Comparison

Tikkie vs ING Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tikkie

Easily request and send money to friends and family. Share payment links via messaging apps to get paid back quickly without exchanging bank details. Track group expenses and enjoy cashback deals.

Highlights
  • Send payment requests
  • Receive money easily
  • Group expense tracking
  • Cashback deals
  • No bank account exchange
  • Business payment requests
Read full description

Requesting back your money and paying back other people doesn’t have to be difficult. Tikkie lets your friends pay you back quickly and easily over WhatsApp, Telegram, Messenger or by text message. And it’s really easy to transfer money with Tikkie, no matter where you bank. Anyone can use Tikkie! When to use Tikkie Tikkie comes in handy when you have paid for someone else and you want your money back, or when someone else has paid for you and you need to pay them back. Whether it’s a one-off purchase or various different group expenses, Tikkie can be used in any situation. You might have paid for: • drinks with your club friends; • a present for a colleague; • festival tickets; • weekend away with friends; • household expenses in your student house. Really easy payment requests Simply use Tikkie to send a payment request over WhatsApp, Telegram or Messenger, by text message, or however else you want. The request will contain a link that your friends can use to pay you back. So you no longer need to exchange account numbers! Your friends don’t need to have Tikkie, but they do need a Dutch current account, and a Dutch, Belgian or German phone number. Tip: you can now also let your friends fill in the amount themselves. That’s handy when different people owe you different amounts. Track your group expenses and settle up Tikkie makes it easy for you to keep track of group expenses too. Create a Groepie, invite your friends, and you’re good to go. All of the group members can add and settle up expenses, with a Tikkie of course! Good to know: your friends need the Tikkie app to join a Groepie. Unique deals with Tikkie Terug Get money back from well-known brands thanks to cashback promotions! If you see a QR code in a shop or on an online promotion page, simply scan it with the Tikkie app and get all or part of the purchase price back right away. iDEAL | Wero payments Your friends pay you back using iDEAL | Wero and their own banking app, and the money is paid straight into your current account. Payments through Tikkie also use iDEAL | Wero and we don’t charge any transaction fees for this. For businesses too If you’re an ABN AMRO business client, make things easy on yourself and your customers by sending a payment request! Tikkie is also available to businesses, from self-employed individuals to multinationals. Your invoices are paid fast and your customers are happy. They don’t need cash, and you don’t need an expensive payment terminal. ABN AMRO initiative Tikkie is an ABN AMRO initiative, which means your details are secure. ABN AMRO only uses your details for the payments requests and payments, and not for any commercial activities.

About

ING Banking

Manage your finances securely and conveniently with this banking app. Perform transactions, track spending, and access banking services like savings and loans. Get support from a digital assistant or human advisors.

Highlights
  • Pay and receive money
  • Manage accounts and cards
  • Access savings, investments, and loans
  • Track spending and manage finances
  • 24/7 digital assistant support
  • Cashback offers
Features
Read full description

Whether you’re a private or professional customer, the ING Banking app allows you to have your bank at your fingertips at all times and to manage your money easily and in complete security, wherever you are. - Pay or receive money at any time, thanks to Apple Pay and payments via QR code. - Manage your accounts, cards, preferences, notifications and more, all in one place. - Savings, investments, insurance, loans: tailor your banking services to your needs. - Benefit from cashbacks from major brands. - Track your spending with the tools included in the app and actively manage your finances. - Get help via the ING digital assistant 24/7 or from an advisor during office hours. - Take part in exclusive competitions and win fantastic prizes! Not a customer yet? Open a current account with the help of itsme® - it’s simple, fast and totally secure! Already a customer? Install the app in less than 2 minutes with the help of itsme®, your ID card or with your ING card reader and ING debit card. After that, you will be able to log in easily using a 5-digit secret PIN code, your fingerprint or facial recognition. For your security, the app is automatically locked after 3 minutes of inactivity.

Screenshots

Tikkie4 screens
ING Banking4 screens

Verdict

The call

Tikkie and ING Banking both sit at 4.8 stars, but that hides the real split: 61% of ING Banking's written reviews are positive against 19% of Tikkie's. ING Banking also leads on monetization model (free vs free with in-app purchases) and update cadence (fortnightly vs monthly). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Tikkie against 4.8 for ING Banking. Both are backed by a comparable volume of ratings — 1.5K and 514 respectively. Written reviews are what separate them: 19% of Tikkie's written reviews are positive against 61% of ING Banking's.

UpkeepUpdate frequency

Tikkie ships an update monthly, ING Banking fortnightly. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
Tikkie versus ING Banking: the parameters behind the verdict, then further details
ParameterTikkieING Banking
PriceFreeFree
Rating4.8 (1.5K ratings)4.8 (514 ratings) — better
Positive reviews18.7% of reviews61.3% of reviews — better
Number of ratings1.5K — better514
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPad — better
Requires iOS16.016.0
Further details — not scored
Size239 MB285 MB
Age rating4+4+
DeveloperABN AMRO Bank N.V.ING BELGIUM

Customer experience

Tikkie

All ratings1,510 ratings
Positive96.1%
Neutral1.9%
Negative2.0%
Written reviews75 reviews
Positive18.7%
Neutral9.3%
Negative72.0%

ING Banking

All ratings514 ratings
Positive96.7%
Neutral1.2%
Negative2.1%
Written reviews300 reviews
Positive61.3%
Neutral3.3%
Negative35.3%

User reviews

Tikkie

From 1.5K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Great app

Room to improve

  • 🚫 Only works with Dutch IBAN
  • 🚫 Doesn't support non-Dutch phone numbers
  • 🚫 Doesn't work in Belgium
  • 🚫 Doesn't work with Revolut accounts
  • 🐛 Crashes often

ING Banking

From 514 App Store ratings

What we love

  • 🚀 Efficient and easy to use
  • 🔒 Secure and fast transactions
  • 👍 Intuitive and user-friendly interface
  • 💡 Useful features like expense tracking and instant transfers

Room to improve

  • 🐛 Occasional technical issues and app crashes
  • 🔋 Concerns about battery consumption
  • 🤔 Lack of advanced features compared to previous version

Bugs and requests

Tikkie

Reported bugs

2 issues
  • Incompatible with new iPhone models
  • Doesn't work with non-Dutch IBANs

Requested features

5 requests
  • Support for Belgian bank accounts
  • Support for non-Dutch phone numbers
  • Support for more European countries
  • History of paid Tikkies
  • Bancontact integration for Belgium

ING Banking

Reported bugs

3 issues
  • Login and authentication problems
  • Inability to add or manage multiple accounts
  • Inconsistent app behavior across devices and OS versions

Requested features

4 requests
  • Ability to view account statements and transaction history
  • Option to customize app settings and layout
  • Support for international money transfers
  • Integration with other financial tools and services

In-app purchases

None

Tikkie

No in-app purchases

None

ING Banking

No in-app purchases

Questions

Is Tikkie free?
Tikkie is free to download, with no in-app purchases.
Is ING Banking free?
ING Banking is free to download, with no in-app purchases.
Which has better reviews, Tikkie or ING Banking?
ING Banking is rated higher. Tikkie averages 4.8 out of 5 from 1.5K ratings, while ING Banking averages 4.8 from 514 ratings.
Do Tikkie or ING Banking have ads?
Neither Tikkie nor ING Banking shows ads.
Which is updated more often, Tikkie or ING Banking?
Tikkie ships an update monthly, and ING Banking fortnightly. Most recently, Tikkie was updated on October 24, 2026 and ING Banking on October 24, 2026.

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