Comparison

Richart Life vs 臺灣銀行 臺銀行動+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Richart Life

This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.

Highlights
  • Integrated lifestyle services
  • Mobile payment support
  • Loyalty point redemption
  • Credit card management
  • Real-time transaction notifications
  • Coupon access
Features
Read full description

我們持續優化各項服務的使用介面,除了既有的信用卡相關服務,新增生活圈服務串聯、台新Point點數查兌、台新PAY行動支付等服務,將生活再升級!/立刻下載台新Richart Life,體驗台新銀行生活金融生態圈。   Richart Life特色說明: 1.生活金融無界限 串聯生活圈中的各項優惠、點數查兌、行動支付等多項功能,一手掌握個人日常服務,提供全方位的便利生活! 2.支援台新PAY支付功能 台新信用卡/簽帳金融卡就能一鍵輕鬆綁定,購物不再需要掏出錢包,使用手機輕鬆結帳! 3.點數隨手兌 台新Point/台新Point(信用卡)想換就換,屬於你的好康,就是不讓你錯過。 4.信用卡相關服務 信用卡查帳超方便,另可進行繳費/分期理財等服務。 5.消費通知最即時 刷卡不限金額筆筆通知,確保交易安全。 6.優惠券好康 刷卡優惠隨時查,領券即享優惠,好康不錯過。 如您於本行尚未留存Email或留存Email格式有誤,請撥打台新客服更新02)2655-3355。 為保障您的使用安全,建議您應於行動裝置上安裝防毒軟體,以偵測行動裝置是否有疑似遭破解或重大漏洞未修復等情形

About

臺灣銀行 臺銀行動+

This banking app offers a secure and convenient way to manage your finances. It provides account overviews, payment services, and advanced security features like biometric authentication and real-time transaction alerts.

Highlights
  • Secure transaction monitoring
  • Biometric authentication
  • Unified account overview
  • TaiwanPay mobile payments
  • Voice-activated transfers
  • Branch and merchant locator
Features
Read full description

臺灣銀行推出全新行動銀行-「臺銀行動+」,提供簡潔操作介面及特色服務~專屬於您的金融管家! 「臺銀行動+」特色服務介紹: ◎「安全鯨管家」:透過防護檢測與交易即時警訊提示,把關交易安全。 ◎「行動FIDO安控」:可在APP上可快速申請並結合行動裝置生物辨識進行核身驗證之「行動FIDO安控」服務,擁有更安全金融交易。 ◎「一頁式帳戶總覽」:分類呈現新臺幣、外匯及貸款帳戶資訊,輕鬆掌握個人資產概況。 ◎「臺銀支付」: 提供「台灣Pay」行動支付服務,申請網銀非約轉服務即可使用,免再另行申請設定。 ◎「語音立即轉」:利用行動裝置之語意分析技術,以口語方式進行非約定轉帳交易。 ※當您使用「臺灣銀行 臺銀行動+」APP之線上活動、客服信箱、申請相關服務或其他互動性功能時,我們可能會請您提供姓名、身分證字號、住址、電子郵件地址、電話、位置資訊或其他相關必要資料。 ※APP使用權限說明 1.位置:APP以行動裝置所在位置搜尋臨近本行服務據點及商家位置需使用該權限。 2.相機:APP開啟行動裝置相機掃描條碼/QR Code需使用該權限。 3.麥克風:APP進行「語音轉帳」時需使用該權限。 4.聯絡人:APP進行「手機門號轉帳」調用通訊錄之電話號碼資訊需使用該權限。 5.行動數據:APP進行網路連線擁有完整的網路存取權需使用該權限。 6.通知:APP接收推播通知服務需使用該權限。 7.圖片檔案:APP存取相簿內的QR Code圖像需使用該權限。 8.人臉辨識:APP為提供快速登入及啟動交易驗證服務需使用該權限。 9.語音辨識:APP進行「語音轉帳」時需使用該權限。 ※提醒您,為確保您的帳務及交易安全,請於行動裝置安裝防護軟體,惟無法於已破解的行動裝置使用。

Screenshots

Richart Life4 screens
臺灣銀行 臺銀行動+4 screens

Verdict

The call

The clearest difference is rating: 臺灣銀行 臺銀行動+ at 4.1 against Richart Life's 1.9. 臺灣銀行 臺銀行動+ also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

臺灣銀行 臺銀行動+ holds the better App Store score, 4.1 against 1.9. Both are backed by a comparable volume of ratings — 20 and 9 respectively. Written reviews complicate that: 17% of Richart Life's written reviews are positive against 14% of 臺灣銀行 臺銀行動+'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Richart Life ships an update every 4 weeks, 臺灣銀行 臺銀行動+ monthly. The most recent releases landed on August 21, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 7 level
Richart Life versus 臺灣銀行 臺銀行動+: the parameters behind the verdict, then further details
ParameterRichart Life臺灣銀行 臺銀行動+
PriceFreeFree
Rating1.9 (20 ratings)4.1 (9 ratings) — better
Positive reviews17.1% of reviews — better14.3% of reviews
Number of ratings20 — better9
Update frequencyEvery 4 weeks — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size251 MB287 MB
Age rating4+4+
DeveloperTaishin International Bank Co.,Ltd.BANK OF TAIWAN

Customer experience

Richart Life

All ratings16 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews82 reviews
Positive17.1%
Neutral11.0%
Negative72.0%

臺灣銀行 臺銀行動+

All ratings9 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews7 reviews
Positive14.3%
Neutral14.3%
Negative71.4%

In-app purchases

None

Richart Life

No in-app purchases

None

臺灣銀行 臺銀行動+

No in-app purchases

Questions

Is Richart Life free?
Richart Life is free to download, with no in-app purchases.
Is 臺灣銀行 臺銀行動+ free?
臺灣銀行 臺銀行動+ is free to download, with no in-app purchases.
Which has better reviews, Richart Life or 臺灣銀行 臺銀行動+?
臺灣銀行 臺銀行動+ is rated higher. Richart Life averages 1.9 out of 5 from 20 ratings, while 臺灣銀行 臺銀行動+ averages 4.1 from 9 ratings.
Do Richart Life or 臺灣銀行 臺銀行動+ have ads?
Richart Life shows ads; 臺灣銀行 臺銀行動+ does not.
Which is updated more often, Richart Life or 臺灣銀行 臺銀行動+?
Richart Life ships an update every 4 weeks, and 臺灣銀行 臺銀行動+ monthly. Most recently, Richart Life was updated on August 21, 2026 and 臺灣銀行 臺銀行動+ on September 8, 2026.

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