Comparison

PBCOMobile vs eCebuana

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PBCOMobile

Manage your finances entirely from your smartphone. Open accounts, make payments, and transfer funds without visiting a branch. Access your money anytime, anywhere with a globally accepted debit card.

Highlights
  • Open accounts remotely
  • Digital ID and signature upload
  • Mobile payments and transfers
  • ATM and partner store deposits/withdrawals
  • Global debit card acceptance
  • Scheduled and recurring transactions
  • Account and debit card management
Features
Read full description

PBCOMobile is focused on making your financial life easier and simpler. There are no paper forms to fill out and no minimum and maintaining balance requirements. PBCOMobile offers bank accounts that live on your smartphone and gives you control of your money anytime , anywhere. You don’t need to visit a branch: you can open an account, make payments, transfer funds and receive money on your phone. If you have or need cash you can deposit and withdraw in ATMs and partner stores. All PBCOMobile accounts will come with debit cards that are accepted worldwide and mobile access to many payment and money transfer services via Mastercard, Bancnet and the Philippine Clearing House Corporation (PCHC). PBCOMobile Functionality: • Open an account without going to PBCOM branches • Capture and upload your ID Documents with your mobile phone • Take a Selfie Video to help us get to know you • Upload a digital signature • Create scheduled or recurring transactions • No opening and maintaining balance required for Starter Accounts • You can update your personal information via the mobile app • Upgrade your Starter account to a Regular Savings account and receive more perks • Easily link, block, unblock, and replace your PBCOMobile Debit Card via the mobile app. PBCOMobile is for new customers who wants to open an account. For existing PBCOM customers, you may download POP Personal to access your account online.

About

eCebuana

Manage your finances with this comprehensive app. Open accounts, send and receive money, pay bills, and top up your mobile load. It also supports international remittances and offers a virtual Visa card for online shopping.

Highlights
  • Open e-wallet and micro savings accounts
  • Send and receive money
  • Pay bills with numerous billers
  • Top up mobile load
  • Receive international remittances
  • Virtual Visa Card for online shopping
  • QR code transfers and payments
Features
Read full description

Ka-Cebuana, i-download mo na ang new and improved eCebuana app! Mas bago, mas madali, mas kumpleto - para sa mas convenient at mabilis na transactions! What’s new with eCebuana? • Super bilis mag-open ng account! • Pwede ka nang mag-open ng e-wallet account diretso sa app - hindi mo na kailangan pumunta sa branch! • Mag-open ng Micro Savings Account? I-verify mo lang ang wallet account mo - tapos agad! One app, all-in-one solution! • Send and receive money from other banks and e-wallets, at sa over 3,500 Cebuana Lhuillier branches nationwide • Magbayad ng bills - now with more billers • Mag-load anytime, anywhere Marami pang pwedeng gawin! • Receive international remittance via Quikz at Bank Albilad • Gamitin ang Virtual Visa Card pang-online shopping • Mag-transfer o bayad via QR • Mas mataas na wallet limit up to Php100,000 • May 24K Card ka? I-register na sa app para full access! Cebuana Lhuillier Micro Savings and Cebuana Savings are products of Cebuana Lhuillier Rural Bank. Regulated by the Bangko Sentral ng Pilipinas. Member: PDIC. Maximum deposit insurance for each depositor is Php1,000,000.  If you have encountered any problem while using the app, send us an email at cebuanacares@pjlhuillier.com.

Screenshots

PBCOMobile4 screens
eCebuana4 screens

Verdict

The call

The clearest difference is rating: PBCOMobile at 5.0 against eCebuana's 1.7. PBCOMobile also leads on iOS requirement (12.0 vs 15.5). eCebuana's advantage is ratings volume (31 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PBCOMobile holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: eCebuana has 31 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

PBCOMobile ships an update every 6 weeks, eCebuana every 2 months. The most recent releases landed on September 29, 2026 and October 1, 2026 respectively.

Scorecard3 real differences · 7 level
PBCOMobile versus eCebuana: the parameters behind the verdict, then further details
ParameterPBCOMobileeCebuana
PriceFreeFree
Rating5.0 (2 ratings) — better1.7 (31 ratings)
Positive reviews—0.0% of reviews
Number of ratings231 — better
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.5
Further details — not scored
Size40 MB162 MB
Age rating4+4+
DeveloperPHILIPPINE BANK OF COMMUNICATIONSNetworld Capital Ventures, Inc.

Customer experience

PBCOMobile

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

eCebuana

All ratings31 ratings
Positive16.1%
Neutral0.0%
Negative83.9%
Written reviews12 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

PBCOMobile

No in-app purchases

None

eCebuana

No in-app purchases

Questions

Is PBCOMobile free?
PBCOMobile is free to download, with no in-app purchases.
Is eCebuana free?
eCebuana is free to download, with no in-app purchases.
Which has better reviews, PBCOMobile or eCebuana?
PBCOMobile is rated higher. PBCOMobile averages 5.0 out of 5 from 2 ratings, while eCebuana averages 1.7 from 31 ratings.
Do PBCOMobile or eCebuana have ads?
Neither PBCOMobile nor eCebuana shows ads.
Which is updated more often, PBCOMobile or eCebuana?
PBCOMobile ships an update every 6 weeks, and eCebuana every 2 months. Most recently, PBCOMobile was updated on September 29, 2026 and eCebuana on October 1, 2026.

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