Lyf Pay vs Monabanq Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lyf Pay
This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.
- Mobile payment services
- Savings account functionality
- Phasing out services
- Company ceasing operations
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After more than 8 years of operation, our company will cease operations in the coming months. This decision affects the Lyf Pay app, whose services will be phased out by June 1, 2026.
Monabanq Pay
Send and receive money instantly and for free using just a mobile number. No need to register bank details or wait for recipients to be added. Get assistance from advisors and find answers in the Q&A section.
- Send and receive money
- No RIB required
- Instant transfers
- Free transactions
- Support via messaging and advisors
- Lost/stolen payment card information
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Si vous êtes client Monabanq, vous pouvez accéder gratuitement à l’application Monabanq Pay qui vous permettra : • D'envoyer et recevoir de l’argent Plus besoin d’enregistrer un RIB, ou d’attendre que la personne soit enregistrée dans la liste des destinataires pour effectuer un remboursement… Aujourd’hui c’est désormais plus simple avec Monabanq Pay. Monabanq Pay vous permet d’envoyer ou recevoir de l’argent sans RIB, en quelques secondes et sans frais avec un numéro de mobile. Entrez un numéro de téléphone, indiquez le montant à envoyer, validez pour confirmer l’envoi. Si vous avez besoin d'assistance, nous sommes là pour vous aider : Contactez un conseiller et gérez vos messages grâce à notre messagerie. Trouvez des réponses adaptées à vos questions sur notre espace questions-réponses. Nos conseillers, basés dans les Hauts-de-France, sont disponibles de 8h à 21h en semaine, et le samedi, de 8h à 16h30 (téléphone, mail, chat, ou sur Twitter et Facebook). Retrouvez tous les numéros utiles en cas de perte ou de vol de vos moyens de paiement, même si vous vous trouvez à l’étranger.
Screenshots
Verdict
The clearest difference is rating: Monabanq Pay at 5.0 against Lyf Pay's 4.5. Monabanq Pay also leads on monetization model (free vs ad-supported). Lyf Pay's advantage is ratings volume (120 vs 2) and review sentiment (53% vs 39%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Monabanq Pay holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Lyf Pay has 120 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 53% of Lyf Pay's written reviews are positive against 39% of Monabanq Pay's, so the app with the better star average is not the one people write more warmly about.
Lyf Pay ships an update monthly, Monabanq Pay fortnightly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | Lyf Pay | Monabanq Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (120 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 53.3% of reviews — better | 39.1% of reviews |
| Number of ratings | 120 — better | 2 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 120 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Lyf | monabanq. |
Customer experience
Lyf Pay
Monabanq Pay
In-app purchases
Lyf Pay
No in-app purchases
Monabanq Pay
No in-app purchases
