eToro AI vs Wirex One

etoro has powered social investing since 2007. Millions of investors. 75+ countries. One investing and trading app that brings together social trading, stock markets, and powerful investing tools. Access over 5,000 financial instruments, from stocks and ETFs to crypto and options. All in one place. INVEST IN STOCKS, SHARES & ETFs Many brokers charge commission on stocks*. etoro charges zero. Buy stocks from just $10 and set recurring investments to build your portfolio automatically. From online trading to long-term investing, etoro makes it simple to buy or sell stocks and ETFs. OPTIONS & STOCK OPTIONS TRADING Options trading, without the jargon. Trade options on major US stocks and ETFs on etoro. Zero commission. Zero contract fees*. No separate apps needed. See what other traders are doing on the options social feed. Access equity options alongside your stocks, ETFs, and crypto, all in one app. Please review Characteristics and Risks of Standardized Options prior to engaging in options trading at etoro.tw/options. 100+ CRYPTOCURRENCIES Buy, sell, and hold Bitcoin (BTC), Ethereum, Solana, XRP, Dogecoin, and 100+ other cryptocurrencies. Invest in crypto and trade bitcoin from as little as $10. Buy Bitcoin, trade crypto, and discover crypto trading across one of the widest selections available to multi-asset brokers. Stake eligible crypto to earn monthly rewards directly in the app. Track real-time prices, buy crypto, and manage your cryptocurrency portfolio securely on etoro's regulated platform. Enjoy transparent pricing: a flat 1% on crypto transactions*. Crypto trading is not available in NV, HI, PR and US VI. New York residents can access a more limited selection of cryptoassets. Visit etoro.tw/US-crypto for the full list of crypto available in the US. VIRTUAL PORTFOLIO Practice before you commit. Access a demo account with $100,000 in virtual funds. Use it to explore online investing risk-free, with no time limit. Virtual portfolio is not available in NV, HI, PR, and US VI. ETORO CLUB & ACADEMY etoro Club members unlock reduced fees, priority support, and exclusive benefits. etoro Academy offers free courses and investing tools covering finance and stock analysis, from beginner basics to advanced trading strategy. 40 MILLION INVESTORS. ONE COMMUNITY. Follow other investors, share your trades, and connect with millions of investors worldwide. REGULATED AND SECURE Your security and privacy are our top priority. You control whether your profile is public or private and we adhere to the strictest standards for your personal privacy. APPLE WATCH View your portfolio, watchlist and movers at a glance. Trade on your iPhone. Options involve risk and are not suitable for all investors. etoro is regulated by the Financial Regulatory Authority (FINRA), the Securities Exchange Commission (SEC), and the Financial Crimes Enforcement Network (FinCEN) in the US. No content in the App is, or should be construed as, an offer or a solicitation of to buy, sell, or hold any security, financial product, or instrument discussed herein or to engage in any specific investment strategy. Information and data in the App are for reference only and past performance is not an indication of future results. Securities and options trading is offered by eToro USA Securities Inc., a member of FINRA and SIPC, a self-directed broker-dealer that does not provide recommendations or investment advice. Crypto trading is offered by eToro USA LLC or eToro NY LLC (MT #104940)(VC #122584), as applicable based on the customer's residence. Cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC. Crypto investments are risky and highly volatile. Securities and investment products are not FDIC insured and may lose value. All investing involves risk. *Visit etoro.tw/US-fees for full fee schedule. 368 9th Avenue, 5th Floor, New York, NY 10001, NMLS ID: 1769299

Wirex One is premium banking built for people who expect more from their money. Up to 8% cashback paid in USD. Up to 9% APY on savings. Borrow against your crypto. Zero-fee FX and ATM worldwide. No subscription. And you truly own your assets — not us, not any company. One app replaces your bank, your brokerage, and your savings product. CASHBACK THAT ACTUALLY PAYS Earn up to 8% cashback on everyday spending, paid in USD and redeemable instantly. Not in a volatile token. Not in points. Real money, in your account, the moment you spend. Most platforms offer a fraction of this — or lock rewards behind significant token staking requirements. EARN UP TO 9% APY Grow your savings with up to 9% APY on stablecoins and other assets through the Earn feature. Choose flexible terms to withdraw anytime, or fixed terms for higher rates. You opt in — your balance never auto-earns. You always know exactly what you're earning and on what terms. BORROW WITHOUT SELLING Need liquidity? Borrow against your crypto instantly. No credit check. No selling. No forced liquidation of your position. Access your wealth without giving it up. TRULY OWN YOUR ASSETS Your assets are held in non-custodial wallets — Wirex never holds or controls your funds. Built on Circle Arc blockchain through our partnership with Circle, with wallet security powered by Privy. Enterprise-grade protection (SOC 2 Type II, 99.99% uptime) with an experience that feels like any banking app. No seed phrases. No wallet addresses. Just tap and pay. ZERO FEES. EVERYWHERE. Interbank FX rates with 0% markup on eligible transactions. Zero-fee ATM withdrawals on eligible plans. No subscription fee — ever. Perks are unlocked through WPAY token holding as a percentage of your portfolio, not a monthly charge. INVEST 24/7 Trade crypto at competitive rates, around the clock. No market hours. No separate brokerage account. PREMIUM VISA CARD BENEFITS Wirex One cards are issued on Visa Platinum and Visa Signature, with built-in benefits at no extra cost: — Airport lounge access at 1,200+ lounges worldwide — Visa Luxury Hotel Collection: room upgrades, breakfast for two, VIP status at 900+ properties — Visa Concierge available 24/7 — Hertz car rental discounts and Five Star loyalty status — Air Refunds: flight compensation up to €600 — Purchase protection, extended warranty, and global auto rental insurance BUILT FOR HIGH EARNERS AND GLOBAL CITIZENS Whether you're managing a crypto portfolio, earning across borders, or looking for a real upgrade from your current bank — Wirex One is designed around you. Multi-currency accounts. Global card delivery via DHL. Stablecoin-native infrastructure that works everywhere. BUILT ON INSTITUTIONAL INFRASTRUCTURE Principal Member of both Visa and Mastercard — one of the few fintech companies globally to hold both. Built in partnership with BlackRock and Goldman Sachs on enterprise-grade foundations. Security and compliance are not afterthoughts — they're the foundation. — Up to 8% cashback in USD — Up to 9% APY (flexible or fixed) — Crypto-backed credit — Zero-fee FX and ATM globally — True asset ownership — Visa Platinum and Signature perks — No subscription fee Rates are variable. Crypto assets carry risk and values can go down. Terms and eligibility apply. Download Wirex One. Replace your bank.