FirstMobile App vs Access SME
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstMobile App
This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.
- Financial transactions
- Non-financial transactions
- DIY enrollment
- Open new accounts
- Register existing accounts
- Digital banking experience
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FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.
Access SME
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This solution provides an integrated platform that unifies banking services with essential business management tools for SME customers. It enables SMEs to manage accounts, payments, while also handling invoicing, inventory, sales, expense, order, and reporting from a single interface. By combining financial operations with business tools, the solution enhances efficiency, improves cashflow visibility, and supports sustainable business growth through automation, and analytics.
Screenshots
Verdict
FirstMobile App and Access SME are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | FirstMobile App | Access SME |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (2K ratings) — better | — |
| Positive reviews | 14.9% of reviews | — |
| Number of ratings | 2K — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 119 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | Access Bank Plc |
Bugs and requests
FirstMobile App
Reported bugs
5 issues- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly
Requested features
7 requests- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality
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- Provide more login options beyond ATM card
- Improve beneficiary management
Access SME
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FirstMobile App
No in-app purchases
Access SME
No in-app purchases
Questions
Is FirstMobile App free?
Is Access SME free?
Do FirstMobile App or Access SME have ads?
Other comparisons
