Equip vs Plum
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Equip
Manage your superannuation fund easily from your mobile device. Track your account balance, review investment performance, and consolidate lost super. Plan for your retirement income and check your insurance coverage.
- View account balance
- Update investments
- Consolidate superannuation
- Check retirement income
- View insurance details
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Quick. Easy. Secure. The new Equip app lets you manage your superannuation on the go. Download it today and take control of your future. Equip members can use the app to: View your account balance - check your latest contributions and see how you're tracking for retirement. Check and update your investments - see how your investment options are performing and choose the best mix for you. Consolidate your super - find your lost super, roll it in with Equip, and save money on unnecessary fees. Check your retirement income - see how much money you'll have for retirement and what that means in annual income. View your Insurance - Make sure you're covered for life's twists and turns. Togethr Trustees Pty Ltd ABN 64 006 964 049, AFSL 246383 (“Togethr”) is the trustee of the Equipsuper Superannuation Fund ABN 33 813 823 017 (“Equip” or “the Fund”).
Plum
Easily check your superannuation balance, view recent contributions, and review account transactions. Update your personal details securely. Requires online Plum access to use.
- View super balance
- Check last contribution
- List of transactions
- Update personal details
- Quick and easy access
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The app provides a quick, easy way to view your super balance, check your last contribution, view a list of transactions on your account and update your personal details. You'll need to be registered for Plum online access. Already have Plum online access? Download the app now. Not registered? Simply go to plum.com.au/register or call us on 1300 55 7586. Please note: The Plum app is compatible on mobile devices with iOS 14 and above. Pension and insurance customers, please visit the Plum website to view your account. This app isn't intended for use by financial advisers.
Screenshots
Verdict
The clearest difference is rating: Plum at 5.0 against Equip's 1.5. Plum also leads on iOS requirement (15.1 vs 17). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Plum holds the better App Store score, 5.0 against 1.5. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews point the same way: 3% of Equip's written reviews are positive against 10% of Plum's.
Equip ships an update every 5 months, Plum every 4 months. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.
| Parameter | Equip | Plum |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (2 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 2.6% of reviews | 9.5% of reviews — better |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 5 months | Every 4 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17 | 15.1 — better |
| Further details — not scored | ||
| Size | 25 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Togethr Trustees Pty Ltd | IOOF Service Co Pty Ltd |
Customer experience
Equip
Plum
Bugs and requests
Equip
Reported bugs
15 issues- Login screen freezes with spinning loading circle
- App logs user out randomly and requires full re-authentication
- Face ID and PIN settings reset after each login
- Two-factor authentication loop prevents successful login
- App becomes unresponsive after a few days of use
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- Site unavailable error message appears frequently
- App fails to load user information and balance data
- Spinning wheel of death on login screen
- App crashes and requires reinstallation monthly
- Login screen not properly centered on display
- App freezes when navigating between pages
- Excessive buffering with no completion
- App requires reinstallation after each update
- Zero balance display causing false security concerns
- App incompatible with iOS versions below 15/16
Requested features
9 requests- Implement proper Face ID and PIN persistence
- Add passkey and secure token authentication
- Reduce session timeout from 30 seconds
- Follow modern design principles and UX standards
- Enable more functionality within app (reduce need to call)
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- Implement auto-login after app updates
- Add dark mode option
- Improve navigation with fewer clicks to access information
- Add proper error messaging and status indicators
Plum
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Equip
No in-app purchases
Plum
No in-app purchases
