PNC Mobile Banking vs GoColonial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PNC Mobile Banking
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.
- Check account balances and transactions
- Secure sign-on with biometrics
- Send money with Zelle®
- Transfer funds between accounts
- Mobile check deposit
- Bill payment
- Card management and locking
- ATM and branch locator
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Manage Accounts: - View account balances and transactions - View statements and documents - Deposit checks¹ Pay & Transfer: - Send and receive money with people and businesses you know and trust with Zelle®² - Transfer money between your PNC and external accounts.³ - Schedule and manage bill payments. - Make payments to your PNC accounts. Send Money with Zelle® - With just an email address or U.S. mobile number, you can quickly and easily send, request and receive money with people and businesses you know and trust—free in the PNC Mobile app.² Rewards - View and manage your relationship and card rewards. Profile & Settings: - Manage your personal information and account preferences. - Customize your PNC app experience. - Manage your sign in preferences and alerts. Virtual Wallet® Spending & Budgets: - View your spending and set budgets. - See where you're spending your money with categories like restaurants, gas and more. - Create budgets to help stay on track. Important Legal Disclosures & Information 1) PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. Use of the Mobile Deposit feature requires an eligible PNC Bank account and a supported camera-equipped device. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Digital Services Agreement. 2) Zelle® should only be used to send or receive money with people you know and trust. Before using Zelle® to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. To send or receive money with Zelle®, both parties must have an eligible checking or savings account at a participating financial institution in the U.S. Transactions typically occur in minutes between enrolled users. If the recipient has not enrolled, the payment will expire after 14 calendar days. See the PNC Zelle Terms of Use for additional terms and conditions. Use of Zelle® is subject to and conditional upon adherence to the terms and conditions of the PNC Zelle® Terms of Use. PNC doesn’t currently charge a fee to send or receive money with Zelle®. However, your enrolled PNC account may incur overdraft fees, monthly service charges, and other fees as described in your account fee schedule. 3) There are limits to the number of transactions you can make from a savings or money market account per month. Personas and bank account information presented in images are for illustrative purposes only. Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc. Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. ©2026 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC
GoColonial
Manage your mortgage loan account with ease. This app provides support for loan inquiries, payment difficulties, and offers opportunities for refinancing and insurance services. It ensures you have access to assistance for your mortgage needs.
- Loan account management
- Mortgage payment assistance
- Refinancing opportunities
- Insurance services
- Customer support for loan questions
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Colonial’s Mortgage Servicing Division is responsible for the day-to-day management of your loan account. As one of the largest mortgage servicers in the country, we know how important it is to be available should you have any questions about your mortgage account, have trouble paying the mortgage due to job loss or financial hardship and to provide additional opportunities, including refinancing and insurance services.
Screenshots
Verdict
The clearest difference is update cadence: PNC Mobile Banking at every 3 weeks against GoColonial's every 7 months. PNC Mobile Banking also leads on ratings volume (2.1M vs 699) and chart position (#94 vs unranked). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for PNC Mobile Banking against 4.7 for GoColonial. That said, the two scores are not equally well evidenced: PNC Mobile Banking has 2.1M ratings behind it against 699, so its average is the more settled of the two. Written reviews are what separate them: 46% of PNC Mobile Banking's written reviews are positive against 40% of GoColonial's.
PNC Mobile Banking ships an update every 3 weeks, GoColonial every 7 months. The most recent releases landed on October 26, 2026 and October 20, 2026 respectively.
| Parameter | PNC Mobile Banking | GoColonial |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.1M ratings) — better | 4.7 (699 ratings) |
| Positive reviews | 45.9% of reviews — better | 40.0% of reviews |
| Number of ratings | 2.1M — better | 699 |
| Update frequency | Every 3 weeks — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #94 — better | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 506 MB | 42 MB |
| Age rating | 4+ | 17+ |
| Developer | PNC Bank, N.A. | Colonial Savings, F. A. |
Customer experience
PNC Mobile Banking
GoColonial
User reviews
PNC Mobile Banking
From 2.1M App Store ratingsWhat we love
- 🚀 Convenient mobile banking
- 🔒 Secure transactions
- 👍 Friendly and helpful customer service
- 🚀 Easy check deposit via mobile app
- 👍 Reliable and consistent app experience
Room to improve
- 🐛 Frequent app crashes and glitches
- 🔒 Security issues with data breaches
- 💰 Excessive fees and overdraft charges
- 🕰️ Slow processing of mobile deposits
- 👎 Confusing and unintuitive user interface
GoColonial
From 699 App Store ratingsWhat we love
- 👍 Easy to use website
- 🚀 Nicely done app improvements
Room to improve
- 🐛 Frequent crashes and login issues
- 🤔 Annoying terms and conditions prompt
- 👎 Not user-friendly, cumbersome to use
Bugs and requests
PNC Mobile Banking
Reported bugs
5 issues- Mobile check deposit not working properly
- Inability to log out from within the app
- Accounts not displaying correctly
- Zelle integration issues causing failed transfers
- App crashing during routine transactions
Requested features
5 requests- Ability to view pending deposits
- Option to set up automatic bill payments
- Improved mobile check deposit functionality
- Support for biometric login (e.g. Face ID, Touch ID)
- Easier access to account details and transaction history
GoColonial
Reported bugs
2 issues- App refuses to update
- Spinning wheel of death on login
Requested features
2 requests- Easier access to auto-pay settings
- Remove need to re-enter verified accounts
In-app purchases
PNC Mobile Banking
No in-app purchases
GoColonial
No in-app purchases
Questions
Is PNC Mobile Banking free?
Is GoColonial free?
Which has better reviews, PNC Mobile Banking or GoColonial?
Do PNC Mobile Banking or GoColonial have ads?
Which is updated more often, PNC Mobile Banking or GoColonial?
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