Spending Tracker vs EveryDollar
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
EveryDollar
This personal finance app helps you create budgets, track expenses, and manage your money to achieve savings goals and pay off debt. It offers tools for income and bill tracking, making financial planning simple and accessible for various needs.
- Create quick budgets easily
- Track expenses and transactions
- Plan spending and savings
- Manage bills and upcoming expenses
- Set savings goals
- Debt reduction tracking
- Automated bank connections
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EveryDollar is the personal budget app for any money goal: save money, pay off debt & more. Create quick budgets easily with your personal budget planner. Tracking expenses & transactions is simple: plan budget management & see how your progress impacts your finances. It doesn’t stop there: plan spending & savings, upcoming expenses, set savings goals & manage personal finances. An easy budget gives you permission to spend when you give every dollar a job. Gain financial peace, take control of your finances & stay focused on all your money goals with EveryDollar. Save money & tell it where to go instead of wondering where it went. PERSONAL FINANCE MANAGER & SIMPLE BUDGET TRACKER • Track money & create fast budgets easily • Replace your money journal, spreadsheets, money envelope, cash stuffing & other finance trackers with easy digital budget management • Adjust money tracking with simple budget planning from anywhere • Track spending & money savings accurately • Good for any budgeter or personal finance manager • Personal budget, home budget, family budget, budgeting for students ACCOUNT & MONEY MANAGER • Personal budget tracker, accounting app & more: your personal financial management app to manage spending to save money, pay bills & become a debt payoff pro • Manage money using your checking account & savings account • Track debt reduction & money savings for retirement with the money spending tracker • Easy budgets for both a beginner & skilled personal finance manager or financial planner FINANCIAL ADVISOR & VIRTUAL MONEY COACH • Learn money tips & how to save money • Learn financial management & become a money wiz with expert advice • How to track transactions, savings tips, how to create a budget you’ll actually use & more! • Budgeters learn to save money MONEY SAVING & SPENDING TRACKER • Managing money tracking with our personal finance tracker & money management app is easy • Understand your money savings & spending • Money & budget planning helps empower you to save money & spend money • Manage subscriptions & track expenses • Track spending to avoid going over budget with automated bank connections BILL APP, INCOME & EXPENSE TRACKER • Your all-in-one easy budget maker, bill tracker & income app • Bill organizer helps manage bills & upcoming expenses easily • Compare income & bills to adjust spending & savings goals • Monitor bill tracker & expense manager scenarios • Allowance tracker, travel expense tracker, vacation budget tracker & more MONEY GOAL TRACKER The simple budget tool for every saving goal: create budgets for any budgeting or money savings goal: • Personal budget • Home budget • Family budget • Couples budget • Vacation budget • Wedding budget • Travel budget Free budget app features: • Create a monthly budget • View your free budget planner on any device • Customize a free spending tracker for monthly expenses • Unlimited easy budgeting categories & line items • Save money for big purchases & money goals • Share your household budget & expense tracking • Split transactions & plan budget line items • Set due dates to manage bills & plan budget tracking Upgraded digital budgeting features: • Automatically stream transactions into a quick budget • Connect to financial accounts • Get a custom expense report of spending & income • Export transaction data to Excel & create your own expense report • Get personalized recommendations for tracking expenses • Set a monthly bill reminder to manage bills • View your current/projected net worth • Track spending, when you get paid & due dates with paycheck planning • Meet debt reduction & savings goals timelines with financial roadmap • Become debt free faster with easy expense tracking • Join live Q&A sessions with professional financial coaches Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy Terms of Use: https://www.ramseysolutions.com/company/policies/terms-of-use
Screenshots
Verdict
Spending Tracker and EveryDollar both sit at 4.8 stars, but that hides the real split: 95% of Spending Tracker's written reviews are positive against 55% of EveryDollar's. Spending Tracker also leads on device support (5 vs 3). EveryDollar's advantage is ads (none vs shown) and update cadence (every 2 days vs every 2 months). On price, rating, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and EveryDollar sells 9 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.7 for EveryDollar. Both are backed by a comparable volume of ratings — 20K and 84K respectively. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 55% of EveryDollar's.
Spending Tracker ships an update every 2 months, EveryDollar every 2 days. Both last shipped on November 4, 2026.
| Parameter | Spending Tracker | EveryDollar |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (20K ratings) — better | 4.7 (84K ratings) |
| Positive reviews | 94.5% of reviews — better | 55.4% of reviews |
| Number of ratings | 20K | 84K — better |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | — | #12 — better |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.5 — better | 15.6 |
| Further details — not scored | ||
| Size | 50 MB | 157 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | The Lampo Group Incorporated |
Customer experience
Spending Tracker
EveryDollar
User reviews
Spending Tracker
From 20K App Store ratingsWhat we love
- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories
Room to improve
- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories
EveryDollar
From 84K App Store ratingsWhat we love
- 👍 Useful budgeting tool
- 🚀 Helps with financial organization
- 💡 Customizable budgeting categories
- 👍 Easy to use and intuitive
- 🚀 Simplifies budgeting process
Room to improve
- 💰 Expensive subscription
- 🐛 Connectivity issues with Canadian banks
- 🐛 Bugs and glitches
- 🔍 Lack of support and tutorials
- 🚫 Limited functionality in free version
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
EveryDollar
Reported bugs
5 issues- Transactions disappearing or duplicating
- Incorrect budget calculations
- Frequent login requirements
- Slow app loading times
- Incompatibility with certain bank accounts
Requested features
5 requests- Ability to share budget with partner
- Automatic categorization of transactions
- Recurring expense calendar
- Sinking funds functionality improvements
- Dark mode option
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
EveryDollar
- EveryDollar Plus14 Days trial$7.991 Month
- EveryDollar Plus1 Month trial$12.991 Month
- EveryDollar Plus7 Days trial$12.991 Month
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- EveryDollar Premium (Monthly)14 Days trial$12.991 Month
- EveryDollar Plus14 Days trial$12.991 Month
- EveryDollar Premium (Monthly)14 Days trial$17.991 Month
- Ramsey+ (Three Month)14 Days trial$59.993 Months
- EveryDollar Premium (Annual)14 Days trial2 variants$79.991 Year
- Ramsey+ (Annual)14 Days trial$129.991 Year
Questions
Is Spending Tracker free?
Is EveryDollar free?
Which has better reviews, Spending Tracker or EveryDollar?
Do Spending Tracker or EveryDollar have ads?
Which is updated more often, Spending Tracker or EveryDollar?
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