Comparison

FirstMobile App vs Octa.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstMobile App

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Highlights
  • Financial transactions
  • Non-financial transactions
  • DIY enrollment
  • Open new accounts
  • Register existing accounts
  • Digital banking experience
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FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.

About

Octa.

Features
Read full description

Octa – Save and Invest Smartly Octa is a web and app-based savings and investment solution. Octa allows you automate your savings and investment towards a financially rewarding future. Octa guarantees you returns of up to 12% on savings and 18% on investments respectively. Welcome to smart savings. With Octa, you can: • Automate savings and investment Set up your automatic savings daily, weekly or monthly at schedules that fit your purse or lifestyle. • Invest in various instruments You don’t need millions to start investing. Invest in any investment instrument of your choice and get higher returns on investments at up to 18%. Available investment are always stated in the app. • Save towards one or multiple goals Octa makes financial goal setting simple by taking the stress of discipline and strictness off you. Octa is your best bet when you have multiple goals you want to achieve. • Save at your own terms: No lock, no frills Octa does not have a lock feature currently. We believe you should be free to determine what you want to do with your money and we also want to gain your trust. All withdrawals are at no charge. • Created with you in mind Octa is specifically designed for young and forward-thinking minds who are not afraid to explore new things. • Security We do not store your money or data. All transactions are done via a third-party payment gateway and your funds are managed by Page Financials, our parent company. Setting Up Octa Using Octa is easy and straight forward. • The first step after downloading is to register with your name, email and BVN connected phone number. • Next is to add a card from which you can then use to fund your savings or investment. • Then you can create a savings target or choose the investment option of your choice (when available). • Why BVN? BVN is a requirement by CBN as part of the KYC (Know Your Customer) process that helps us ensure no fraudulent practice occurs to your funds. Submitting your BVN is safe and secure as we’re safety conscious and regulated by relevant finance regulators. WITHDRAWALS AND CHARGES Octa does not charge deposit fees, SMS charges, monthly charge fees or withdrawal fees. You simply enjoy #ZeroCharge on any transaction on the app. New Offerings • At Octa, we are always innovating to find ways to deliver more value to you. We will notify you of any new offering via mail, our blog and social media channels. 24/7 Customer Support We can be reached via our contact us page. We look forward to delighting you. Reviews We value feedbacks in form of reviews, comments and ratings. Our goal is to create a product that meets your needs conveniently.

Screenshots

FirstMobile App4 screens
Octa.4 screens

Verdict

The call

The clearest difference is update cadence: Octa. at every 2 weeks against FirstMobile App's every 2 months. Octa. also leads on iOS requirement (9.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FirstMobile App ships an update every 2 months, Octa. every 2 weeks. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 8 level
FirstMobile App versus Octa.: the parameters behind the verdict, then further details
ParameterFirstMobile AppOcta.
PriceFreeFree
Rating3.1 (2K ratings) — better—
Positive reviews14.9% of reviews—
Number of ratings2K — better—
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.19.0 — better
Further details — not scored
Size119 MB20 MB
Age rating4+4+
DeveloperFirst Bank of Nigeria LimitedPage International Financial Company Limited

Bugs and requests

FirstMobile App

Reported bugs

5 issues
  • Unable to log in after update
  • Blank screen when selecting account to debit
  • Inconsistent behavior on different devices
  • OTP not received during login
  • Virtual card services not working properly

Requested features

7 requests
  • Add Face ID/fingerprint login
  • Introduce theme options (dark/light mode)
  • Improve account statement history
  • Enable e-statement generation
  • Add bulk transfer functionality
Show 2 more
  • Provide more login options beyond ATM card
  • Improve beneficiary management

Octa.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FirstMobile App

No in-app purchases

None

Octa.

No in-app purchases

Questions

Is FirstMobile App free?
FirstMobile App is free to download, with no in-app purchases.
Is Octa. free?
Octa. is free to download, with no in-app purchases.
Do FirstMobile App or Octa. have ads?
Neither FirstMobile App nor Octa. shows ads.
Which is updated more often, FirstMobile App or Octa.?
FirstMobile App ships an update every 2 months, and Octa. every 2 weeks. Most recently, FirstMobile App was updated on October 24, 2026 and Octa. on October 12, 2026.

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