Comparison

BOI Mobile vs bob World New

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOI Mobile

This official mobile banking app provides comprehensive and secure access to all your Bank of India accounts. Manage balances, view statements, transfer funds, and access various banking services conveniently from your mobile device.

Highlights
  • View and transact from all accounts
  • Check balance and view statements
  • Fund transfers via UPI/IMPS/NEFT/RTGS
  • Quick access with Favourite feature
  • Personalized offers
  • Locate ATMs and manage cheques
Read full description

BOI Mobile is Bank of India’s official mobile banking application. BOI Mobile, the most comprehensive and secure Mobile Banking application, offers all banking services on your mobile. A quick and easy registration is all you need to avail Bank of India Mobile Banking services. The features of the new BOI Mobile are: a) View and transact from all your accounts including Loans and Deposits b) Check your bank balance, view & email detailed statement and view passbook on your mobile c) Transfer funds to an any Bank account using UPI/IMPS/NEFT/RTGS d) Transact super fast using Favourite feature. By tagging a transaction as favourite, you can quickly access and complete your transactions for fund transfer e) Get personalised offers on your mobile f) Service At Your Convenience: Avail banking services from the comfort of your home. You can locate an ATM, stop or check status of your cheque, order a cheque book, track your service requests and more.

About

bob World New

This app offers a comprehensive digital banking experience, consolidating everyday banking, payments, investments, and loan services into a single, secure platform. It features voice-enabled transactions, expense analysis, and tools for managing savings and wealth.

Highlights
  • Unified banking dashboard
  • Voice-enabled transactions
  • Goal-based savings plans
  • Investment management
  • Digital loan applications
  • Expense tracking and budgeting
  • Bill payments and recharges
Features
Read full description

Experience the next generation of digital banking with new bob World app the official mobile banking app. Designed to make banking simpler, faster, and more intelligent, new bob World combines everyday banking, payments, investments, and financial insights in one secure app.. bob World has been crafted intuitively for a seamless, delightful, contactless and effortless experience with 370+ services, all that you have to do is to sit back and experience the joy of banking for your 360° banking needs. Everyday Banking at Your Fingertips Manage your entire banking relationship from one unified dashboard. Unified View : Access all your accounts, check balances, Mini Statement and view transaction history in one place. Statements & Records: Download account statements (up to 24 months), TDS, and Interest Certificates instantly. Self-Service: Manage debit cards, set transaction limits, request cheque books, and access cheque services with ease. Fast and Secure Payments & Fund Transfers Experience a smarter, voice-enabled way to bank. Complete tasks simply by using your voice. Voice-Enabled Banking: Securely initiate payments and transactions using voice commands. Diverse Transfer Options: Seamlessly handle UPI Payments, Self-Account Transfers, Within Bank Transfers, IMPS, NEFT, RTGS, and International Fund Transfers. Simplified Payments: Manage Utility Bills, Mobile/DTH Recharges, FASTag, Credit Card bills, and Loan Repayments. Convenience: Enable AutoPay for all your recurring bills and subscriptions. Save – Your World of Intelligent Savings Turn your dreams into financial goals with smart tools. Goal-Based Deposits: Plan for education, travel, marriage, and more. Smart Planning: Receive personalized deposit recommendations and open Fixed or Recurring Deposits digitally. Expense Analyzer: Track your spending, categorize expenses, and manage your budget effortlessly. Invest – Your World of Wealth Management Take informed investment decisions on the go with Baroda Wealth One-Stop Wealth: Your comprehensive solution for investment management. Government Schemes: Invest in PPF, SSA, and APY with a single click Insurance: Secure yourself and your family affordably with PMJJBY and PMSBY. Borrow – Your World of Hassle-Free Loans Turn your dreams into reality with easy and paperless digital loans. Diverse Products: Access Home, Car, Personal, Mudra, MSME, Loan against FD/RD, and Micro-Personal Loans. Financial Tools: Instantly check your Credit Score and calculate EMIs with our built-in calculator. Shop & Pay – Your World of Lifestyle Banking More than just banking—a complete digital lifestyle. Travel & Leisure: Bill payments & recharge, Book buses, Flights, Train and hotels directly within the app. Shop Smart: Compare and shop merchandise with exclusive offers. Unified Shopping: No need for multiple apps. It is all in one app to handle all your shopping and payments. Personalized Banking That Understands You Enjoy customized dashboards and relevant recommendations tailored to your journey: Personas: Dedicated views for Women, Senior Citizens (Gold Persona), Millennials, and NRIs. Personal Finance Management: Benefit from income vs. expense analysis, financial health scores, and smart insights. Personalized recommendations, Recurring expense identification Security You Can Trust Your security is our priority. The new bob World is fortified with Advanced Protection: Multi-Factor Authentication (MFA), Behavioral Authentication, and Runtime Application Self-Protection (RASP). Fraud Prevention: Advanced fraud detection systems ensure secure digital banking at every step. Need Help Receive context-aware support while performing transactions for a smoother, more convenient experience. **Download the new bob World – Your World, in tune with your needs.** *Adjudged as “Bank of the Year - 2025 - Asia-Pacific” amongst large banks, by The Banker magazine, a Financial Times publication.*

Screenshots

BOI Mobile4 screens
bob World New4 screens

Verdict

The call

The clearest difference is rating: BOI Mobile at 2.9 against bob World New's 1.8. BOI Mobile also leads on review sentiment (26% vs 6%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BOI Mobile holds the better App Store score, 2.9 against 1.8. Both are backed by a comparable volume of ratings — 100 and 45 respectively. Written reviews point the same way: 26% of BOI Mobile's written reviews are positive against 6% of bob World New's.

Scorecard2 real differences · 8 level
BOI Mobile versus bob World New: the parameters behind the verdict, then further details
ParameterBOI Mobilebob World New
PriceFreeFree
Rating2.9 (100 ratings) — better1.8 (45 ratings)
Positive reviews26.4% of reviews — better6.0% of reviews
Number of ratings100 — better45
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS17.0 — better17.6
Further details — not scored
Size142 MB346 MB
Age rating9+4+
DeveloperBank of IndiaBank of Baroda

Customer experience

BOI Mobile

All ratings100 ratings
Positive47.0%
Neutral4.0%
Negative49.0%
Written reviews87 reviews
Positive26.4%
Neutral3.4%
Negative70.1%

bob World New

All ratings24 ratings
Positive12.5%
Neutral0.0%
Negative87.5%
Written reviews67 reviews
Positive6.0%
Neutral4.5%
Negative89.6%

In-app purchases

None

BOI Mobile

No in-app purchases

None

bob World New

No in-app purchases

Questions

Is BOI Mobile free?
BOI Mobile is free to download, with no in-app purchases.
Is bob World New free?
bob World New is free to download, with no in-app purchases.
Which has better reviews, BOI Mobile or bob World New?
BOI Mobile is rated higher. BOI Mobile averages 2.9 out of 5 from 100 ratings, while bob World New averages 1.8 from 45 ratings.
Do BOI Mobile or bob World New have ads?
Neither BOI Mobile nor bob World New shows ads.

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