Comparison

K PLUS vs YouTrip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

K PLUS

This digital banking platform offers a comprehensive suite of financial services for online lifestyles. Manage accounts, make payments, access loans, and invest with ease. It also provides a loyalty points system and integration with various partner services.

Highlights
  • Mobile number and QR code transfers
  • Bill payments with reminders
  • Cardless cash withdrawals
  • Credit card and loan management
  • Investment account opening
  • Loyalty points for rewards and shopping
  • Digital membership card integration
Read full description

K PLUS ผู้นำด้านธนาคารดิจิทัลจากธนาคารกสิกรไทย สะดวก ปลอดภัย รู้ใจทุกเรื่องการเงิน • สะดวก ครบเรื่องเงินในที่เดียว ใช้จ่าย เปิดบัญชี สมัครบัตรเครดิต ขอสินเชื่อ ลงทุน ทำประกัน ซื้อทอง และใช้บริการทางการเงินต่างๆ ได้ทุกที่ทุกเวลา • เห็นภาพรวมการเงิน จัดการเงินได้ง่ายขึ้น ติดตามการใช้จ่ายและดูรายการย้อนหลังได้สะดวก พร้อมจัดหมวดหมู่รายจ่ายอัตโนมัติ ช่วยให้คุณวางแผนการเงินได้ดียิ่งขึ้น • รู้ใจในทุกโมเมนต์ รับข้อมูลและคำแนะนำที่เหมาะกับคุณ ในเวลาที่ใช่ ช่วยให้คุณจัดการเรื่องเงินได้ง่าย และตรงความต้องการยิ่งขึ้น • ปลอดภัย พร้อมควบคุมได้ด้วยตัวเอง จัดการบัญชี บัตรเครดิต สินเชื่อ ปรับวงเงิน และตั้งค่าต่าง ๆ ได้สะดวก ให้คุณควบคุมทุกเรื่องการเงินได้ตามต้องการ K PLUS, a leading digital banking app from KASIKORNBANK Convenient. Secure. Personalized for every financial moment. • Convenient — All your financial needs in one place Make payments, open accounts, apply for credit cards and loans, invest, get insurance, buy gold, and access a wide range of financial services anytime, anywhere. • See your financial overview and manage your spending with ease Track your spending and review past transactions with ease. Expense categorization helps you better understand where your money goes and plan your finances more effectively. • Personalized for every moment Receive information and recommendations tailored to you at the right time, helping you manage your finances more easily and in ways that better suit your needs. • Secure, with greater control over your finances Manage your accounts, credit cards, and loans, adjust spending limits, and customize settings with ease — giving you greater control over your finances.

About

YouTrip

A multi-currency mobile wallet and Mastercard that enables seamless spending in over 150 countries. It offers competitive exchange rates and no foreign transaction fees, making it ideal for international travel and online shopping.

Highlights
  • Multi-currency mobile wallet
  • Mastercard for global spending
  • Best exchange rates
  • Zero foreign transaction fees
  • Fee-less ATM withdrawals
  • Instant transaction notifications
  • Card lock and security features
Features
Read full description

Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees. Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter! Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Exchange & hold popular currencies right in the app Goodbye hidden fees • Travel and shop freely with zero FX fees • Withdraw cash fee-less* from overseas ATMs (*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais and AS$1,500 for Australians. Thereafter, a 2% fee applies for Singaporeans, Thais and Australians. It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with instant notifications for every payment • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & get the best rates at your fingertips! About Us: Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).

Screenshots

K PLUS4 screens
YouTrip4 screens

Verdict

The call

The clearest difference is rating: YouTrip at 4.6 against K PLUS's 2.9. YouTrip also leads on review sentiment (42% vs 7%) and update cadence (every 9 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

YouTrip holds the better App Store score, 4.6 against 2.9. Both are backed by a comparable volume of ratings — 311 and 409 respectively. Written reviews point the same way: 7% of K PLUS's written reviews are positive against 42% of YouTrip's.

UpkeepUpdate frequency

K PLUS ships an update every 3 weeks, YouTrip every 9 days. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
K PLUS versus YouTrip: the parameters behind the verdict, then further details
ParameterK PLUSYouTrip
PriceFreeFree
Rating2.9 (311 ratings)4.6 (409 ratings) — better
Positive reviews7.2% of reviews42.1% of reviews — better
Number of ratings311409 — better
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size375 MB240 MB
Age rating4+4+
DeveloperKASIKORNBANK PUBLIC COMPANY LIMITEDYou Technologies Group

Customer experience

K PLUS

All ratings311 ratings
Positive46.9%
Neutral4.5%
Negative48.6%
Written reviews166 reviews
Positive7.2%
Neutral7.8%
Negative84.9%

YouTrip

All ratings409 ratings
Positive89.7%
Neutral2.9%
Negative7.3%
Written reviews76 reviews
Positive42.1%
Neutral0.0%
Negative57.9%

User reviews

K PLUS

From 311 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast processing
  • 🔒 Reliable security
  • 💡 Convenient for overseas travelers

Room to improve

  • 🐛 Facial recognition doesn't work
  • 🐛 App crashes and freezes frequently
  • 🐛 Doesn't work on WiFi or overseas networks
  • 🚫 Useless for international users
  • 🚫 Restrictive and inconvenient for travelers

YouTrip

From 409 App Store ratings

What we love

  • 💰 Competitive exchange rates
  • 💳 Convenient for travelers
  • ✅ Easy to use interface
  • ✈️ Multi-currency support
  • 💸 No hidden fees

Room to improve

  • 🐛 App instability/crashing
  • ⏳ Slow loading times
  • ❌ Verification issues
  • 🚫 Marketing notifications cannot be turned off
  • ⚠️ Money stuck/pending

Bugs and requests

K PLUS

Reported bugs

3 issues
  • Frequent crashes and freezes
  • Inability to log in or access account
  • Incompatibility with newer devices and iOS versions

Requested features

4 requests
  • Support for WiFi and international networks
  • Improved facial recognition
  • Seamless user experience across devices
  • Better customer support and communication

YouTrip

Reported bugs

21 issues
  • App freezes
  • App is unstable in the UK
  • Cannot load transactions
  • Money transferred is pending for many hours
  • Debit card fails
Show 16 more
  • Card rejected by merchants due to malfunctions
  • App keeps getting stuck on a purple loading screen
  • App keeps lagging when opening
  • Bug in the app, cannot access every 2-3 days
  • App frequently hangs
  • App keeps hanging on opening
  • Unable to retrieve card details after maintenance
  • App is buggy and unable to load after updating to iOS
  • Face ID issue: automatically brings to first user interface after logout
  • App assumes user is not existing after update/re-download
  • Email login service does not function on weekends if logged out
  • App not kept up with iOS 13
  • Application keeps having error when overseas
  • Top ups pending for 8+ hours
  • Missing wallet transactions
  • App refuses to load properly

Requested features

13 requests
  • Support for iPad
  • Option to turn off advert notifications
  • Ability to transfer money between cards (international currency)
  • Price rate notifications
  • Dark mode
Show 8 more
  • More features to make it compelling
  • Call center for instant assistance
  • Web version
  • Option for existing users to log in with password
  • Allow money transfer out of the app
  • Improve Face ID functionality
  • Real-time payment approval notifications
  • Ability to use for AXS payments

In-app purchases

None

K PLUS

No in-app purchases

None

YouTrip

No in-app purchases

Questions

Is K PLUS free?
K PLUS is free to download, with no in-app purchases.
Is YouTrip free?
YouTrip is free to download, with no in-app purchases.
Which has better reviews, K PLUS or YouTrip?
YouTrip is rated higher. K PLUS averages 2.9 out of 5 from 311 ratings, while YouTrip averages 4.6 from 409 ratings.
Do K PLUS or YouTrip have ads?
Neither K PLUS nor YouTrip shows ads.
Which is updated more often, K PLUS or YouTrip?
K PLUS ships an update every 3 weeks, and YouTrip every 9 days. Most recently, K PLUS was updated on October 8, 2026 and YouTrip on October 15, 2026.

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