Comparison

PathHome by PRMG vs Shellpoint

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PathHome by PRMG

This financial assistant helps users achieve homeownership by providing tools for credit monitoring, affordability analysis, and mortgage readiness assessment. It also offers real estate listings and financial insights to build wealth.

Highlights
  • Free credit score, report, and monitoring
  • Affordability analysis
  • Real estate listings
  • Mortgage readiness assessment
  • Financial insights
  • Homeownership preparation guidance
Features
Read full description

Formally Paramount Data Vault, Welcome to the New PathHome Looking to achieve your dream of homeownership? Look no further than PathHome, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, PathHome has everything you need to get mortgage-ready and build your homeownership wealth with confidence. Here are some of the key features that set PathHome apart: • Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy. • Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment. • Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches. • Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home. • Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one. • Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey. Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here. Achieving your dream of homeownership has never been easier. Download PathHome today and take control of your financial future.

About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

Screenshots

PathHome by PRMG4 screens
Shellpoint3 screens

Verdict

The call

The clearest difference is rating: Shellpoint at 4.9 against PathHome by PRMG's 4.2. Shellpoint also leads on ratings volume (17K vs 5) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Shellpoint holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 50% of PathHome by PRMG's written reviews are positive against 54% of Shellpoint's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
PathHome by PRMG versus Shellpoint: the parameters behind the verdict, then further details
ParameterPathHome by PRMGShellpoint
PriceFreeFree
Rating4.2 (5 ratings)4.9 (17K ratings) — better
Positive reviews50.0% of reviews54.5% of reviews — better
Number of ratings517K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size114 MB73 MB
Age rating12+4+
DeveloperParamount Residential Mortgage Group, Inc.Newrez LLC

Customer experience

PathHome by PRMG

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Shellpoint

All ratings17,141 ratings
Positive98.1%
Neutral1.2%
Negative0.7%
Written reviews101 reviews
Positive54.5%
Neutral5.0%
Negative40.6%

Bugs and requests

PathHome by PRMG

Not enough reviews yet to summarise bugs or requests.

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

In-app purchases

None

PathHome by PRMG

No in-app purchases

None

Shellpoint

No in-app purchases

Questions

Is PathHome by PRMG free?
PathHome by PRMG is free to download, with no in-app purchases.
Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Which has better reviews, PathHome by PRMG or Shellpoint?
Shellpoint is rated higher. PathHome by PRMG averages 4.2 out of 5 from 5 ratings, while Shellpoint averages 4.9 from 17K ratings.
Do PathHome by PRMG or Shellpoint have ads?
Neither PathHome by PRMG nor Shellpoint shows ads.
Which is updated more often, PathHome by PRMG or Shellpoint?
PathHome by PRMG ships an update monthly, and Shellpoint monthly. Most recently, PathHome by PRMG was updated on October 10, 2026 and Shellpoint on October 15, 2026.

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