PathHome by PRMG vs Shellpoint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PathHome by PRMG
This financial assistant helps users achieve homeownership by providing tools for credit monitoring, affordability analysis, and mortgage readiness assessment. It also offers real estate listings and financial insights to build wealth.
- Free credit score, report, and monitoring
- Affordability analysis
- Real estate listings
- Mortgage readiness assessment
- Financial insights
- Homeownership preparation guidance
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Formally Paramount Data Vault, Welcome to the New PathHome Looking to achieve your dream of homeownership? Look no further than PathHome, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, PathHome has everything you need to get mortgage-ready and build your homeownership wealth with confidence. Here are some of the key features that set PathHome apart: • Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy. • Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment. • Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches. • Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home. • Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one. • Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey. Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here. Achieving your dream of homeownership has never been easier. Download PathHome today and take control of your financial future.
Shellpoint
Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.
- View loan account details
- Make one-time payments
- Schedule recurring payments
- Access statements and documents
- View recent account activity
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Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.
Screenshots
Verdict
The clearest difference is rating: Shellpoint at 4.9 against PathHome by PRMG's 4.2. Shellpoint also leads on ratings volume (17K vs 5) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Shellpoint holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 50% of PathHome by PRMG's written reviews are positive against 54% of Shellpoint's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.
| Parameter | PathHome by PRMG | Shellpoint |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) | 4.9 (17K ratings) — better |
| Positive reviews | 50.0% of reviews | 54.5% of reviews — better |
| Number of ratings | 5 | 17K — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 114 MB | 73 MB |
| Age rating | 12+ | 4+ |
| Developer | Paramount Residential Mortgage Group, Inc. | Newrez LLC |
Customer experience
PathHome by PRMG
Shellpoint
Bugs and requests
PathHome by PRMG
Not enough reviews yet to summarise bugs or requests.
Shellpoint
Reported bugs
3 issues- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in
Requested features
4 requests- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option
In-app purchases
PathHome by PRMG
No in-app purchases
Shellpoint
No in-app purchases
Questions
Is PathHome by PRMG free?
Is Shellpoint free?
Which has better reviews, PathHome by PRMG or Shellpoint?
Do PathHome by PRMG or Shellpoint have ads?
Which is updated more often, PathHome by PRMG or Shellpoint?
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