finance
4.9😞(679K ratings)
FreeAds
MoneyGram® Money Transfers App screenshot 1
MoneyGram® Money Transfers App screenshot 2
MoneyGram® Money Transfers App screenshot 3
MoneyGram® Money Transfers App screenshot 4
MoneyGram® Money Transfers App screenshot 5
MoneyGram® Money Transfers App screenshot 6

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

What We Love

  • 💰 Cheap and affordable
  • 🔒 Secure money transfers
  • 🚀 Fast money delivery
  • 👍 Convenient app usage

Room to Improve

  • 🐛 Account locking issues
  • 🤖 Poor customer service
  • ⏱️ Delayed money transfers

More Online Money Transfer apps to explore

4
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Xoom: Send Money & Transfer
Send money to 150+ countries
Free

Send money internationally quickly and securely. Track transfers in real-time, with transparent rates and no fees for recipients. Supports bank deposits, cash pickup, and mobile wallet transfers.

24/7 transaction protectionTransparent rates, no recipient feesPayPal wallet integration
💰 Finance
(1.2M)
free with in-app purchases
5
LemFi
LemFi
LemFi
Global payment for everyone
Free

Send money overseas easily and affordably to loved ones in Europe, Africa, Asia, and Latin America. Manage and exchange money in multiple currencies with competitive rates and low or zero transfer fees. Earn rewards by referring friends.

Send money overseasLow or zero transfer feesMulti-currency account
💰 Finance
(70K)
free
6
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
7
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
BOSS Money Transfer. Send Fast
International Remittance App
Free

Send money internationally with a trusted app for fast, low-cost, and secure remittances. Enjoy competitive exchange rates, low fees, and multiple payout options. You can also send mobile top-ups instantly to over 300 carriers worldwide.

Fast international money transfersLow fees and great exchange ratesMultiple payout options (cash, bank, mobile wallet, home delivery)
💰 Finance
(79K)
free with in-app purchases
8
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Paysend: Send Money Worldwide
Fast Global Money Transfers
Free

Send money globally with ease and low fees. This app facilitates fast, secure international transfers to over 170 countries via bank, mobile wallet, or card. Enjoy transparent pricing and real-time exchange rates for reliable remittances.

Global money transfersLow fees and transparent pricingReal-time exchange rates
💰 Finance
(30K)
free with in-app purchases
9
Pangea Money Transfer
Pangea Money Transfer
Pangea Money Transfer
Send Money to Mexico & More
Free

Send money internationally with low fees and competitive exchange rates. Enjoy fast, secure transfers with real-time tracking to destinations like Mexico and the Philippines. Save favorite recipients for quick repeat transfers and choose from flexible delivery options.

Instant transfersLow fees and great ratesSecure and trusted
💰 Finance
(36K)
free with in-app purchases
10
Western Union: Send Money
Western Union: Send Money
Western Union: Send Money
Transfer Cash Internationally
Free

Send money internationally with ease. Transfer cash to bank accounts, mobile wallets, or for cash pickup in over 200 countries. Pay bills, track transfers, and view exchange rates on the go.

International money transfersTrack money transfersPay bills on the go
💰 Finance
(1.3M)
free with in-app purchases
11
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(277K)
free with in-app purchases
12
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Send Money, Instant and Safe
Free

Send money internationally with a secure and user-friendly mobile app. Experience fast, reliable, and convenient cross-border transactions with competitive exchange rates and real-time tracking.

Instant international money transfersSecure and encrypted transactionsCompetitive exchange rates
💰 Finance
(2K)
free with in-app purchases
13
MdA - Money Transfer
MdA - Money Transfer
MdA - Money Transfer
Money transfer to Africa
Free
💰 Finance
(0)
14
ACE Money Transfer
ACE Money Transfer
ACE Money Transfer
Send Money Online - low fees
Free

Send money internationally quickly and securely to over 75 countries. Supports bank deposits, cash pickup, and mobile wallet transfers with competitive rates and low fees. Offers real-time tracking and 24/7 multilingual customer support.

International money transfersSend to 75+ countriesBank deposit, cash pickup, mobile wallet
💰 Finance
(894)
free with in-app purchases
15
OMT Pay
OMT Pay
OMT Pay
by Online Money Transfer SAL
Free

This app offers a comprehensive mobile wallet for managing finances. It allows for quick setup, multiple funding options, and easy money transfers locally and internationally. Users can also make payments, apply for a virtual card, and access various top-up services.

Quick and easy wallet setupMultiple funding options (LBP & USD)Local and international money transfers
💰 Finance
(146)
free
16
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Taptap Send: Money Transfer
Send Money Abroad Fast & Easy
Free

Easily send money internationally to friends and family abroad. This app offers fast, safe, and affordable transfers with competitive exchange rates and multiple payout options like mobile wallets, bank transfers, and cash pickup.

Fast money transfersLow-cost transfersGreat exchange rates
💰 Finance
(86K)
free with in-app purchases
17
GlobPay
GlobPay
GlobPay
Super app for money management
Free
💰 Finance
(0)
18
Remiton
Remiton
Remiton
by REMITON LTD
Free
💰 Finance
(0)
19
Zenz: Money transfer app
Zenz: Money transfer app
Zenz: Money transfer app
Send & receive money instantly
Free

Easily send, request, and receive money with friends and family. Manage your finances, track spending, and make payments securely. Ideal for personal and business use.

Instant money transfersRequest money via QR codeBudgeting and spending analysis
💰 Finance
(4)
free
20
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases

FAQ about Online Money Transfer

What are the best online money transfer apps for iPhone?
Sendwave Send & Transfer Money tops our online money transfer apps ranking as of July 2026, with a 4.7-star average from 84K App Store ratings, and it's free to download.
Yes — 20 of the top online money transfer apps we rank are free to download, including Sendwave Send & Transfer Money and Wise: Global Money Transfer.
Sendwave Send & Transfer Money has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 250+ online money transfer apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Sendwave is a mobile application designed for fast, secure, and affordable international money transfers. It allows users to send money across Africa, Asia, and the Middle East, supporting loved ones and managing mobile payments directly from their phone.
Key features include fast and reliable international money transfers, secure mobile payments, transparent fees with competitive exchange rates, real-time transfer tracking, and integration with mobile money services and bank partners. It also offers a Sendwave Wallet for enhanced transactions and the ability to send USDC digital dollar transfers.

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