MySynchrony vs GM Financial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MySynchrony
Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.
- Manage credit cards in one place
- Secure biometric login
- Schedule and manage payments
- Check balance and credit limit
- Review transaction history
- Access partner deals and offers
- Financial education blog
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Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you. (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras
GM Financial
Manage your GMF account conveniently and securely on the go. Make payments, view your payment history, and update your information for your Chevrolet, Buick, GMC, or Cadillac vehicle. Access your account 24/7 from anywhere.
- Make payments
- Set up auto pay
- View payment history
- Manage multiple accounts
- 24/7 account access
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The GM Financial mobile app gives you convenient and secure access to your GMF account anytime, anywhere. Wherever your journey takes you, you have the tools you need to make payments, update information and keep your Chevrolet, Buick, GMC or Cadillac vehicle account on track. This app lets you: • Make a payment or set up auto pay • See your payment history • Manage multiple accounts • Conveniently access your account 24/7 This app may request access to: • Read phone status and identify • Have full network access • Prevent phone from sleeping • Receive data from Internet • Control vibration • View network connections • View Wi-Fi connections You can disable access for these permissions in Settings. Updates to this app may automatically add additional capabilities. This app does not support rooted devices. If you need help with GM Financial mobile, please message our Customer Experience team in the app, or through MyAccount on the web at GMFinancial.com/MyAccount. You can also message us through Facebook at Facebook.com/GMFinancial.
Screenshots
Verdict
MySynchrony and GM Financial both sit at 4.8 stars, but that hides the real split: 82% of MySynchrony's written reviews are positive against 27% of GM Financial's. MySynchrony also leads on chart position (#29 vs #189). GM Financial's advantage is iOS requirement (12.2 vs 18). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for MySynchrony against 4.8 for GM Financial. Both are backed by a comparable volume of ratings — 116K and 51K respectively. Written reviews are what separate them: 82% of MySynchrony's written reviews are positive against 27% of GM Financial's.
MySynchrony ships an update every 3 weeks, GM Financial every 4 weeks. Both last shipped on October 30, 2026.
| Parameter | MySynchrony | GM Financial |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (116K ratings) | 4.8 (51K ratings) — better |
| Positive reviews | 82.2% of reviews — better | 27.3% of reviews |
| Number of ratings | 116K — better | 51K |
| Update frequency | Every 3 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #29 — better | #189 |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18 | 12.2 — better |
| Further details — not scored | ||
| Size | 197 MB | 118 MB |
| Age rating | 4+ | 4+ |
| Developer | Synchrony Financial | GM Financial |
Customer experience
MySynchrony
GM Financial
User reviews
MySynchrony
From 116K App Store ratingsWhat we love
- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts
Room to improve
- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing
GM Financial
From 51K App Store ratingsWhat we love
- 👍 Easy to use app for making payments
- 💡 Ability to view payment history and account details
- 🚀 Convenient payment scheduling options
- 🤝 Helpful and understanding customer support
Room to improve
- 🐛 Recurring login issues and password reset problems
- 🔍 Lack of transparency around payment application and payoff amounts
- 🤖 Unhelpful or unresponsive automated support
- 🕰️ Slow app performance and frequent crashes
Bugs and requests
MySynchrony
Reported bugs
4 issues- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app
Requested features
5 requests- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app
GM Financial
Reported bugs
3 issues- App not recognizing valid bank account information
- Incorrect payment processing status displayed
- Persistent notification bugs that can't be cleared
Requested features
3 requests- Add option to pay extra towards principal
- Improve payment scheduling flexibility
- Display current balance and remaining payments
In-app purchases
MySynchrony
No in-app purchases
GM Financial
No in-app purchases
Questions
Is MySynchrony free?
Is GM Financial free?
Which has better reviews, MySynchrony or GM Financial?
Do MySynchrony or GM Financial have ads?
Which is updated more often, MySynchrony or GM Financial?
Which is more popular, MySynchrony or GM Financial?
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