nib vs Medibank OSHC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
nib
Manage your health insurance, travel insurance, and free membership benefits. Access health and wellbeing support, discounts, and rewards. Make claims, check cover, and find healthcare providers.
- Manage health and travel insurance
- Make and track claims
- Check insurance cover and balances
- Access nib Rewards and discounts
- Book telehealth and get medical certificates
- Online health and skin checks
- Symptom checker
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Download the nib App to manage your cover or if you’re new to nib, sign up for a free nib membership. Unlock everyday health and wellbeing support, discounts and more. For members with health insurance, you can: • Make a claim and check its status • Check your Extras to see how much you’ve got left to claim • Search our healthcare networks to get the best value from your cover • Manage your cover and update personal details • Make authenticated voice calls to customer support Plus, those with a health insurance policy or a free nib membership can: • Access nib Rewards and save with offers from major brands • Book telehealth or get a medical certificate • Get treatments delivered to your door • Try our online skin check for personalised insights
Medibank OSHC
Manage your health cover on the go with this app. Submit claims, access mental health support, and speak to a registered nurse 24/7. Find nearby direct billing providers and access your digital membership card.
- Submit medical claims
- Access mental health support
- 24/7 nurse support line
- Find direct billing providers
- GPS provider tracker
- Digital membership card
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The Medibank OSHC app brings the convenience of managing your health cover to your smartphone, as well as: - Make claims on most medical services anytime, anywhere - Access mental health support and counselling services like 1800Respect and Beyond Blue - Speak to a registered nurse via the 24/7 Student Health and Support Line - Save time with directions to your nearest direct billing doctor, provider or hospital - Use the GPS tracker to show nearby providers who we have an arrangement with - Access your digital membership card
Screenshots
Verdict
nib and Medibank OSHC both sit at 4.8 stars, but that hides the real split: 51% of nib's written reviews are positive against 9% of Medibank OSHC's. nib also leads on update cadence (fortnightly vs every 5 months) and ratings volume (113 vs 1). Medibank OSHC's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Medibank OSHC holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: nib has 113 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 51% of nib's written reviews are positive against 9% of Medibank OSHC's, so the app with the better star average is not the one people write more warmly about.
nib ships an update fortnightly, Medibank OSHC every 5 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | nib | Medibank OSHC |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (113 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 50.7% of reviews — better | 8.9% of reviews |
| Number of ratings | 113 — better | 1 |
| Update frequency | Fortnightly — better | Every 5 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 55 MB | 60 MB |
| Age rating | 17+ | 4+ |
| Developer | nib health funds limited | Medibank Private Limited |
Customer experience
nib
Medibank OSHC
In-app purchases
nib
No in-app purchases
Medibank OSHC
No in-app purchases
