Comparison

CBD vs ENBD X

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBD

Manage your finances on the go with a secure and fast mobile banking app. Open accounts, apply for credit cards and loans, and make instant transfers and payments. Enjoy exclusive lifestyle offers with your debit or credit card.

Highlights
  • Instant account opening
  • Credit card and loan applications
  • Instant money transfers
  • Utility bill payments
  • 1,000+ lifestyle offers
  • Secure mobile banking
Features
Read full description

Wherever you happen to be, our new mobile banking App is easy, fast, and secure. And now managing your money is easier than ever before. Commercial Bank of Dubai (CBD) is a leading banking and financial services institution in the UAE, backing ambitions since 1969. With over 55 years in the UAE and award-winning banking services, you can rest assured that all your banking needs are taken care of by a trusted financial partner. 120+ services Experience a feature-rich design with 120+ services for your everyday banking, most of which are processed instantly. Instant banking in minutes Sign up in minutes with just your Emirates ID and get a Current Account, Credit Card, Quick Loan, Home Loan Pre-Approval and more in the UAE’s highest rated Mobile Banking App. Transfers & payments in seconds Make instant transfers to Bangladesh, India, Pakistan and the Philippines as well as instant local transfers all with just a few taps. You can also make over 20 utility payments include Du, Etisalat, Dewa and so much more. 1,000+ lifestyle offers Enjoy over a thousand offers and discounts across dining, entertainment, lifestyle and so much more with the CBD App using your CBD Credit or Debit Card. This application is exclusively available to residents of the United Arab Emirates (UAE). Non-residents are not permitted to log in or apply for financial services, including loans. Residency verification is mandatory prior to accessing any functionality.

About

ENBD X

Manage your Emirates NBD accounts and cards securely on your phone. Access over 150 services, including instant transactions, card management, and international money transfers. Open investment portfolios and trade equities directly from the app.

Highlights
  • Manage accounts and cards
  • Over 150 banking services
  • Instant transactions
  • Card lock/unlock and PIN reset
  • Request statements and letters
  • Set spending/withdrawal limits
  • Open investment portfolios and trade equities
  • International money transfers
Features
Read full description

With ENBD X, a new standard of excellence, embark on a groundbreaking journey to mobile banking on your phone. Seamlessly navigate through all your Emirates NBD products to gain control of your finances. This cutting-edge app empowers you to securely manage your accounts and cards with the assurance from Emirates NBD to bring you best in class banking products and services. Emirates NBD, known for its commitment to innovation, ensures your financial wellbeing and security with ENBD X. Access over 150+ services, with majority of them being processed instantly on the app with no extra steps. Lock and unlock your Emirates NBD card effortlessly, reset your card PIN, request statements, letters with just a few taps, and set precise spending and withdrawal limits to match your financial preferences. See the historical information about your transactions on your accounts, cards and loans. Moreover, you can open an investment portfolio instantly and start trading in Global and Local Equities. You can find best of deals, offers and benefits of banking with Emirates NBD with the ease and convenience of the ENBD X mobile app. ENBD X, proudly brought to you by Emirates NBD, not only simplifies your daily digital banking but also offers lightning-fast international money transfer feature to multiple destinations with DirectRemit. Additionally, managing your finances is a breeze, as you can conveniently pay your bills or top up your mobile phone with Emirates NBD's secure and user-friendly app. Embrace banking like never before with Emirates NBD's ENBD X app – your trusted companion for a seamless, secure, and efficient financial journey. Download the app today to enjoy the numerous features and benefits Emirates NBD has tailored exclusively for you. Privacy Policy URL: https://www.emiratesnbd.com/en/data-privacy-notice/

Screenshots

CBD4 screens
ENBD X4 screens

Verdict

The call

The clearest difference is ads: ENBD X at none against CBD's shown. ENBD X also leads on ratings volume (19K vs 1.8K) and review sentiment (51% vs 39%). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CBD against 4.7 for ENBD X. That said, the two scores are not equally well evidenced: ENBD X has 19K ratings behind it against 1.8K, so its average is the more settled of the two. Written reviews are what separate them: 39% of CBD's written reviews are positive against 51% of ENBD X's.

UpkeepUpdate frequency

CBD ships an update every 2 weeks, ENBD X weekly. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

Scorecard3 real differences · 7 level
CBD versus ENBD X: the parameters behind the verdict, then further details
ParameterCBDENBD X
PriceFreeFree
Rating4.8 (1.8K ratings) — better4.7 (19K ratings)
Positive reviews39.2% of reviews51.1% of reviews — better
Number of ratings1.8K19K — better
Update frequencyEvery 2 weeksWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size419 MB693 MB
Age rating4+4+
DeveloperCommercial Bank of DubaiEmirates NBD Bank P.J.S.C

Customer experience

CBD

All ratings1,824 ratings
Positive95.0%
Neutral1.7%
Negative3.3%
Written reviews51 reviews
Positive39.2%
Neutral5.9%
Negative54.9%

ENBD X

All ratings18,835 ratings
Positive92.9%
Neutral1.4%
Negative5.6%
Written reviews1,395 reviews
Positive51.1%
Neutral4.1%
Negative44.8%

User reviews

CBD

From 1.8K App Store ratings

What we love

  • ⭐ Excellent services
  • ⭐ Fast and easy
  • ⭐ Wonderful experience
  • ⭐ Very good bank
  • ⭐ Convenient and easy to use

Room to improve

  • 🚫 Hungry for money
  • 🚫 Worst customer service
  • 🚫 Slow and unhelpful chatbots
  • 🚫 Difficult to transfer money
  • 🚫 App not working after update

ENBD X

From 19K App Store ratings

What we love

  • 🚀 Easy to use
  • 🚀 Convenient banking
  • 🚀 Efficient app
  • 🚀 Smooth experience
  • 🔒 Secure app

Room to improve

  • 🐛 Buggy and glitchy
  • 🐛 Crashes and freezes
  • 🐛 Unreliable performance
  • 🐛 Slow and unresponsive
  • 🐛 Disappearing features

Bugs and requests

CBD

Reported bugs

3 issues
  • App crashes and login issues
  • Incompatibility with newer iOS versions
  • Transferring money not working

Requested features

4 requests
  • Improve app performance and stability
  • Enhance security features
  • Introduce advanced budgeting and money management tools
  • Provide better customer support

ENBD X

Reported bugs

5 issues
  • Login issues
  • Beneficiary disappearance
  • Incorrect account balances
  • Inability to update profile details
  • Failure to complete transactions

Requested features

6 requests
  • Dark mode option
  • Improved transaction history
  • Easier account management
  • Seamless international transfers
  • Enhanced security features
Show 1 more
  • Better customer support

In-app purchases

None

CBD

No in-app purchases

None

ENBD X

No in-app purchases

Questions

Is CBD free?
CBD is free to download, with no in-app purchases.
Is ENBD X free?
ENBD X is free to download, with no in-app purchases.
Which has better reviews, CBD or ENBD X?
CBD is rated higher. CBD averages 4.8 out of 5 from 1.8K ratings, while ENBD X averages 4.7 from 19K ratings.
Do CBD or ENBD X have ads?
CBD shows ads; ENBD X does not.
Which is updated more often, CBD or ENBD X?
CBD ships an update every 2 weeks, and ENBD X weekly. Most recently, CBD was updated on November 6, 2026 and ENBD X on November 8, 2026.

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