Comparison

kiple vs YouTrip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

kiple

Manage your finances with a secure e-wallet offering a larger wallet size and biometric login. Perform various transactions like payments, reloads, and remittances, and use a prepaid card for online/offline shopping and ATM withdrawals.

Highlights
  • Increased wallet size (up to RM30,000)
  • Secure biometric login
  • Remittance services
  • Mobile reloads and bill payments
  • QR transactions
  • Kiple Visa Prepaid Card for shopping and ATM withdrawals
Read full description

Kiple is your digital partner for financial empowerment, designed to make managing money easier, safer, and more inclusive. With a sleek new design, an increased wallet size of up to RM30,000, and secure biometric login, the Kiple e-Wallet offers a smarter way to pay, save, and disburse funds. Enjoy a full suite of convenient features including remittance, mobile reloads, bill payments, QR transactions, and more—all in one app. Plus, with the Kiple Visa Prepaid Card, you can shop online or in-store, and even perform ATM withdrawals locally and abroad, giving you greater access and flexibility wherever you go. Kiple empowers individuals and businesses to take control of their finances with security, convenience, and innovation at the core. Kiplepay Sdn Bhd is a licensed e-money operator, regulated by Bank Negara Malaysia. Find out more at: https://www.kiple.com

About

YouTrip

A multi-currency mobile wallet and Mastercard that enables seamless spending in over 150 countries. It offers competitive exchange rates and no foreign transaction fees, making it ideal for international travel and online shopping.

Highlights
  • Multi-currency mobile wallet
  • Mastercard for global spending
  • Best exchange rates
  • Zero foreign transaction fees
  • Fee-less ATM withdrawals
  • Instant transaction notifications
  • Card lock and security features
Features
Read full description

Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees. Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter! Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Exchange & hold popular currencies right in the app Goodbye hidden fees • Travel and shop freely with zero FX fees • Withdraw cash fee-less* from overseas ATMs (*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais and AS$1,500 for Australians. Thereafter, a 2% fee applies for Singaporeans, Thais and Australians. It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with instant notifications for every payment • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & get the best rates at your fingertips! About Us: Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).

Screenshots

kiple4 screens
YouTrip4 screens

Verdict

The call

The clearest difference is rating: YouTrip at 4.6 against kiple's 3.0. YouTrip also leads on ratings volume (409 vs 4) and review sentiment (42% vs 23%). kiple's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

YouTrip holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: YouTrip has 409 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 23% of kiple's written reviews are positive against 42% of YouTrip's.

UpkeepUpdate frequency

kiple ships an update every 2 weeks, YouTrip every 9 days. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
kiple versus YouTrip: the parameters behind the verdict, then further details
ParameterkipleYouTrip
PriceFreeFree
Rating3.0 (4 ratings)4.6 (409 ratings) — better
Positive reviews23.1% of reviews42.1% of reviews — better
Number of ratings4409 — better
Update frequencyEvery 2 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size132 MB240 MB
Age rating4+4+
DeveloperKiplepay Sdn. Bhd.You Technologies Group

Customer experience

kiple

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews52 reviews
Positive23.1%
Neutral0.0%
Negative76.9%

YouTrip

All ratings409 ratings
Positive89.7%
Neutral2.9%
Negative7.3%
Written reviews76 reviews
Positive42.1%
Neutral0.0%
Negative57.9%

Bugs and requests

kiple

Not enough reviews yet to summarise bugs or requests.

YouTrip

Reported bugs

21 issues
  • App freezes
  • App is unstable in the UK
  • Cannot load transactions
  • Money transferred is pending for many hours
  • Debit card fails
Show 16 more
  • Card rejected by merchants due to malfunctions
  • App keeps getting stuck on a purple loading screen
  • App keeps lagging when opening
  • Bug in the app, cannot access every 2-3 days
  • App frequently hangs
  • App keeps hanging on opening
  • Unable to retrieve card details after maintenance
  • App is buggy and unable to load after updating to iOS
  • Face ID issue: automatically brings to first user interface after logout
  • App assumes user is not existing after update/re-download
  • Email login service does not function on weekends if logged out
  • App not kept up with iOS 13
  • Application keeps having error when overseas
  • Top ups pending for 8+ hours
  • Missing wallet transactions
  • App refuses to load properly

Requested features

13 requests
  • Support for iPad
  • Option to turn off advert notifications
  • Ability to transfer money between cards (international currency)
  • Price rate notifications
  • Dark mode
Show 8 more
  • More features to make it compelling
  • Call center for instant assistance
  • Web version
  • Option for existing users to log in with password
  • Allow money transfer out of the app
  • Improve Face ID functionality
  • Real-time payment approval notifications
  • Ability to use for AXS payments

In-app purchases

None

kiple

No in-app purchases

None

YouTrip

No in-app purchases

Questions

Is kiple free?
kiple is free to download, with no in-app purchases.
Is YouTrip free?
YouTrip is free to download, with no in-app purchases.
Which has better reviews, kiple or YouTrip?
YouTrip is rated higher. kiple averages 3.0 out of 5 from 4 ratings, while YouTrip averages 4.6 from 409 ratings.
Do kiple or YouTrip have ads?
Neither kiple nor YouTrip shows ads.
Which is updated more often, kiple or YouTrip?
kiple ships an update every 2 weeks, and YouTrip every 9 days. Most recently, kiple was updated on October 16, 2026 and YouTrip on October 15, 2026.

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