Comparison

Extraco eBank vs VeraBank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Extraco eBank

Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.

Highlights
  • Card swap for multiple service providers
  • Financial management and budgeting tools
  • Turn debit card on/off
  • Set travel alerts
  • Link external accounts
Read full description

Extraco Banks eBank gives you the flexibility to access all your finances in one secure banking app. Available features include: * Card swap to update debit card number across multiple service providers at one time * New financial management and budgeting tools * Ability to turn on / off debit card and set travel alerts * Ability to link external accounts so you can have a complete financial picture in one app Please contact us at 1.866.398.7226 with any questions. Extraco Banks is a Member FDIC.

About

VeraBank Mobile

Manage your finances with this app, offering account management, mobile check deposit, bill payments, and fund transfers. Track spending, set budgets, and view external accounts all in one place. Access treasury management services and apply for new accounts or loans.

Highlights
  • Account management and history
  • Mobile check deposit
  • Bill pay and fund transfers
  • Spending tracking and budgeting
  • Treasury management services
  • Apply for new accounts and loans
  • Biometric login and quick balance
Features
Read full description

Manage Your Accounts: · View accounts, balances, and history · Search transaction history · View images of checks and deposits · Setup alerts by text, email, or push notification · View electronic statements · Free FICO® Scores Deposit Funds: · Deposit checks with Mobile Deposit Make Payments & Transfer Funds: · Pay bills · Transfers between your VeraBank accounts · Send money instantly to other VeraBank customers · Send money to non-VeraBank customers · Transfers to and from non-VeraBank accounts · Pay your VeraBank loan from non-VeraBank accounts Money Management: · View your VeraBank and non-VeraBank accounts all in one place · Categorize and track spending · Create a budget, set financial goals, and more Treasury Management Services: · Originate/Review/Approve ACH and Wire Transactions · Manage Positive Pay and other Security Features · Administrative Management of other users Get Help: · Live chat with VeraBank Support · Submit secure messages to VeraBank Support · Call VeraBank Support Open & Apply: · Open checking, savings, and money market accounts online in minutes · Apply for a personal loan · Apply for a mortgage · Apply for a credit card Convenience: · Login with TouchID or FaceID · View balances without logging in with Quick Balance · Locate a branch or ATM/ITM

Screenshots

Extraco eBank4 screens
VeraBank Mobile4 screens

Verdict

The call

The clearest difference is rating: VeraBank Mobile at 4.7 against Extraco eBank's 4.4. Extraco eBank's advantage is review sentiment (87% vs 78%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

VeraBank Mobile holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 1.8K and 3.5K respectively. Written reviews complicate that: 87% of Extraco eBank's written reviews are positive against 78% of VeraBank Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Extraco eBank ships an update every 2 months, VeraBank Mobile every 4 months. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

Scorecard2 real differences · 8 level
Extraco eBank versus VeraBank Mobile: the parameters behind the verdict, then further details
ParameterExtraco eBankVeraBank Mobile
PriceFreeFree
Rating4.4 (1.8K ratings)4.7 (3.5K ratings) — better
Positive reviews87.1% of reviews — better77.6% of reviews
Number of ratings1.8K3.5K — better
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS16.016.0
Further details — not scored
Size33 MB57 MB
Age rating4+4+
DeveloperExtraco BanksVeraBank, Inc.

Customer experience

Extraco eBank

All ratings1,691 ratings
Positive86.0%
Neutral3.2%
Negative10.8%
Written reviews388 reviews
Positive87.1%
Neutral4.6%
Negative8.2%

VeraBank Mobile

All ratings3,193 ratings
Positive92.0%
Neutral1.8%
Negative6.2%
Written reviews482 reviews
Positive77.6%
Neutral3.5%
Negative18.9%

User reviews

Extraco eBank

From 1.8K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient and functional
  • 🔒 Secure with extra protection
  • 💡 Helpful scam alerts
  • 👍 Friendly and professional customer service

Room to improve

  • 🐛 Occasional login issues
  • 🐛 Difficulty navigating bill pay
  • 🐛 Inconsistent user experience after updates
  • 🐛 Lack of detailed transaction notes
  • 🐛 Trouble depositing checks via mobile

VeraBank Mobile

From 3.5K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 💯 Excellent customer service
  • 🔒 Secure banking
  • 🎨 Visually appealing

Room to improve

  • 🐛 Glitchy performance
  • 🕰️ Slow to update
  • 🔒 Frustrating login issues
  • 📄 Complicated interface
  • 🚫 Restricted functionality

Bugs and requests

Extraco eBank

Reported bugs

3 issues
  • Frequent log-outs and password resets required
  • Mobile deposit feature not working consistently
  • Transactions not always displaying correctly

Requested features

5 requests
  • Add built-in calculator
  • Improve transaction categorization and budgeting
  • Provide option for dark mode
  • Allow minors to deposit checks
  • Enhance transfer history and recurring payments

VeraBank Mobile

Reported bugs

5 issues
  • Frequent app crashes
  • Login screen freezes
  • Inconsistent mobile deposit processing
  • Delayed transaction updates
  • Compatibility issues with newer devices

Requested features

5 requests
  • Customizable app layout
  • Improved bill pay options
  • Seamless external account integration
  • Automatic logout timer
  • Enhanced mobile deposit capabilities

In-app purchases

None

Extraco eBank

No in-app purchases

None

VeraBank Mobile

No in-app purchases

Questions

Is Extraco eBank free?
Extraco eBank is free to download, with no in-app purchases.
Is VeraBank Mobile free?
VeraBank Mobile is free to download, with no in-app purchases.
Which has better reviews, Extraco eBank or VeraBank Mobile?
VeraBank Mobile is rated higher. Extraco eBank averages 4.4 out of 5 from 1.8K ratings, while VeraBank Mobile averages 4.7 from 3.5K ratings.
Do Extraco eBank or VeraBank Mobile have ads?
Neither Extraco eBank nor VeraBank Mobile shows ads.
Which is updated more often, Extraco eBank or VeraBank Mobile?
Extraco eBank ships an update every 2 months, and VeraBank Mobile every 4 months. Most recently, Extraco eBank was updated on October 21, 2026 and VeraBank Mobile on October 22, 2026.

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