Amplify Mobile vs Patrn Money

As a digital-first credit union, our focus is on putting more banking tools into the hands of our members. With mobile banking at Amplify Credit Union, you can access your accounts, deposit funds, update your payments, and so much more – all from the comfort of your own home. Zero Fees · Amplify charges $0.00 in transaction and bank fees¹ as part of our fee-free banking program. · Pay $0.00 in fees on all transactions with online banking at Amplify. · Avoid overdraft fees with online transactions. Mobile Check Deposit · Deposit checks from anywhere with mobile check deposit at Amplify. Online Transactions · Schedule one-time or recurring payments in online banking. · Transfer funds to your external accounts or to other Amplify members. Account Insights · Get 24/7 access to your accounts and transaction history in online banking. · Open new accounts or apply for loans within online banking. · Get set up with push notifications and alerts in online banking with card controls. Automated Account Switching · Automatically switch direct deposits or recurring transactions with our ClickSWITCH tool. · Switches can be submitted in online banking in as little as 90 seconds. · Switches will typically be processed in 5-15 business days. Account Safety · Protect your online banking experience with Touch ID, Face ID, or a passcode lock on eligible devices³. · View our Privacy & Security information at goamplify.com/disclosures. ¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services). ²In some cases, Amplify will not make all funds available to you by the following business day. View our full Mobile Check Deposit Service Agreement at goamplify.com/disclosures. ³Learn more about these features in our online help center at help.goamplify.com.

Meet Patrn, a personal finance app that helps you understand spending, build a budget, plan goals, manage debt, and ask questions about your money. SEE THE WHOLE PICTURE Connect eligible financial accounts through Plaid to view balances and transactions in one place. Patrn organizes activity into clear categories so you can see where your money is going. PLAN WITH PURPOSE Create a monthly budget, track progress, and see how current spending compares with your plan. Set savings goals and explore debt payoff strategies that fit your priorities. GET PERSONALIZED AI COACHING Ask Patrn questions about your financial activity and receive personalized explanations and practical next steps based on the data available in your account. You control whether AI financial coaching may use your financial data and can change that choice in Settings. STAY IN CONTROL Manage linked accounts, notifications, privacy choices, sign-in methods, subscription settings, data export, and account deletion directly in the app. PREMIUM SUBSCRIPTION Patrn Premium unlocks personalized financial coaching and premium insights. Monthly and yearly plans are available as auto-renewing subscriptions. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew unless canceled at least 24 hours before the end of the current period. Manage or cancel in App Store settings. IMPORTANT Patrn provides educational information and tools—not financial, investment, tax, or legal advice. Data availability and categorization may vary by provider. Privacy Policy: https://patrn.money/privacy Terms of Use: https://patrn.money/terms Support: admin@patrn.ai