PBCOMobile vs eCebuana
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PBCOMobile
Manage your finances entirely from your smartphone. Open accounts, make payments, and transfer funds without visiting a branch. Access your money anytime, anywhere with a globally accepted debit card.
- Open accounts remotely
- Digital ID and signature upload
- Mobile payments and transfers
- ATM and partner store deposits/withdrawals
- Global debit card acceptance
- Scheduled and recurring transactions
- Account and debit card management
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PBCOMobile is focused on making your financial life easier and simpler. There are no paper forms to fill out and no minimum and maintaining balance requirements. PBCOMobile offers bank accounts that live on your smartphone and gives you control of your money anytime , anywhere. You don’t need to visit a branch: you can open an account, make payments, transfer funds and receive money on your phone. If you have or need cash you can deposit and withdraw in ATMs and partner stores. All PBCOMobile accounts will come with debit cards that are accepted worldwide and mobile access to many payment and money transfer services via Mastercard, Bancnet and the Philippine Clearing House Corporation (PCHC). PBCOMobile Functionality: • Open an account without going to PBCOM branches • Capture and upload your ID Documents with your mobile phone • Take a Selfie Video to help us get to know you • Upload a digital signature • Create scheduled or recurring transactions • No opening and maintaining balance required for Starter Accounts • You can update your personal information via the mobile app • Upgrade your Starter account to a Regular Savings account and receive more perks • Easily link, block, unblock, and replace your PBCOMobile Debit Card via the mobile app. PBCOMobile is for new customers who wants to open an account. For existing PBCOM customers, you may download POP Personal to access your account online.
eCebuana
Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.
- Open e-wallet and micro savings accounts
- Send and receive money
- Pay bills with numerous billers
- Top up mobile load
- Receive international remittances
- Virtual Visa Card for online shopping
- QR code transfers and payments
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Ka-Cebuana, i-download mo na ang new and improved eCebuana app! Mas bago, mas madali, mas kumpleto - para sa mas convenient at mabilis na transactions! What’s new with eCebuana? • Super bilis mag-open ng account! • Pwede ka nang mag-open ng e-wallet account diretso sa app - hindi mo na kailangan pumunta sa branch! • Mag-open ng Micro Savings Account? I-verify mo lang ang wallet account mo - tapos agad! One app, all-in-one solution! • Send and receive money from other banks and e-wallets, at sa over 3,500 Cebuana Lhuillier branches nationwide • Magbayad ng bills - now with more billers • Mag-load anytime, anywhere Marami pang pwedeng gawin! • Receive international remittance via Quikz at Bank Albilad • Gamitin ang Virtual Visa Card pang-online shopping • Mag-transfer o bayad via QR • Mas mataas na wallet limit up to Php100,000 • May 24K Card ka? I-register na sa app para full access! Cebuana Lhuillier Micro Savings and Cebuana Savings are products of Cebuana Lhuillier Rural Bank. Regulated by the Bangko Sentral ng Pilipinas. Member: PDIC. Maximum deposit insurance for each depositor is Php1,000,000. If you have encountered any problem while using the app, send us an email at cebuanacares@pjlhuillier.com.
Screenshots
Verdict
The clearest difference is rating: PBCOMobile at 5.0 against eCebuana's 1.7. PBCOMobile also leads on iOS requirement (12.0 vs 15.5). eCebuana's advantage is ratings volume (31 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PBCOMobile holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: eCebuana has 31 ratings behind it against 2, so its average is the more settled of the two.
PBCOMobile ships an update every 6 weeks, eCebuana every 2 months. The most recent releases landed on September 29, 2026 and October 1, 2026 respectively.
| Parameter | PBCOMobile | eCebuana |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 1.7 (31 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 2 | 31 — better |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 40 MB | 162 MB |
| Age rating | 4+ | 4+ |
| Developer | PHILIPPINE BANK OF COMMUNICATIONS | Networld Capital Ventures, Inc. |
Customer experience
PBCOMobile
eCebuana
In-app purchases
PBCOMobile
No in-app purchases
eCebuana
No in-app purchases









