Comparison

CareSuper vs Macquarie Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CareSuper

Manage your superannuation fund on the go. Check your balance, update investment options, view statements, and update personal details. Join or set up online access easily.

Highlights
  • Check super balance
  • Change investment options
  • View member statements
  • Update personal details
  • View insurance cover
  • Nominate beneficiaries
Features
Read full description

Keeping on top of your super has never been easier. When you're on the go, you can easily: • check your super balance • view and change your investment options • check your member statements • read letters we’ve sent you • update your details • view your insurance cover • provide your tax file number • nominate your beneficiaries • and more! To use this app you must be a CareSuper member registered for Member Online. To set up online access simply click the 'Set up online access' button in the app and follow the prompts. Not a member yet? Simply click the 'Join now' button in the app. Please consider the PDS and TMD at caresuper.com.au before joining. If you need help, call us on 1800 005 166. CareSuper Pty Ltd (Trustee) ABN 14 008 650 628 AFSL 238718 CareSuper (Fund) ABN 74 559 365 913

About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

Screenshots

CareSuper4 screens
Macquarie Authenticator3 screens

Verdict

The call

The clearest difference is rating: CareSuper at 4.3 against Macquarie Authenticator's 3.0. CareSuper also leads on review sentiment (35% vs 15%) and ratings volume (6 vs 2). Macquarie Authenticator's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CareSuper holds the better App Store score, 4.3 against 3.0. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews point the same way: 35% of CareSuper's written reviews are positive against 15% of Macquarie Authenticator's.

UpkeepUpdate frequency

CareSuper ships an update every 3 months, Macquarie Authenticator every 3 weeks. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
CareSuper versus Macquarie Authenticator: the parameters behind the verdict, then further details
ParameterCareSuperMacquarie Authenticator
PriceFreeFree
Rating4.3 (6 ratings) — better3.0 (2 ratings)
Positive reviews35.0% of reviews — better14.8% of reviews
Number of ratings6 — better2
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size35 MB220 MB
Age rating4+4+
DeveloperCARE Super Pty LtdMacquarie Bank Limited

Customer experience

CareSuper

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews60 reviews
Positive35.0%
Neutral10.0%
Negative55.0%

Macquarie Authenticator

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews108 reviews
Positive14.8%
Neutral4.6%
Negative80.6%

Bugs and requests

CareSuper

Reported bugs

3 issues
  • Login screen freezes
  • App unavailable or unresponsive
  • Withdrawal and rollover issues

Requested features

3 requests
  • Detailed investment portfolio tracking
  • Improved app stability and reliability
  • Better customer communication and support

Macquarie Authenticator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CareSuper

No in-app purchases

None

Macquarie Authenticator

No in-app purchases

Questions

Is CareSuper free?
CareSuper is free to download, with no in-app purchases.
Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Which has better reviews, CareSuper or Macquarie Authenticator?
CareSuper is rated higher. CareSuper averages 4.3 out of 5 from 6 ratings, while Macquarie Authenticator averages 3.0 from 2 ratings.
Do CareSuper or Macquarie Authenticator have ads?
Neither CareSuper nor Macquarie Authenticator shows ads.
Which is updated more often, CareSuper or Macquarie Authenticator?
CareSuper ships an update every 3 months, and Macquarie Authenticator every 3 weeks. Most recently, CareSuper was updated on October 15, 2026 and Macquarie Authenticator on October 17, 2026.

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