Comparison

FNB Banking App vs Shoprite SA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Banking App

Experience award-winning, secure, and personalized digital banking. This app offers intelligent search, customizable features, and innovative payment options for effortless financial management. Access verified statements and make secure transactions on the go.

Highlights
  • Intelligent search for quick access
  • Customizable home screen
  • Secure PIN and biometric login
  • Multiple profile switching
  • Innovative payment options (ChatPay, PayShap)
  • Digital wallet integration
  • Secure in-app messaging
  • Prepaid top-ups
  • Verified statement downloads
Features
Read full description

Award-winning banking made simple, secure, and built around you. Welcome to the future of banking. Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row. How the FNB App helps you Intelligent Search Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help. Customise your app Make your Home screen yours by adding your most-used features for quick, effortless banking. App PIN & biometrics Sign in securely with a 5-digit PIN or biometric authentication. Multiple profiles Switch seamlessly between different users via My profile. Innovative payments Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more. Digital wallets Make secure contactless payments with Apple Pay and other wallets. Secure messaging Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat. Prepaid purchases Top up airtime, data, electricity, vouchers, and more in seconds. Verified statements Easily download verified, bank-stamped statements straight from your app. We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience

About

Shoprite SA

This app offers South Africa's lowest cost bank account, allowing users to manage their money safely with a trusted brand. It provides features like salary deposits, cash handling, money transfers, and voucher purchases, all with minimal to no fees.

Highlights
  • Lowest cost bank account
  • Salary deposits
  • Cash deposits and withdrawals
  • Send money and vouchers
  • Buy airtime, data, electricity, gaming vouchers
  • Pay bills
  • View bank statements and tax certificates
Features
Read full description

Shoprite brings you SA's lowest cost bank account. Keep your money safe and bank with a brand you trust! Shoprite, lowest prices always! You can now get your salary paid into your account, so start banking with the brand you can trust. Do more with your Shoprite bank account: View and share your banking details. * Receive EFT deposits (Deposit) into your account. * Deposit and withdraw cash at any of our 25 000 tills countrywide. * Send money or vouchers to any cell number. * Buy airtime, data, electricity, and gaming vouchers. Pay your Pay@ bills and accounts. * Use your Xtra Savings card to deposit & withdraw cash as well as to pay in-store. Save on banking fees and take control of your money: * Monthly fees: FREE * Cash deposits in-store: FREE * Send money to any SA cellphone (money transfers): FREE * Pay your Pay@ bills: FREE * Buy prepaid (airtime, data, electricity or gaming vouchers): FREE * Withdraw cash in-store: R5 * Pay in-store: FREE * Card replacement: FREE * No debit orders Documents you can view, download, or share: * Bank Confirmation Letter * Bank statement * IT3B tax certificates Keep up to date on all things Shoprite: * Find your nearest store easily with our Store Locator * Never miss a deal: view, download, and share all Shoprite leaflets

Screenshots

FNB Banking App4 screens
Shoprite SA4 screens

Verdict

The call

The clearest difference is rating: FNB Banking App at 4.8 against Shoprite SA's 3.1. FNB Banking App also leads on ratings volume (9.6K vs 9). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FNB Banking App holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: FNB Banking App has 9.6K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 44% of FNB Banking App's written reviews are positive against 37% of Shoprite SA's.

UpkeepUpdate frequency

FNB Banking App ships an update monthly, Shoprite SA every 4 weeks. The most recent releases landed on October 26, 2026 and October 22, 2026 respectively.

Scorecard2 real differences · 8 level
FNB Banking App versus Shoprite SA: the parameters behind the verdict, then further details
ParameterFNB Banking AppShoprite SA
PriceFreeFree
Rating4.8 (9.6K ratings) — better3.1 (9 ratings)
Positive reviews43.9% of reviews — better37.0% of reviews
Number of ratings9.6K — better9
Update frequencyMonthlyEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size106 MB158 MB
Age rating4+4+
DeveloperFirstRand Bank LimitedShoprite Checkers (PTY) LTD

Customer experience

FNB Banking App

All ratings9,123 ratings
Positive96.1%
Neutral1.7%
Negative2.1%
Written reviews189 reviews
Positive43.9%
Neutral9.5%
Negative46.6%

Shoprite SA

All ratings9 ratings
Positive44.4%
Neutral11.1%
Negative44.4%
Written reviews54 reviews
Positive37.0%
Neutral9.3%
Negative53.7%

Bugs and requests

FNB Banking App

Reported bugs

5 issues
  • Login issues and inability to reset credentials
  • Notifications not clearing correctly
  • Inconsistent performance across devices
  • Compatibility problems with newer iOS versions
  • Errors when trying to complete transactions

Requested features

5 requests
  • Implement Apple Pay support
  • Add iPad-specific optimization
  • Improve transaction history and statements
  • Introduce budgeting and financial management tools
  • Allow pasting of passwords for security apps

Shoprite SA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FNB Banking App

No in-app purchases

None

Shoprite SA

No in-app purchases

Questions

Is FNB Banking App free?
FNB Banking App is free to download, with no in-app purchases.
Is Shoprite SA free?
Shoprite SA is free to download, with no in-app purchases.
Which has better reviews, FNB Banking App or Shoprite SA?
FNB Banking App is rated higher. FNB Banking App averages 4.8 out of 5 from 9.6K ratings, while Shoprite SA averages 3.1 from 9 ratings.
Do FNB Banking App or Shoprite SA have ads?
Neither FNB Banking App nor Shoprite SA shows ads.
Which is updated more often, FNB Banking App or Shoprite SA?
FNB Banking App ships an update monthly, and Shoprite SA every 4 weeks. Most recently, FNB Banking App was updated on October 26, 2026 and Shoprite SA on October 22, 2026.

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