BNZ Mobile vs AustralianSuper
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BNZ Mobile
Manage your finances conveniently on the go. Check balances, transfer funds, pay bills, and top up prepaid mobile services. Securely access your accounts with PIN, password, or biometric login.
- View account balances and transaction history
- Transfer money between accounts
- Pay bills and credit cards
- Top up prepaid mobile services
- Set up push notifications and alerts
- Biometric login (Touch ID/Face ID)
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Manage your money on the go with the BNZ app. Check your account balances, transfer money, top up your prepay mobile, and more. KNOW YOUR MONEY • View account balances and transaction history • Set goals and follow your progress • Personalise your accounts with images • Set up push notifications for money in and out, and account balance alerts • Turn on instant balances to view account balances without logging in • View your accounts in list or grid view MANAGE YOUR MONEY • Transfer money between your accounts • Pay your bills, credit card, or IRD • Make one-off payments • Open and close accounts instantly with YouMoney • Link accounts to your Eftpos, Flexi Debit Visa, or credit card • Add/edit payees and view payment history • Set up, edit and delete automatic payments EXTRA SERVICES • Top up One NZ, Spark, Skinny and 2degrees prepaid mobile • Get Apple Pay and pay with your phone GET IN TOUCH • Message our virtual assistant • Find the nearest BNZ branches and ATMs • View our contact phone numbers • Request a call APPLY ONLINE • Apply for a Flexi Debit Visa or credit card • Apply for loans or insurances • Join the BNZ KiwiSaver Scheme SECURE BANKING • Set up a personal 5-digit PIN or • Log in with your Internet Banking password • Touch ID and Face ID login are available on supported devices iOS REQUIREMENTS • To get the app for the first time you'll need iOS 17 or above. • If you’ve downloaded the app before you’ll need iOS 15 or above. IMPORTANT INFORMATION • Always remember to log out and update your device to the newest version of iOS • Never store your BNZ access number or password on your device • Never allow other people to access your mobile device using Touch ID, Face ID, or device password • Mobile data is required to access the BNZ app • Use of the BNZ app is subject to the Internet Banking Terms and Conditions (bnz.co.nz/internetbankingtcs) • The Activity feature is available with a personal BNZ credit card or transaction account, including joint transaction accounts • Non-personal accounts like family trust or business accounts won’t show in the Activity feature When you’re in the BNZ app, we collect information about behaviour like how you type, scroll, and swipe. This helps us spot any activity that isn’t yours to detect and prevent fraud. To find out how we collect and use your information, read our Master Privacy Policy at bnz.co.nz/privacy. GET STARTED • If you’re registered for BNZ Personal Internet Banking, install this app to get started. • If you’re not registered for BNZ Personal Internet Banking, install this app and register at bnz.co.nz/registernow or call 0800 999 269 (+64 4 494 7153 from overseas - international toll charges apply).
AustralianSuper
Manage your superannuation fund on the go with this mobile application. It offers secure login, clear overviews of your finances, and tools to track contributions, manage insurance, and update your account details. Designed for existing members to easily access and control their superannuation.
- Faster login with biometrics
- Clearer home screen overview
- Guided journey for new members
- View balances, returns, and fees
- Track contributions in real time
- Manage insurance cover
- Download statements
- Change investment options
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The AustralianSuper mobile app is the easiest way to manage your super on the go. Now you can see and do more, including: - Log in faster with a PIN, Touch ID or Face ID - Your super, made clearer — with a home screen that highlights what matters most - A guided journey for new members — from joining through to first contribution - Easily switch between linked accounts - View balances, returns, and fees for both the current and previous financial year - Track your contributions in real time — and stay under your limits - View and manage your insurance cover - Download your most recent statements anytime - Change how your account is invested in just a few taps - Update your personal details quickly and securely - Get notified when a payment hits your account - Access your digital member card on the go To use this app, you must be an AustralianSuper member and have registered for online access. To register, visit AustralianSuper supports iOS 13-18 We’re always looking for ways to improve our services for members. We’d love to hear about your mobile experience and if there’s anything we can do to improve it. Send an email to mobile@australiansuper.com
Screenshots
Verdict
The clearest difference is review sentiment: BNZ Mobile at 73% against AustralianSuper's 16%. BNZ Mobile also leads on rating (4.9 vs 2.7) and ratings volume (646 vs 6). AustralianSuper's advantage is iOS requirement (14.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BNZ Mobile holds the better App Store score, 4.9 against 2.7. That said, the two scores are not equally well evidenced: BNZ Mobile has 646 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 73% of BNZ Mobile's written reviews are positive against 16% of AustralianSuper's.
BNZ Mobile ships an update fortnightly, AustralianSuper every 4 weeks. Both last shipped on November 1, 2026.
| Parameter | BNZ Mobile | AustralianSuper |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (646 ratings) — better | 2.7 (6 ratings) |
| Positive reviews | 73.4% of reviews — better | 16.3% of reviews |
| Number of ratings | 646 — better | 6 |
| Update frequency | Fortnightly — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 188 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of New Zealand | AustralianSuper Pty Ltd |
Customer experience
BNZ Mobile
AustralianSuper
User reviews
BNZ Mobile
From 646 App Store ratingsWhat we love
- 🚀 Amazing help
- 👍 Easy to use
- 👍 Great app
- 🔒 Excellent security service
- 👍 Professional and incredibly helpful
Room to improve
- 🔒 Surveillance
- 🐛 Constantly logs out
- 🐛 Maintenance
- 🐛 Annoying login requirement
- 🔒 Privacy nightmare
AustralianSuper
From 6 App Store ratingsWhat we love
- 👍 Easy to understand interface
- 🚀 Fast balance updates
- 💼 Simple investment strategy changes
- 🔒 Multi-factor authentication implementation
- 📱 Clean and aesthetically pleasing design
Room to improve
- 🐛 Frequent login failures and errors
- 🔐 Requires login every time app opens
- 📵 App crashes and freezes regularly
- 🔄 Constant forced logouts
- ⚠️ MFA implementation is broken
Bugs and requests
BNZ Mobile
Reported bugs
7 issues- App no longer opens
- Decimal entry not working
- Accounts get reordered randomly after changes
- Instant balances unavailable after logout
- Notifications not working as expected
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- App crashes on certain screens
- Face ID not working after updates
Requested features
9 requests- Dynamic CVV card details in the app
- Ability to customize account order and icons
- KiwiSaver performance and returns in the app
- Ability to set up a term PIE from the app
- Notifications for app maintenance
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- Option to hide accounts and KiwiSaver from the home screen
- Customizable transaction history date range
- Proof of payment document generation
- Ability to manually enter top-up amounts
AustralianSuper
Reported bugs
26 issues- Login screen freezes and error loops
- App crashes on scrolling or opening
- MFA keyboard not appearing for code entry
- Account lockout after failed authentication attempts
- Keyboard doesn't pop up for PIN entry
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- Duplicate contributions displayed
- Investments page fails to load
- Network error messages despite working connection
- App won't open after updates
- Session timeout issues
- Scheduled maintenance message persists beyond maintenance window
- Balance screen visible when logged out
- Password reset without notice
- Login credentials don't sync across devices
- Trusted device setting resets randomly
- Chat transcripts not emailed
- Address change causes app crash
- Contributions YTD total not recalculating
- Account details fail to load
- Member Direct portal flickering and becoming unusable
- App won't update or frozen during update
- Registration form won't accept input
- Account switching functionality removed
- FaceID still requires PIN despite being enabled
- Choice income shows as zero despite active account
- Fees showing as zero when they shouldn't
Requested features
20 requests- Dark mode and dark mode icon
- iPad native app version
- Passkey/biometric authentication instead of SMS 2FA
- Alternative MFA methods (authenticator apps like Authy)
- Stay logged in option with user choice
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- Pull-to-refresh functionality
- Interactive balance trend charts
- Year-to-date investment performance display
- Percentage allocation display for investments
- Multiple device login support
- Email option for 2FA codes
- Automatic Apple Passwords app integration
- Member Direct integration as core app functionality
- Daily performance charting for investment options
- Notification for new contributions
- Investment comparison tools
- Retirement planning articles and guidance
- PDF support on iPhone for Member Direct
- Separate gold component option
- Account details visibility for multiple accounts
In-app purchases
BNZ Mobile
No in-app purchases
AustralianSuper
No in-app purchases
Questions
Is BNZ Mobile free?
Is AustralianSuper free?
Which has better reviews, BNZ Mobile or AustralianSuper?
Do BNZ Mobile or AustralianSuper have ads?
Which is updated more often, BNZ Mobile or AustralianSuper?
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