Comparison

Flutterwave vs Modulr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flutterwave

Transform your smartphone into a mobile point-of-sale system to accept diverse payment methods, including cards, bank transfers, and mobile money. Manage your online store, track orders, and monitor transactions conveniently from your device.

Highlights
  • Mobile POS functionality
  • Accept card payments
  • Multiple payment methods
  • Create online stores
  • Order management
  • Transaction overview
  • Customer details retrieval
Features
Read full description

Flutterwave Mobile makes it super convenient for anyone to run their business anytime, anywhere. Flutterwave Mobile essentially turns any smartphone into a mobile POS. This is because Flutterwave Mobile allows you accept card payments from anyone- you only need to generate a payment link within the app for them to pay you using their card as they'd do with a physical POS. But Flutterwave Mobile goes even one better. Flutterwave Mobile accepts more payment types than any physical POS can accept. Card payments, bank transfers, Paga, Mobile Money, USSD, the possibilities are endless. Your delivery personnel with Flutterwave Mobile installed on their phone don't need a physical POS anymore. Your sales personnel at your branches no longer need physical POS machines. Again the possibilities are endless. Flutterwave Mobile allows you to run your online store from your phone only. You can create a new online store in minutes on the app. Fulfilled and pending orders are available at a glance; new products can be added on the go; new order alerts are received via push notifications; stock quantity is available at a glance. Whether you're in or out of town, whatever time of the day it is, you have your store with you. Flutterwave Mobile is not restricted to just the Flutterwave Store or the mobile POS use cases. Every Flutterwave merchant is able to efficiently manage their business; whether it's checking balance overview, seeing daily transactions, quickly retrieving a customer's details, your business will always be mobile (pun intended). The future of commerce will always be convenience. Flutterwave Mobile makes running your business more convenient than ever. Flutterwave Mobile is the future of commerce. Give it a spin.

About

Modulr

Streamline your payment approval process from anywhere. This companion app allows you to approve single, multiple, or batch payments directly from your mobile device, fitting approvals around your schedule. You can also view account balances in real-time.

Highlights
  • Approve single payments
  • Approve batch payments
  • View account balances
  • Approve on the move
  • Streamlined approvals process
Features
Read full description

Manage accounts, funding, approvals, cards and receipts. Modulr Payroll Portal users: Payment approvals Approve single, multiple or batch payments for your business, or for your customers, wherever you are. If you’re a delegate (e.g. an accountant or payroll bureau) managing approvals on behalf of customers, you’ll know how much time gets spent chasing them for approvals. Modulr Mobile App solves this: customers get a push notification when approval is needed, and can respond in seconds – no desktop required. Add funds Add funds from your bank, directly in the app. From any account, select ‘Add Funds’, choose the bank you’re paying from, and confirm securely at your bank. Funds transfer straight to your Modulr account, ready for any scheduled or approved payments to go out. Funding requirements are clearly shown for your accounts and your customers’ accounts, so you always know what’s needed and when. Accounts and balances Check balances and account activity for your business and your customers, any time. Modulr Accounts Payable users: Cards You can now activate your Modulr virtual payment cards straight from the app and view their secure details. You can freeze and unfreeze each card to stay in control of spending, and check spend limits and current spend at a glance. Receipts Upload receipts on the go – straight from your phone’s camera or files – so your spend stays reconciled wherever you are. For payroll payments, user management, accounts payable invoice approvals, and everything else, continue to use the Modulr AP or Payroll portals on desktop. www.modulrfinance.com/help-and-support

Screenshots

Flutterwave4 screens
Modulr4 screens

Verdict

The call

The clearest difference is review sentiment: Flutterwave at 35% against Modulr's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Flutterwave ships an update every 6 weeks, Modulr monthly. The most recent releases landed on September 23, 2026 and August 30, 2026 respectively.

Scorecard1 real difference · 9 level
Flutterwave versus Modulr: the parameters behind the verdict, then further details
ParameterFlutterwaveModulr
PriceFreeFree
Rating4.5 (860 ratings) — better—
Positive reviews35.0% of reviews — better0.0% of reviews
Number of ratings860 — better—
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size42 MB25 MB
Age rating4+4+
DeveloperFlutterwave Inc.Modulr Finance

Customer experience

Flutterwave

All ratings860 ratings
Positive87.3%
Neutral4.5%
Negative8.1%
Written reviews60 reviews
Positive35.0%
Neutral6.7%
Negative58.3%

Modulr

Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

Bugs and requests

Flutterwave

Reported bugs

3 issues
  • Login screen freezes
  • Incompatible with older devices
  • Verification issues with account details

Requested features

3 requests
  • Card payment option
  • Dark mode
  • Advanced analytics dashboard

Modulr

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Flutterwave

No in-app purchases

None

Modulr

No in-app purchases

Questions

Is Flutterwave free?
Flutterwave is free to download, with no in-app purchases.
Is Modulr free?
Modulr is free to download, with no in-app purchases.
Do Flutterwave or Modulr have ads?
Neither Flutterwave nor Modulr shows ads.
Which is updated more often, Flutterwave or Modulr?
Flutterwave ships an update every 6 weeks, and Modulr monthly. Most recently, Flutterwave was updated on September 23, 2026 and Modulr on August 30, 2026.

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