Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.
2.7(61 ratings)
Free
Top Picks for App To Borrow Money In Nigeria
FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED
Instant Loan App For Fast CashStrong Contender
💰 Finance
4.6😐(14K ratings)
Free
This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.
What We Love
- 🚀 Fast and easy loan process
- 👍 Reliable and trustworthy
- 💯 Smooth and seamless experience
Room to Improve
- 💰 High interest rates
- 🔍 Inconsistent loan offers
- 📞 Aggressive repayment reminders
Fast Credit Mobile by FASTCREDIT LIMITED
Worth Considering
💰 Finance
3.1(16 ratings)
Free
Access quick loans and smart investment opportunities with this financial services app. It offers transparent processes, fast approvals, and secure transactions for individuals in Nigeria. Grow your wealth and manage your finances conveniently.
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Hometown - Banking Solution
Pay, Save, Get a loan, Spend
Free
Manage your finances with an all-in-one banking solution. Easily send and receive money, pay bills, grow savings with high interest, and access instant loans. Book flights, recharge airtime, and invest for the future, all from your mobile device.
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Andray Finance
Borrow smart, Build strong
Free
This digital lending platform offers quick and transparent loans to salaried professionals, entrepreneurs, and gig workers in Nigeria. It provides instant access to funds, easy repeat borrowing, and loan growth opportunities based on responsible repayment. The service prioritizes privacy and automated, secure transactions.
Instant loan access up to ₦5,000,000Streamlined, paperwork-free applicationEasy repeat borrowing
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(1)
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Kuda - Free transfer & payment
Pay, save & invest money
Free
Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.
Free bank account openingFree money transfersAutomated savings
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Upstart: Personal Loans + More
Money for moments that matter
Free
Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.
Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
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free8
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free
Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.
Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
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subscription9
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free
Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.
Track lent itemsTrack lent moneySet item reminders
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(614)
free10
Credit Wallet
by Princeps Credit Systems Limited
Free
Access flexible loan products designed for employees through employer partnerships. Manage your finances with repayment options ranging from 2 to 12 months and competitive interest rates. Secure your personal information with robust data protection measures.
Employee loan accessFlexible repayment termsCompetitive interest rates
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(7)
free11
eLendly
Gift, Lend, Borrow and Invest
Free
Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.
Automate subscriptionsLend and borrow with friendsTrack finances
💰 Finance
(49)
free12
Neocash Mobile
Powered by Shepherd Trust
Free
This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.
Loan amounts from ₦5,000 to ₦5,000,000Flexible repayment periodsFast loan approval and disbursement
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(2)
ad-supported13
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free
Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.
Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(320K)
free with in-app purchases14
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free
Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.
Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
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(542K)
free with in-app purchases15
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free
Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.
Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
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(134K)
free with in-app purchases16
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free
Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.
Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
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Sycamore - Save Invest Borrow
Save, Invest & Get loans
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Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.
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True Finance: Cash Advance
Get, Earn, and Save Money
Free
Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.
Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
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(43K)
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Chipper Cash
Send or Request Cash in Africa
Free
Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.
Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
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free20
NALA Send Money Globally
Trusted by 500k+ users
Free
Send money internationally with competitive exchange rates and transparent fees. Enjoy fast, secure transfers to mobile money wallets and bank accounts in numerous countries. Get 24/7 support for peace of mind.
Send money globallyCompare exchange ratesFast transfers in minutes
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(5.1K)
free