kiple vs YouTrip
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
kiple
Manage your finances with a secure e-wallet offering a larger wallet size and biometric login. Perform various transactions like payments, reloads, and remittances, and use a prepaid card for online/offline shopping and ATM withdrawals.
- Increased wallet size (up to RM30,000)
- Secure biometric login
- Remittance services
- Mobile reloads and bill payments
- QR transactions
- Kiple Visa Prepaid Card for shopping and ATM withdrawals
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Kiple is your digital partner for financial empowerment, designed to make managing money easier, safer, and more inclusive. With a sleek new design, an increased wallet size of up to RM30,000, and secure biometric login, the Kiple e-Wallet offers a smarter way to pay, save, and disburse funds. Enjoy a full suite of convenient features including remittance, mobile reloads, bill payments, QR transactions, and more—all in one app. Plus, with the Kiple Visa Prepaid Card, you can shop online or in-store, and even perform ATM withdrawals locally and abroad, giving you greater access and flexibility wherever you go. Kiple empowers individuals and businesses to take control of their finances with security, convenience, and innovation at the core. Kiplepay Sdn Bhd is a licensed e-money operator, regulated by Bank Negara Malaysia. Find out more at: https://www.kiple.com
YouTrip
A multi-currency mobile wallet and Mastercard that enables seamless spending in over 150 countries. It offers competitive exchange rates and no foreign transaction fees, making it ideal for international travel and online shopping.
- Multi-currency mobile wallet
- Mastercard for global spending
- Best exchange rates
- Zero foreign transaction fees
- Fee-less ATM withdrawals
- Instant transaction notifications
- Card lock and security features
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Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees. Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter! Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Exchange & hold popular currencies right in the app Goodbye hidden fees • Travel and shop freely with zero FX fees • Withdraw cash fee-less* from overseas ATMs (*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais and AS$1,500 for Australians. Thereafter, a 2% fee applies for Singaporeans, Thais and Australians. It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with instant notifications for every payment • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & get the best rates at your fingertips! About Us: Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).
Screenshots
Verdict
The clearest difference is rating: YouTrip at 4.6 against kiple's 3.0. YouTrip also leads on ratings volume (409 vs 4) and review sentiment (42% vs 23%). kiple's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
YouTrip holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: YouTrip has 409 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 23% of kiple's written reviews are positive against 42% of YouTrip's.
kiple ships an update every 2 weeks, YouTrip every 9 days. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.
| Parameter | kiple | YouTrip |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) | 4.6 (409 ratings) — better |
| Positive reviews | 23.1% of reviews | 42.1% of reviews — better |
| Number of ratings | 4 | 409 — better |
| Update frequency | Every 2 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 132 MB | 240 MB |
| Age rating | 4+ | 4+ |
| Developer | Kiplepay Sdn. Bhd. | You Technologies Group |
Customer experience
kiple
YouTrip
Bugs and requests
kiple
Not enough reviews yet to summarise bugs or requests.
YouTrip
Reported bugs
21 issues- App freezes
- App is unstable in the UK
- Cannot load transactions
- Money transferred is pending for many hours
- Debit card fails
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- Card rejected by merchants due to malfunctions
- App keeps getting stuck on a purple loading screen
- App keeps lagging when opening
- Bug in the app, cannot access every 2-3 days
- App frequently hangs
- App keeps hanging on opening
- Unable to retrieve card details after maintenance
- App is buggy and unable to load after updating to iOS
- Face ID issue: automatically brings to first user interface after logout
- App assumes user is not existing after update/re-download
- Email login service does not function on weekends if logged out
- App not kept up with iOS 13
- Application keeps having error when overseas
- Top ups pending for 8+ hours
- Missing wallet transactions
- App refuses to load properly
Requested features
13 requests- Support for iPad
- Option to turn off advert notifications
- Ability to transfer money between cards (international currency)
- Price rate notifications
- Dark mode
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- More features to make it compelling
- Call center for instant assistance
- Web version
- Option for existing users to log in with password
- Allow money transfer out of the app
- Improve Face ID functionality
- Real-time payment approval notifications
- Ability to use for AXS payments
In-app purchases
kiple
No in-app purchases
YouTrip
No in-app purchases









