Best 401Go Apps

219+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

401GO is the household name in 401go, but it's far from the only option. We track 219+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top 401Go Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1401GO401GOFree4.8★ (16)NoNoJun 2026
2NetBenefitsNetBenefitsFree4.6★ (29K)NoNoAug 2026
3Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.2M)NoNoAug 2026
4Principal®Principal®Free4.8★ (231K)NoNoAug 2026
5VoyaVoyaFree4.7★ (188K)NoNoAug 2026
6Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026
7GoRetireGoRetireFree3.3★ (104)NoNoAug 2026
8T. Rowe Price Personal®T. Rowe Price Personal®Free4.6★ (23K)NoNoAug 2026

Top Picks for 401Go

401GO#1

401GO by RetireGO, LLC

401k plan management
Editor's Choice
💰 Finance
4.8(16 ratings)
Free
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Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

NetBenefits#2

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Strong Contender
💰 Finance
4.6😞(29K ratings)
Free
#74in Finance
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Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
Fidelity Investments#3

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Worth Considering
💰 Finance
4.8😐(3.2M ratings)
Free
#13in Finance
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Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features

More 401Go apps to explore

4
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(231K)
free with in-app purchases
5
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
6
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
7
GoRetire
GoRetire
GoRetire
by Epic Advisors, Inc
Free

Access your retirement account information conveniently on your mobile device. Get fast, easy, and up-to-date insights into your retirement savings.

Mobile retirement account accessFast information retrievalEasy to use interface
💰 Finance
(104)
free
8
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
💰 Finance
(23K)
free
9
Public: Invest & Trade
Public: Invest & Trade
Public: Invest & Trade
Stocks, Crypto, Options, Bonds
Free

Invest in a diverse portfolio including stocks, options, bonds, and crypto. Transfer your existing portfolio and earn a 1% uncapped match. Build your retirement with IRA contributions and earn a 1% match.

Transfer existing portfolios1% uncapped transfer matchInvest in stocks, options, bonds, crypto
💰 Finance
(84K)
free with in-app purchases
10
Guideline
Guideline
Guideline
Access your 401(k) anytime
Free

Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

Set up 401(k) in minutesAccess and manage contributionsInvest in recommended portfolios
💰 Finance
(1.8K)
free with in-app purchases
11
Pera Algo Wallet
Pera Algo Wallet
Pera Algo Wallet
Secure. Open Source. Green.
Free

Manage your digital assets on the Algorand blockchain with a secure and user-friendly wallet. Send, receive, and swap cryptocurrencies, track your transaction history, and connect with decentralized applications. Your private keys remain on your device for maximum security and anonymity.

Secure account creationSend and request AlgosTransaction history export
💰 Finance
(8K)
free
12
REALtirement by Nationwide
REALtirement by Nationwide
REALtirement by Nationwide
by Nationwide Mutual Insurance Company
Free

Access and manage your retirement account information from any device, anytime. Easily view account details, adjust future contributions, exchange funds, and update your contact information. Enrollment is quick and simple, making retirement planning more convenient.

Up-to-date account informationManage on any deviceChange future contributions
💰 Finance
(5.6K)
free
13
Transamerica Retirement App
Transamerica Retirement App
Transamerica Retirement App
by Transamerica Retirement Solutions, LLC
Free

Manage your retirement savings and investments on the go. Access account balances, track performance, and adjust savings or investment strategies. Utilize tools to project future retirement outlook based on your current plan.

On-the-go account accessView account balance and performanceAdjust savings rate
💰 Finance
(3.2K)
free
14
Y Retirement
Y Retirement
Y Retirement
by YMCA Retirement Fund (inc)
Free

Access your retirement account information, including balances and earned interest, and view benefit statements. Estimate future retirement income by adjusting age and contributions. Offers micro-learning resources and secure login options.

Review account balances and interest earnedView and download Annual Benefit StatementsEstimate future retirement income
💰 Finance
(14)
free
15
NYC DCP
NYC DCP
NYC DCP
by New York City Deferred Compensation Plan
Free

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.

All-in-one account managementRetirement income modelingVideo education and live chat
💰 Finance
(12K)
free
16
MassMutual
MassMutual
MassMutual
Insurance & Financial Services
Free

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

Manage life insurance and retirement accountsHandle payments and premiumsReview account balances and policy info
💰 Finance
(5.9K)
free with in-app purchases
17
Finhabits: Invest My Money
Finhabits: Invest My Money
Finhabits: Invest My Money
Invest, Learn, and Protect
Free

This app simplifies investing, saving, and learning about personal finance. It offers automated investment accounts, health insurance options, and educational resources to help users build a better financial future. Available in English and Spanish, it aims to make financial management accessible to everyone.

Automated investment accountsRetirement savings optionsHealth, dental, and vision insurance plans
💰 Finance
(22K)
free with in-app purchases
18
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Stack Sats, Crypto & Stocks
Free

Invest in Bitcoin, crypto, and stocks within a tax-advantaged retirement account. Set up a new IRA or roll over an existing one. Play daily for a chance to win free Bitcoin with no setup fees or minimums.

Invest in Bitcoin, crypto, and stocksTax-advantaged retirement accounts (IRA, 401k)Daily chance to win free Bitcoin (Blinko)
💰 Finance
(1.5K)
free
19
ING HomeBank
ING HomeBank
ING HomeBank
Internet banking de oriunde
Free

Manage your finances from anywhere with this intuitive banking app. Open accounts, apply for loans, make payments, and track investments all from your smartphone. Enjoy secure access with biometric login and receive instant notifications for all transactions.

Open online current accountsApply for loans and credit cardsManage term deposits and savings
💰 Finance
(702)
free with in-app purchases
20
1st 401k
1st 401k
1st 401k
by 1st Source Corporation
Free

Manage your employer-sponsored retirement plan through this app. Review your account details and access services provided by 1st Source Bank. Available in English and Spanish.

Retirement plan managementAccount reviewEmployer-sponsored plan access
💰 Finance
(1)
free

FAQ about 401Go

What are the best 401go apps for iPhone?
401GO tops our 401go apps ranking as of June 2026, with a 4.8-star average from 16 App Store ratings, and it's free to download.
Yes — 20 of the top 401go apps we rank are free to download, including 401GO and NetBenefits.
401GO has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 219+ 401go apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
401GO is designed with security as a top priority, offering convenient and secure management of your 401(k) lifecycle. Specific security protocols are not detailed in the provided information, but the app emphasizes a secure experience for its users.
The provided description focuses on managing your existing 401(k) plan through 401GO, including viewing balances and adjusting contributions. It does not mention the ability to link external bank accounts for direct deposits or transfers.