國泰世華網路銀行CUBE vs 將來銀行 NEXT BANK
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
國泰世華網路銀行CUBE
This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.
- Quick login
- Account inquiry (NTD & FCY)
- Transfers (NTD & FCY)
- FCY trading
- Exchange rate inquiry
- Credit card management
- Two-step verification
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CUB’s CUBE App utilizes digital data to ensure security of your accounts. With the app, you can make well-informed financial decisions and access financial services anytime, anywhere, all with peace of mind. 〔The English version offers〕 ． Quick login ． NTD account inquiry ． NTD transfer ． FCY account inquiry ． FCY transfer ． FCY trading ． Exchange rate inquiry ． Credit card transaction details inquiry ． Credit card statements inquiry and payments ． Credit card (CUBE Card) rewards category switch 〔Security〕 ． Protects accounts with two-step verification ． Safeguards login security with FIDO authentication ． Enhances transaction security with transaction verification codes CUBE App - your key to simplicity Download the CUBE App and explore our refreshed digital financial services firsthand! With much more to come! ------------------------------------ ． For more information, please visit us at: https://cathaybk.tw/23EAZ44L1 ． To ensure your account security, please install security software on your mobile device. ． To improve your mobile phone system security, please regularly check and upgrade your operating system to the latest version. ． By downloading this application, you acknowledge that you have read and agreed to our “User Privacy Terms.” ． 〔User Privacy Terms〕https://www.cathaybk.com.tw/cathaybk/personal/news/announcement/info/instructions_iOS/ ． Cathay United Bank Headquarter Address: No. 7, Songren Road, Taipei City
將來銀行 NEXT BANK
A mobile banking app offering 24/7 financial services including account opening, savings acceleration, credit card rewards, and loan applications. It features customizable account numbers, a versatile debit card, a loyalty points system for spending discounts, and tools for managing personal finances and increasing savings interest.
- Customizable account numbers
- All-in-one debit card (iPASS, ATM, VISA)
- Flexible loyalty points for discounts
- Pocket accounts for budget management
- Interest-boosting savings tools
- Easy loan applications
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我們是你手機裡的銀行，為你帶來24小時全年無休的金融服務：快速開戶、加速儲蓄、刷卡回饋、輕鬆申請貸款，成為你探索生活的隊友，一同開啟你的將來。 【銀行帳號自由選】 將來首創帳號自由選，每個人都是VVIP。趕快想好專屬於你的帳號，儘早開戶，免得被捷足先登喔！ 【將將好 簽帳金融卡】 將將卡是張結合一卡通、ATM、刷卡功能的VISA簽帳金融卡。APP自由開關卡片交易功能，一秒鎖定降低失卡風險。簡約線條搭配立體邊框設計，由知名設計師方序中團隊操刀，灰黃黑白四色將將好選！ 【自由使用的將來N點】 將來N點，生活輕鬆點！消費得Ｎ點，再用Ｎ點折抵消費，只要能刷就能自由使用，最高100%折抵。 【口袋分帳理財】 9個活存口袋幫你更精準調配收支，讓儲蓄計劃早一點實現。 【將來N倍券讓你利息加倍放大】 結合將來口袋，為你的儲蓄N倍給利。 【快速貸入美好將來】 隨時隨地，輕鬆對貸，更好的將來提前到來。 探索更多優惠請至將來銀行官網： 網址：https://www.nextbank.com.tw 為提升您的帳務及交易安全，建議您可於行動裝置安裝合法防護軟體，以提升此裝置及帳戶安全性。請勿安裝非官方網站或未知來源的將來銀行APP。
Screenshots
Verdict
The clearest difference is rating: 國泰世華網路銀行CUBE at 4.8 against 將來銀行 NEXT BANK's 3.0. 國泰世華網路銀行CUBE also leads on ratings volume (1.8K vs 1). 將來銀行 NEXT BANK's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
國泰世華網路銀行CUBE holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: 國泰世華網路銀行CUBE has 1.8K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 34% of 將來銀行 NEXT BANK's.
國泰世華網路銀行CUBE ships an update fortnightly, 將來銀行 NEXT BANK monthly. Both last shipped on September 23, 2026.
| Parameter | 國泰世華網路銀行CUBE | 將來銀行 NEXT BANK |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.8K ratings) — better | 3.0 (1 ratings) |
| Positive reviews | 35.1% of reviews — better | 34.0% of reviews |
| Number of ratings | 1.8K — better | 1 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 349 MB | 336 MB |
| Age rating | 4+ | 4+ |
| Developer | Cathay United Bank | NEXT BANK, LTD |
Customer experience
國泰世華網路銀行CUBE
將來銀行 NEXT BANK
Bugs and requests
國泰世華網路銀行CUBE
Not enough reviews yet to summarise bugs or requests.
將來銀行 NEXT BANK
Reported bugs
9 issues- Video call verification not connecting
- Transfer address field not allowing paste
- Cursor behavior issue when editing text
- App crashes during video verification attempts
- Login screen freezes
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- Document scanning fails repeatedly
- Notifications are significantly delayed
- City selection field greyed out during application
- Lag when switching between uppercase and lowercase input
Requested features
10 requests- Add a field for transaction remarks/notes
- Add loan payment reminders/notifications
- Add one-click read all messages function
- Add scheduled/预约 transfer function
- Add ability to search transaction details by date range
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- Allow continued use of linked mobile payments during maintenance
- Add hide balance option on transfer screen
- Add option to enable/disable login notifications
- Display monthly card spending details and limits
- Add daily interest calculation feature
In-app purchases
國泰世華網路銀行CUBE
No in-app purchases
將來銀行 NEXT BANK
No in-app purchases
