iSpending vs XpenseTracker Pro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
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If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
XpenseTracker Pro
Track mileage and expenses with a powerful, user-friendly app. Customize categories, payment types, and fields to suit your needs. Includes easy mileage tracking with GPS and receipt photo capture. Export reports in various formats.
- Expense and mileage tracking
- Customizable categories and fields
- Receipt photo capture
- GPS mileage tracking
- Exportable reports (CSV, PDF, IIF)
- Multi-currency support
- Data backup to iCloud
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Save time & money! Track your MILEAGE and EXPENSES with the most powerful expense app available! A comprehensive, full featured app that's easy to use and extends to your desktop. XpenseTracker has been a customer favorite on the App Store since 2008. *March 2017- "BEST FINANCE APP" http://www.creditdonkey.com/finance-apps.html *XpenseTracker named "must have tax app" by H & R Block** http://tinyurl.com/HRBlockLovesXT *EventJuice UK declares "must download app" http://tinyurl.com/MustHaveForEvents *TabletPCReview.com rated XpenseTracker "Best Personal Finance App for iPad" - http://tinyurl.com/bestfinanceapp ----- XpenseTracker is a comprehensive expense tracking and reporting application for anyone wishing to track their expenses and/or mileage. Its ease of use, full features and great interface make it an essential tool for every iPhone/iPad user. Its power even extends to the desktop by allowing emailing or exporting of the expense reports and accompanying photo receipts directly to the desktop. It will save you time and money. ----- Features include: * Records all of your expenses and provides a running total for each log * Completely customize categories, sub-categories and payment types * Completely customizable fields you choose to use or not. Unused fields are hidden when adding new expenses * Sort expenses by "Date" , "Category", "Payment Type" or "Client" * For each category, the last payment type is remembered further simplifying data entry * Keeps a frequently used list for many fields * Mark a log as "reimbursed" or "submitted" * Easy mileage tracking with MANY different options: + Enter total distance or start/stop odometer reading (remembers last stop reading) + Enter start/stop addresses (app will calculate distance) + Enter more than one destination in a single entry if desired (loved by real estate agents) + Use GPS to track distances - just tell the app when you leave and arrive (available if AutoTrack is not used) * Supports ALL major currencies * Many user defined preferences * Extensive support for VAT * Email your expense reports in comma delimited (CSV) format for easy import to Excel or Numbers. Photo receipts are also emailed as JPEG attachments * Support for Quickbooks (IIF) format * Export your reports directly to your Mac or PC via Wi-Fi connection and have your file immediately appear on your desktop. The customizable CSV file can be easily imported into Excel or Numbers * Well over a dozen PDF templates for creating beautiful, finished PDF format reports * Support for sorting and exporting by client * Using the iPhone’s built-in camera, take snapshots of your receipts * Capture multiple images per expense * Automatically backup your data to iCloud * Set Password or use TouchID ----- Required Subscription A subscription to Unlimited Usage or AutoTrack (which includes unlimited usage) is required after adding 25 free entries Subscription Details: * Choose between Unlimited Usage or AutoTrack (includes unlimited usage) * AutoTrack is a feature that will automatically track your drives. All you need to do is carry your device with you * Payment charged to iTunes account at confirmation of purchase * Automatically renews unless cancelled at least 24-hours before the end of the current period * Account will be charged for renewal within 24-hours prior to the end of the current period * Each subscription is available monthly or yearly Optional Subscription - Human Scan: * Human Scan will allow you to take a picture of a receipt and have an actual human extract the key information and update your expense entry. You do NOT need this add-on if you simply want to take photos of your receipt as the app already has that built-in. Questions/Comments: Tap the Email the Author field within the app's Prefs screen ----- silverwaresoftware.com/PrivacyPolicy.html silverwaresoftware.com/TermsOfUse.html
Screenshots
Verdict
The clearest difference is ads: XpenseTracker Pro at none against iSpending's shown. XpenseTracker Pro also leads on update cadence (every 4 weeks vs every 6 months) and rating (4.7 vs 4.4). iSpending's advantage is iOS requirement (12.0 vs 15.0). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and XpenseTracker Pro sells 8 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
XpenseTracker Pro holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 634 and 696 respectively. Written reviews point the same way: 69% of iSpending's written reviews are positive against 77% of XpenseTracker Pro's.
iSpending ships an update every 6 months, XpenseTracker Pro every 4 weeks. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.
| Parameter | iSpending | XpenseTracker Pro |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) | 4.7 (696 ratings) — better |
| Positive reviews | 68.9% of reviews | 76.8% of reviews — better |
| Number of ratings | 634 | 696 — better |
| Update frequency | Every 6 months | Every 4 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | — | #118 — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 19 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | Silverware Software, LLC |
Customer experience
iSpending
XpenseTracker Pro
User reviews
iSpending
From 634 App Store ratingsWhat we love
- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward
Room to improve
- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup
XpenseTracker Pro
From 696 App Store ratingsWhat we love
- 💻 Easy to use
- 💰 Practically free
- 🙌 Excellent for expense tracking
- 🗓️ Simplifies tax season
- 🔍 Intuitive and customizable
Room to improve
- 💰 Subscription model too expensive
- 🐛 Sync and data loss issues
- 🔒 Unclear subscription terms
- 🚫 Limitations on free version
- 🤔 Confusing upgrade process
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
XpenseTracker Pro
Reported bugs
3 issues- Inability to edit decimal points in mileage
- Subscription issues causing inability to add new entries
- Data loss and inability to restore backups
Requested features
5 requests- Recurring expense management
- Advanced reporting and analytics
- Automatic mileage tracking
- Integration with accounting software
- Dark mode and UI customization
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
XpenseTracker Pro
- Unlimited Usage14 Days trial$2.991 Month
- Unlimited Usage PLUS AutoTrack14 Days trial$3.991 Month
- Low Usage-25 scans per mo.7 Days trial$8.991 Month
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- Moderate Usage-50 scans per mo7 Days trial$12.991 Month
- High Usage-100 scans per mo7 Days trial$19.991 Month
- Unlimited Usage14 Days trial$32.991 Year
- Unlimited Usage PLUS AutoTrack14 Days trial$43.991 Year
- Up to 10 additional scans.$3.99
Questions
Is iSpending free?
Is XpenseTracker Pro free?
Which has better reviews, iSpending or XpenseTracker Pro?
Do iSpending or XpenseTracker Pro have ads?
Which is updated more often, iSpending or XpenseTracker Pro?
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