Comparison

XpenseTracker vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XpenseTracker

Easily track mileage and expenses with a comprehensive, user-friendly app. Features customizable categories, photo receipt capture, and multiple export options for desktop integration. Save time and money on financial management.

Highlights
  • Mileage tracking with GPS and odometer options
  • Expense logging with customizable categories
  • Photo receipt capture and attachment
  • Export reports in CSV and PDF formats
  • Automatic iCloud backup
  • Password and TouchID protection
Features
Currently charting
Read full description

Save time & money! Track your MILEAGE and EXPENSES with the most powerful expense app available! A comprehensive, full featured app that's easy to use and extends to your desktop. XpenseTracker has been a customer favorite on the App Store since 2008. *March 2017- "BEST FINANCE APP" http://www.creditdonkey.com/finance-apps.html *XpenseTracker named "must have tax app" by H & R Block** http://tinyurl.com/HRBlockLovesXT *EventJuice UK declares "must download app" http://tinyurl.com/MustHaveForEvents *TabletPCReview.com rated XpenseTracker "Best Personal Finance App for iPad" - http://tinyurl.com/bestfinanceapp ----- XpenseTracker is a comprehensive expense tracking and reporting application for anyone wishing to track their expenses and/or mileage. It's ease of use, full features and great interface make it an essential tool for every iPhone/iPad user. It's power even extends to the desktop by allowing emailing or exporting of the expense reports and accompanying photo receipts directly to the desktop. It will save you time and money. ----- Features include: * Records all of your expenses and provides a running total for each log * Completely customize categories, sub-categories and payment types * Completely customizable fields you choose to use or not. Unused fields are hidden when adding new expenses * Sort expenses by "Date" , "Category", "Payment Type" or "Client." * For each category, the last payment type is remembered further simplifying data entry * Keeps a frequently used list for appropriate fields like description * Mark a log as "reimbursed" or "submitted" * Easy mileage tracking with MANY different options: + Enter total distance or start/stop odometer reading (remembers last stop reading) + Enter start/stop addresses (app will calculate distance) + Enter more than one destination in a single entry if desired (loved by real estate agents) + Use GPS to track distances - just tell the app when you leave and arrive + Optional AutoTrack feature for TOTALLY automatic mileage tracking. * Supports ALL major currencies * Downloads daily exchange rates * Many user defined preferences * Extensive support for VAT * Email your expense reports in comma delimited (CSV) format for easy import to Excel or Numbers. Photo receipts are also emailed as JPEG attachments * Support for Quickbooks (IIF) format * Export your reports directly to your Mac or PC via Wi-Fi connection and have your file immediately appear on your desktop. This CSV file can be easily imported into Excel or Numbers. * Specify the fields to be exported for CSV reports * Over a dozen PDF templates for creating beautiful, finished PDF format reports. * Includes client field and support for sorting and exporting by client. * Using the iPhone’s built-in camera, take snapshots of your receipts * Capture multiple images per expense * Automatically backup your data to iCloud * Set Password or use TouchID Continued use of GPS running in the background can dramatically decrease battery life ----- Optional Subscriptions The app offers an two OPTIONAL subscriptions, AutoTrack and Human Scan. AutoTrack is a feature that will automatically track your drives. All you need to do is carry your device with you. Human Scan will allow you to take a picture of a receipt and have an actual human extract the key information and update your expense entry. You do NOT need this add-on if you simply want to take photos of your receipt as the app already has that built-in. Subscription Details: * Payment charged to iTunes account at confirmation of purchase * Automatically renews unless cancelled at least 24-hours before the end of the current period * Account will be charged for renewal within 24-hours prior to the end of the current period * AutoTrack can be subscribed on monthly or a yearly basis. * Human Scan can be subscribed on a monthly basis. ----- silverwaresoftware.com/PrivacyPolicy.html silverwaresoftware.com/TermsOfUse.html

About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

Screenshots

XpenseTracker4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is price: Spending Tracker at Free against XpenseTracker's $4.99. Spending Tracker also leads on review sentiment (95% vs 75%) and device support (5 vs 3). XpenseTracker's advantage is ads (none vs shown) and chart position (#126 vs unranked). On rating, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Spending Tracker is free to download; XpenseTracker costs $4.99 up front. XpenseTracker sells 11 in-app purchases, starting at $3.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for XpenseTracker against 4.8 for Spending Tracker. Both are backed by a comparable volume of ratings — 4.9K and 19K respectively. Written reviews are what separate them: 75% of XpenseTracker's written reviews are positive against 95% of Spending Tracker's.

UpkeepUpdate frequency

XpenseTracker ships an update monthly, Spending Tracker every 2 months. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

Scorecard7 real differences · 4 level
XpenseTracker versus Spending Tracker: the parameters behind the verdict, then further details
ParameterXpenseTrackerSpending Tracker
Price$4.99Free — better
Rating4.7 (4.9K ratings)4.8 (19K ratings) — better
Positive reviews75.0% of reviews94.5% of reviews — better
Number of ratings4.9K19K — better
Update frequencyMonthly — betterEvery 2 months
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#126 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Mac, Apple Watch — better
Requires iOS11.0 — better15.5
Further details — not scored
Size57 MB50 MB
Age rating4+4+
DeveloperSilverware Software, LLCMH Riley Ltd

Customer experience

XpenseTracker

All ratings4,934 ratings
Positive93.5%
Neutral2.7%
Negative3.9%
Written reviews308 reviews
Positive75.0%
Neutral5.8%
Negative19.2%

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,934 reviews
Positive94.5%
Neutral2.5%
Negative2.9%

User reviews

XpenseTracker

From 4.9K App Store ratings

What we love

  • 🚀 Useful and convenient for tracking expenses
  • 👍 Easy to use
  • 💡 Customizable categories and reports
  • 🚀 Efficient for tax preparation
  • 👍 Great customer support

Room to improve

  • 🐛 Sync issues between devices
  • 🐛 Crashes and bugs
  • 🔒 Privacy concerns with location tracking
  • 💰 Transition to subscription model frustrates users
  • 🐛 Inability to save or export data

Spending Tracker

From 19K App Store ratings

What we love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories

Room to improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

Bugs and requests

XpenseTracker

Reported bugs

5 issues
  • Crashes after every expense entry
  • Mileage tracking not working consistently
  • Inability to reset highest mileage entry
  • Expense data not syncing properly
  • Expense reports not calculating correctly

Requested features

5 requests
  • Ability to import receipts from email
  • Integration with accounting software
  • More customization options for reports
  • Ability to delete expense categories
  • Offline mode for data entry

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

In-app purchases

11 purchases

XpenseTracker

Subscriptions5
  • AutoTrack Subscription1 Month trial$3.991 Month
  • Low Usage-25 scans per month7 Days trial$8.991 Month
  • Moderate Usage-50 scans per mo7 Days trial$12.991 Month
Show 2 more
  • High Usage-100 scans per mo.7 Days trial$19.991 Month
  • AutoTrack Subscription1 Month trial$39.991 Year
One-time6
  • Optical Character Recognition$0.99
  • Dropbox Support$0.99
  • File Linking Pro$0.99
Show 3 more
  • Mileage Location Awareness$0.99
  • Sync: Device to Device$3.99
  • Ultimate Custom Reports$3.99
1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99

Questions

Is XpenseTracker free?
XpenseTracker costs $4.99, and also offers in-app purchases.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, XpenseTracker or Spending Tracker?
Spending Tracker is rated higher. XpenseTracker averages 4.7 out of 5 from 4.9K ratings, while Spending Tracker averages 4.8 from 19K ratings.
Do XpenseTracker or Spending Tracker have ads?
Spending Tracker shows ads; XpenseTracker does not.
Which is updated more often, XpenseTracker or Spending Tracker?
XpenseTracker ships an update monthly, and Spending Tracker every 2 months. Most recently, XpenseTracker was updated on October 17, 2026 and Spending Tracker on October 18, 2026.

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