Comparison

AUB vs RCBC Pulz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AUB

This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.

Highlights
  • Mobile banking account access
  • Fund transfers via InstaPay and PESONet
  • Online bills payment
  • Virtual teller queueing
  • PDC management
  • Credit card management
  • Loan application
Features
Read full description

Asia United Bank (AUB) is among the fastest-growing publicly listed universal banks in the Philippines. AUB is known for financial strength and delivery of superior innovative products and services, driven towards total customer satisfaction. The AUB Mobile App takes off from AUB's existing online banking web application and is optimized to give AUB clients a rich, fast, and convenient mobile user experience. Bring Banking with You with the AUB Mobile App! Key Features: Access your Mobile Banking Account Wherever you Are Enroll your existing AUB Preferred Accounts to AUB’s Mobile Banking without visiting the Branch. Transfer funds safely from home Send funds to other AUB accounts or other Banks via InstaPay and PESONet. Pay Bills online so you don’t need to wait in line Experience convenient bills payment online to accredited Billers. Your Virtual Teller On-The-Go Queue your transactions ahead of time to use AUB’s Fast Lane when visiting any AUB branch. PDC Management Made Easy Manage, Re-deposit or Pull Out AUB Checks with ease without visiting the bank. More features for the on-the-go you! Safe and secured transactions with your Security Token, Buy and sell FX, request for Checkbook, Buy Load and more! Manage your AUB Credit Card, any time Access your credit card details, apply for installment programs, view promos and more! Loan Application at your Fingertips Experience a seamless loan application for car and big bike or apply through CASHelp for a multi-purpose salary loan. Branch Locator Locate the AUB Branch near you using the Branch Locator feature. Remittance View transaction inquiries and locate remittance centers worldwide. Experience banking convenience with AUB!

About

RCBC Pulz

Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.

Highlights
  • Unified account view
  • Hassle-free transactions
  • Open accounts remotely
  • Transaction history tracking
  • QR code payments
  • Cardless ATM withdrawals
  • In-app investments
Features
Read full description

YOUR PULZ EXPERIENCE, MADE PERSONAL Meet the refreshed RCBC Pulz, your digital banking app for everyday banking. Enjoy a new, more personal experience for sending money online, managing your cards, growing your savings, and more. BECOME A HEXAGON CLUB MEMBER ONLINE Enjoy the privileges that come with being a Hexagon Club member. Join in-app to unlock exclusive rewards, lifestyle perks, and personalized support tailored to your banking needs. RECEIVE US DOLLARS AND CONVERT ON DEMAND Have more flexibility with your US funds through your US Virtual Account. Receive US dollars and convert them to Philippine pesos whenever it suits you, giving you greater control over your money. SEND MONEY ONLINE FOR FREE Enjoy unlimited free transfers to local banks through InstaPay, PESONet, and QRPh, and conveniently send money online for everyday payments or move funds between accounts. DEPOSIT CHECKS FROM YOUR PHONE No need to make a trip to the branch just to deposit a check. With mobile check deposit, you can submit checks through the app and take care of it wherever you are. EASILY MANAGE YOUR RCBC CREDIT CARDS Keep your credit cards within reach and stay on top of your spending. Check your card activity, view your transactions, and access key card services whenever you need them. LET YOUR SAVINGS DO MORE Give your money more room to grow with an online Time Deposit. Open your account digitally, keep track of your deposits, and make the most of your savings as you work toward your financial goals. GET SUPPORT THAT KNOWS YOU When you need assistance, connect with your dedicated Hexagon Club support team for personalized help from people who understand your banking relationship. MORE WAYS TO BANK WITH PULZ Go beyond the essentials with more digital banking services designed around your everyday needs. Send or request payments, pay bills, buy load, deposit or withdraw cash, and manage your loans and investments through Pulz. From Foreign Exchange and Bank Certificate requests to additional account services, Pulz gives you more ways to stay on top of your finances and work toward your financial goals. ——— Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP) https://bsp.gov.ph Deposits are insured by PDIC up to P1 Million per depositor. Copyright 2026, Rizal Commercial Banking Corporation. All rights reserved. A Member of the Yuchengco Group of Companies

Screenshots

AUB4 screens
RCBC Pulz4 screens

Verdict

The call

The clearest difference is review sentiment: AUB at 62% against RCBC Pulz's 18%. AUB also leads on rating (4.8 vs 2.0) and ratings volume (574 vs 91). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AUB holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: AUB has 574 ratings behind it against 91, so its average is the more settled of the two. Written reviews point the same way: 62% of AUB's written reviews are positive against 18% of RCBC Pulz's.

UpkeepUpdate frequency

AUB ships an update every 3 weeks, RCBC Pulz every 4 weeks. The most recent releases landed on October 18, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
AUB versus RCBC Pulz: the parameters behind the verdict, then further details
ParameterAUBRCBC Pulz
PriceFreeFree
Rating4.8 (574 ratings) — better2.0 (91 ratings)
Positive reviews61.9% of reviews — better18.2% of reviews
Number of ratings574 — better91
Update frequencyEvery 3 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.6
Further details — not scored
Size50 MB161 MB
Age rating4+4+
DeveloperAsia United BankRizal Commercial Banking Corporation

Customer experience

AUB

All ratings574 ratings
Positive95.8%
Neutral1.6%
Negative2.6%
Written reviews63 reviews
Positive61.9%
Neutral6.3%
Negative31.7%

RCBC Pulz

All ratings84 ratings
Positive21.4%
Neutral3.6%
Negative75.0%
Written reviews176 reviews
Positive18.2%
Neutral3.4%
Negative78.4%

In-app purchases

None

AUB

No in-app purchases

None

RCBC Pulz

No in-app purchases

Questions

Is AUB free?
AUB is free to download, with no in-app purchases.
Is RCBC Pulz free?
RCBC Pulz is free to download, with no in-app purchases.
Which has better reviews, AUB or RCBC Pulz?
AUB is rated higher. AUB averages 4.8 out of 5 from 574 ratings, while RCBC Pulz averages 2.0 from 91 ratings.
Do AUB or RCBC Pulz have ads?
Neither AUB nor RCBC Pulz shows ads.
Which is updated more often, AUB or RCBC Pulz?
AUB ships an update every 3 weeks, and RCBC Pulz every 4 weeks. Most recently, AUB was updated on October 18, 2026 and RCBC Pulz on October 21, 2026.

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