Comparison

MySynchrony vs GM Financial

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySynchrony

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

Highlights
  • Manage credit cards in one place
  • Secure biometric login
  • Schedule and manage payments
  • Check balance and credit limit
  • Review transaction history
  • Access partner deals and offers
  • Financial education blog
Features
Currently charting
Read full description

Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you.   (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras

About

GM Financial

Manage your GMF account conveniently and securely on the go. Make payments, view your payment history, and update your information for your Chevrolet, Buick, GMC, or Cadillac vehicle. Access your account 24/7 from anywhere.

Highlights
  • Make payments
  • Set up auto pay
  • View payment history
  • Manage multiple accounts
  • 24/7 account access
Features
Currently charting
Read full description

The GM Financial mobile app gives you convenient and secure access to your GMF account anytime, anywhere. Wherever your journey takes you, you have the tools you need to make payments, update information and keep your Chevrolet, Buick, GMC or Cadillac vehicle account on track. This app lets you: • Make a payment or set up auto pay • See your payment history • Manage multiple accounts • Conveniently access your account 24/7 This app may request access to: • Read phone status and identify • Have full network access • Prevent phone from sleeping • Receive data from Internet • Control vibration • View network connections • View Wi-Fi connections You can disable access for these permissions in Settings. Updates to this app may automatically add additional capabilities. This app does not support rooted devices. If you need help with GM Financial mobile, please message our Customer Experience team in the app, or through MyAccount on the web at GMFinancial.com/MyAccount. You can also message us through Facebook at Facebook.com/GMFinancial.

Screenshots

MySynchrony4 screens
GM Financial4 screens

Verdict

The call

MySynchrony and GM Financial both sit at 4.8 stars, but that hides the real split: 82% of MySynchrony's written reviews are positive against 27% of GM Financial's. MySynchrony also leads on chart position (#29 vs #189). GM Financial's advantage is iOS requirement (12.2 vs 18). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for MySynchrony against 4.8 for GM Financial. Both are backed by a comparable volume of ratings — 116K and 51K respectively. Written reviews are what separate them: 82% of MySynchrony's written reviews are positive against 27% of GM Financial's.

UpkeepUpdate frequency

MySynchrony ships an update every 3 weeks, GM Financial every 4 weeks. Both last shipped on October 30, 2026.

Scorecard3 real differences · 8 level
MySynchrony versus GM Financial: the parameters behind the verdict, then further details
ParameterMySynchronyGM Financial
PriceFreeFree
Rating4.8 (116K ratings)4.8 (51K ratings) — better
Positive reviews82.2% of reviews — better27.3% of reviews
Number of ratings116K — better51K
Update frequencyEvery 3 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#29 — better#189
DevicesiPhone, iPadiPhone, iPod
Requires iOS1812.2 — better
Further details — not scored
Size197 MB118 MB
Age rating4+4+
DeveloperSynchrony FinancialGM Financial

Customer experience

MySynchrony

All ratings116,026 ratings
Positive96.8%
Neutral0.9%
Negative2.3%
Written reviews2,779 reviews
Positive82.2%
Neutral1.7%
Negative16.1%

GM Financial

All ratings51,319 ratings
Positive96.1%
Neutral1.2%
Negative2.7%
Written reviews172 reviews
Positive27.3%
Neutral13.4%
Negative59.3%

User reviews

MySynchrony

From 116K App Store ratings

What we love

  • 👍 Easy to use
  • 👍 User-friendly
  • 👍 Convenient
  • 👍 Streamlined payment process
  • 👍 Helpful for managing multiple accounts

Room to improve

  • 🐛 App crashes or freezes
  • 🐛 Login issues
  • 🐛 Inconsistent account information
  • 🐛 Difficulty adding or managing accounts
  • 🐛 Unreliable payment processing

GM Financial

From 51K App Store ratings

What we love

  • 👍 Easy to use app for making payments
  • 💡 Ability to view payment history and account details
  • 🚀 Convenient payment scheduling options
  • 🤝 Helpful and understanding customer support

Room to improve

  • 🐛 Recurring login issues and password reset problems
  • 🔍 Lack of transparency around payment application and payoff amounts
  • 🤖 Unhelpful or unresponsive automated support
  • 🕰️ Slow app performance and frequent crashes

Bugs and requests

MySynchrony

Reported bugs

4 issues
  • Delayed payment updates
  • Incorrect account balance information
  • Compatibility issues with older devices
  • Inability to remove closed accounts from the app

Requested features

5 requests
  • Ability to view all accounts in one place
  • Option to set up automatic payments
  • More detailed transaction history
  • Improved notification system
  • Ability to update personal information within the app

GM Financial

Reported bugs

3 issues
  • App not recognizing valid bank account information
  • Incorrect payment processing status displayed
  • Persistent notification bugs that can't be cleared

Requested features

3 requests
  • Add option to pay extra towards principal
  • Improve payment scheduling flexibility
  • Display current balance and remaining payments

In-app purchases

None

MySynchrony

No in-app purchases

None

GM Financial

No in-app purchases

Questions

Is MySynchrony free?
MySynchrony is free to download, with no in-app purchases.
Is GM Financial free?
GM Financial is free to download, with no in-app purchases.
Which has better reviews, MySynchrony or GM Financial?
GM Financial is rated higher. MySynchrony averages 4.8 out of 5 from 116K ratings, while GM Financial averages 4.8 from 51K ratings.
Do MySynchrony or GM Financial have ads?
Neither MySynchrony nor GM Financial shows ads.
Which is updated more often, MySynchrony or GM Financial?
MySynchrony ships an update every 3 weeks, and GM Financial every 4 weeks. Most recently, MySynchrony was updated on October 30, 2026 and GM Financial on October 30, 2026.
Which is more popular, MySynchrony or GM Financial?
MySynchrony currently peaks at #29 in the App Store charts, and GM Financial at #189. Chart position reflects recent download velocity rather than total install base.

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