AMI vs AAMI App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AMI
Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.
- 24/7 insurance management
- Faster login (PIN/Face ID)
- Online claim submission and tracking
- Payment management
- View policy information and documents
- Get new quotes in 2 minutes
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About this app Your AMI insurance anytime, anywhere. With the AMI app, we’re here for you 24/7. Manage your insurance with faster log in using a PIN or face ID. Make a claim online Starting your claim is easy in the app. If you need to claim on your car, home or contents insurance, you can start a draft, make a claim, and check your claim’s progress every step of the way. Easily manage your payments Make a payment for your policy straight from the app. Or if you have a recurring payment, you can manage that in the app too. All your policies in one place View your policy information and documents in the app. You can see what you’re covered for at any time. And choose to get your insurance documents by email or by post. Get a quote Get a new quote in 2 minutes. Or find an existing car quote and pick up where you left off.
AAMI App
Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.
- Manage supported insurance policies
- Update personal and payment details
- Pay policy renewals
- View policy documents
- Track home and motor claims
- Receive policy notifications
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The AAMI App is here! Got an AAMI insurance policy? Then this is for you! The AAMI App makes it easy to check and manage supported policies, right from your pocket. “What can I do with this app?!” you’re probably wondering. Good question! • Update your personal details, like your address and payment details. • Pay your renewal. • Check policy docs. • Track home and motor claims, with status updates as they progress. • Receive notifications about things like finalised claims and upcoming renewals. Sounds good, right? We’ve said it before, and we’ll say it again… Lucky you’re with AAMI!
Screenshots
Verdict
The clearest difference is rating: AAMI App at 4.7 against AMI's 4.5. AMI's advantage is monetization model (free vs ad-supported). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AAMI App holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 10 and 29 respectively. Written reviews point the same way: 11% of AMI's written reviews are positive against 17% of AAMI App's.
AMI ships an update monthly, AAMI App every 5 weeks. The most recent releases landed on September 13, 2026 and September 25, 2026 respectively.
| Parameter | AMI | AAMI App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (10 ratings) | 4.7 (29 ratings) — better |
| Positive reviews | 10.8% of reviews | 17.2% of reviews — better |
| Number of ratings | 10 | 29 — better |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 77 MB | 249 MB |
| Age rating | 4+ | 4+ |
| Developer | IAG New Zealand Limited | AAI Limited |
Customer experience
AMI
AAMI App
Bugs and requests
AMI
Not enough reviews yet to summarise bugs or requests.
AAMI App
Reported bugs
15 issues- App crashes when accessing driver rewards tab
- Login failures and 'something went wrong' errors
- Policies not displaying despite being added
- Chat disconnects and loses conversation history
- Claim information wiped when receiving calls/texts
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- App logs out mid-claim without saving progress
- Home page error preventing policy viewing
- Contact information update functionality broken
- Payment processing fails despite correct details
- Incompatibility with iPhone 15
- Weather alert notifications lose information after login
- Trip tracking marks false hard braking/cornering
- Slow server response times for claim retrieval
- Photo upload errors on existing claims
- iOS app requires force-close to access after rejection
Requested features
12 requests- Direct payment button for installments
- Policy documents viewable within app
- Ability to update address and contact details in app
- Copy-paste functionality for claim numbers
- Save progress when filing claims
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- Consistent payment date change functionality
- Email contact option for inquiries
- Display all policies without errors
- Offline access to policy information
- Integration of all AAMI services in single app
- Improved weather alert functionality
- Better trip tracking accuracy for driver rewards
In-app purchases
AMI
No in-app purchases
AAMI App
No in-app purchases
