Security First CU vs IBC Card Controls
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Security First CU
Manage your finances securely from your mobile device. Deposit checks, transfer funds, pay bills, and send money with Zelle. Access account balances, view recent transactions, and locate branches.
- Deposit checks with camera
- Transfer funds between accounts
- Pay bills on the go
- Send money with Zelle
- Check account balances
- View recent transactions
- Secure live chat
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Do more with the Security First CU app. The Security First CU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of Security First Credit Union, visit us at SecurityFirstCU.com
IBC Card Controls
Take full control of your debit card with this app. Easily turn your card on or off, set spending limits, restrict transactions by merchant or location, and receive instant alerts for every purchase.
- Turn card on/off
- Set spending limits
- Merchant controls
- Location controls
- Transaction alerts
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IBC controls allows you to manage your IBC Debit. You can turn your card OFF or your card ON, add spending controls by amount, add merchant or location controls and receive immediate transaction alerts.
Screenshots
Verdict
The clearest difference is rating: Security First CU at 4.8 against IBC Card Controls's 2.5. Security First CU also leads on ratings volume (1.9K vs 151) and update cadence (every 4 months vs every 8 months). IBC Card Controls's advantage is review sentiment (25% vs 14%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Security First CU holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: Security First CU has 1.9K ratings behind it against 151, so its average is the more settled of the two. Written reviews complicate that: 14% of Security First CU's written reviews are positive against 25% of IBC Card Controls's, so the app with the better star average is not the one people write more warmly about.
Security First CU ships an update every 4 months, IBC Card Controls every 8 months. Both last shipped on October 16, 2026.
| Parameter | Security First CU | IBC Card Controls |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.9K ratings) — better | 2.5 (151 ratings) |
| Positive reviews | 13.6% of reviews | 24.6% of reviews — better |
| Number of ratings | 1.9K — better | 151 |
| Update frequency | Every 4 months — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 122 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | Security First Credit Union | International Bancshares Corporation |
Customer experience
Security First CU
IBC Card Controls
User reviews
Security First CU
From 1.9K App Store ratingsWhat we love
- 👍 Awesome app
- 👍 Easy to use
- 👍 Modern and attractive design
Room to improve
- 🐛 App crashes frequently
- 🐛 Login issues
- 🐛 Connectivity problems
- 🐛 Compatibility issues with iOS updates
- 🔒 Security concerns with account lockouts
IBC Card Controls
From 151 App Store ratingsWhat we love
- ✅ Real-time transaction alerts
- ✅ Card on/off functionality
- ✅ Fraud prevention tool
- ✅ Monitors debit card usage
- ✅ Granular card controls
Room to improve
- ❌ Frequent login issues
- ❌ Password reset problems
- ❌ App crashes/server errors
- ❌ Inability to delete old cards
- ❌ Separate app redundancy
Bugs and requests
Security First CU
Reported bugs
4 issues- App crashes on startup
- Login screen freezes
- Incorrect security question answers
- Inability to access account after iOS updates
Requested features
3 requests- Mobile check deposit
- Improved Zelle integration
- 24/7 customer support
IBC Card Controls
Reported bugs
10 issues- Cannot log in
- Password reset not working
- App crashes or shows server error
- Randomly logs out users
- Transaction history not showing or disappearing
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- Cannot delete inactive cards
- App says to update but no update available
- Cannot establish connection outside US
- Cannot copy-paste into login fields
- New card not showing, only old card
Requested features
5 requests- Integrate into main banking app
- Allow same login as main app
- Add option to delete inactive cards
- Allow password manager integration/copy-paste
- Add option to remove/change cards in 'Manage Portfolio'
In-app purchases
Security First CU
No in-app purchases
IBC Card Controls
No in-app purchases
Questions
Is Security First CU free?
Is IBC Card Controls free?
Which has better reviews, Security First CU or IBC Card Controls?
Do Security First CU or IBC Card Controls have ads?
Which is updated more often, Security First CU or IBC Card Controls?
Other comparisons
