Comparison

Amica vs PSE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amica

Manage your insurance policies, pay bills, and submit claims directly from your smartphone. Access policy details, view your auto ID card, and get roadside assistance with just a few taps. You can also get a new quote or contact customer service easily.

Highlights
  • Pay policy bills
  • Manage and track claims
  • Access policy information
  • View auto insurance ID card
  • Request roadside assistance
  • Get insurance quotes
  • Contact customer service
Features
Read full description

Amica Mobile provides access to policy information, claims, billing, and more, right from your mobile device. To enjoy all the advantages of the app, you’ll need to create or log into your account at Amica.com. With Amica Mobile, you can: Pay your policy bills – Make payments for auto, home, marine, and umbrella policies with our Pay-by-Policy feature. Manage claims – Submit claims and track changes or updates to them. Access policy information – View important information for your auto, home, marine, and umbrella policies. View your auto insurance ID card – Access proof of insurance at any time or request a paper copy by mail. Call Roadside Assistance – Help is just a few taps away. Get a quote – Need additional coverage? Start your quote right in the app. Contact an Amica representative – Get easy access to our award-winning customer service.

About

PSE

Manage your utility account and stay informed about power outages. Check your balance, make payments, and report outages with ease. Get real-time restoration updates and customize notifications.

Highlights
  • Check account balance
  • Make bill payments
  • Report power outages
  • Track outage restoration times
  • Manage personal preferences
  • Start, stop, or move service
Features
Read full description

The PSE app provides easy access to your account when you're on the go. Check your balance and make a payment with just one click. Track & report power outages in your neighborhood and check on restoration times, all in the palm of your hand. Manage your account: • Review your account balance, prior month’s charges and pay your bill • Use and securely save your preferred payment method – eCheck, debit, credit, PayPal or Venmo • Manage personal preferences - select your desired bill due date or enroll in paperless billing • Change or update your account security, including password and security questions • Start, stop or move your residential service Stay informed about outages: • View outage status on the map, searching by address, city or ZIP code • Easily report an outage • Set your preferences to receive outage notifications by email, text or phone

Screenshots

Amica4 screens
PSE3 screens

Verdict

The call

The clearest difference is rating: Amica at 4.8 against PSE's 3.9. Amica also leads on ratings volume (7.9K vs 14) and update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Amica holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Amica has 7.9K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 38% of Amica's written reviews are positive against 14% of PSE's.

UpkeepUpdate frequency

Amica ships an update fortnightly, PSE every 3 months. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
Amica versus PSE: the parameters behind the verdict, then further details
ParameterAmicaPSE
PriceFreeFree
Rating4.8 (7.9K ratings) — better3.9 (14 ratings)
Positive reviews37.6% of reviews — better13.9% of reviews
Number of ratings7.9K — better14
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size68 MB229 MB
Age rating4+4+
DeveloperAmica Mutual Insurance CompanyPuget Sound Energy

Customer experience

Amica

All ratings7,936 ratings
Positive96.6%
Neutral2.0%
Negative1.5%
Written reviews101 reviews
Positive37.6%
Neutral10.9%
Negative51.5%

PSE

All ratings14 ratings
Positive71.4%
Neutral7.1%
Negative21.4%
Written reviews173 reviews
Positive13.9%
Neutral5.8%
Negative80.3%

User reviews

Amica

From 7.9K App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Convenient access to policy information
  • 💯 Excellent customer service
  • 🔒 Secure authentication

Room to improve

  • 🐛 Frequent app crashes and freezes
  • ⚠️ Unreliable and buggy features
  • 🕰️ Slow performance and loading times
  • 🔑 Frustrating login and authentication issues
  • 💳 Limited payment options

PSE

From 14 App Store ratings

What we love

  • 🚀 Convenient for tracking outages
  • 💡 Helpful outage map feature
  • 👍 Easy to use for bill payment

Room to improve

  • 🐛 Frequent login issues and crashes
  • 🔍 Inaccurate or missing outage information
  • 📵 Unreliable during power outages
  • 💤 App becomes unusable after updates

Bugs and requests

Amica

Reported bugs

4 issues
  • Login screen freezes or shows system errors
  • Blank screens and app crashes on launch
  • Inability to access policy documents and information
  • Inconsistent 2FA and authentication failures

Requested features

4 requests
  • Add support for Apple Wallet insurance cards
  • Optimize app for iPad and larger screens
  • Improve app stability and reliability
  • Streamline payment processing and options

PSE

Reported bugs

3 issues
  • App freezes when trying to log in
  • Outage map does not show current outages
  • Keeps logging users out unexpectedly

Requested features

3 requests
  • Support for Apple Pay and digital wallets
  • Ability to schedule future bill payments
  • Improved outage status updates and ETAs

In-app purchases

None

Amica

No in-app purchases

None

PSE

No in-app purchases

Questions

Is Amica free?
Amica is free to download, with no in-app purchases.
Is PSE free?
PSE is free to download, with no in-app purchases.
Which has better reviews, Amica or PSE?
Amica is rated higher. Amica averages 4.8 out of 5 from 7.9K ratings, while PSE averages 3.9 from 14 ratings.
Do Amica or PSE have ads?
Neither Amica nor PSE shows ads.
Which is updated more often, Amica or PSE?
Amica ships an update fortnightly, and PSE every 3 months. Most recently, Amica was updated on October 16, 2026 and PSE on October 14, 2026.

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