Best Apps For Ach Payments

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Whether you're new to apps for ach payments or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Apps For Ach Payments (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1ACH BankingACH BankingFree2.5★ (12)NoNoMay 2026
2BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoAug 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
4AmexAmexFree4.9★ (4.4M)YesNoAug 2026
5VenmoVenmoFree4.8★ (15M)NoNoAug 2026
6Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (552K)NoNoAug 2026
7AvantAvantFree4.8★ (111K)NoNoAug 2026
8EarnIn: Beyond Cash AdvanceEarnIn: Beyond Cash AdvanceFree4.8★ (450K)NoNoAug 2026

Top Picks for Apps For Ach Payments

ACH Banking#1

ACH Banking by eProdigy Financial LLC

Editor's Choice
💼 Business
2.5(12 ratings)
Free
ACH Banking screenshot 1
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ACH Banking screenshot 5
ACH Banking screenshot 6

This business-focused application allows companies to securely manage payments, onboard merchants, and process transactions directly from their iOS devices. It offers a streamlined experience for accepting and sending ACH payments and eChecks, along with robust reporting features.

BILL AP & AR Business Payments#2

BILL AP & AR Business Payments by Bill.com, Inc.

Pay bills and get paid online
Strong Contender
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
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BILL AP & AR Business Payments screenshot 4

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support
PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
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Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts

More Apps For Ach Payments apps to explore

4
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
5
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
6
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(552K)
free with in-app purchases
7
Avant
Avant
Avant
by Avant, LLC (US)
Free

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

Schedule or cancel paymentsView transaction historyAdd or remove payment methods
💰 Finance
(111K)
free
8
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(450K)
free with in-app purchases
9
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
10
Recuvery - Manage Payments
Recuvery - Manage Payments
Recuvery - Manage Payments
Securely pay & manage payments
Free
💰 Finance
(0)
11
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(411K)
free with in-app purchases
12
PayToday Mobile
PayToday Mobile
PayToday Mobile
by Adaire Technology Services AG
Free
💰 Finance
(0)
13
AutoPay
AutoPay
AutoPay
Automate recurring payments
Free
💰 Finance
(0)
14
North State Acceptance
North State Acceptance
North State Acceptance
by North State Acceptance LLC
Free
💰 Finance
(0)
15
FUTR Agent
FUTR Agent
FUTR Agent
AI-Powered Loan Payment
Free

This app simplifies loan payment management with intelligent monitoring and real-time progress tracking. It provides a clear overview of upcoming debits, payment history, and account settings through a secure mobile interface.

AI-powered loan payment optimizationReal-time loan repayment progress trackingView upcoming debit and payment schedules
💰 Finance
(1)
free
16
PayIT App
PayIT App
PayIT App
PayIT
Free
💰 Finance
(0)
17
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(372K)
free with in-app purchases
18
AD Home Borrower Portal
AD Home Borrower Portal
AD Home Borrower Portal
Mortgage Tracking
Free
💰 Finance
(0)
19
Vistapay
Vistapay
Vistapay
Everything Bills and payment
Free
💰 Finance
(0)
20
3kle: Banking, Loans, Payments
3kle: Banking, Loans, Payments
3kle: Banking, Loans, Payments
Digital Banking Super App
Free

Manage your finances, conduct transactions, and access various banking services with this comprehensive digital banking app. It offers features for account management, secure payments, loans, budgeting, and savings goals.

Instant account access and transaction historySecure money transfers and bill paymentsLoan and new account applications
💰 Finance
(1)
free

FAQ about Apps For Ach Payments

What are the best apps for ach payments for iPhone?
ACH Banking tops our apps for ach payments ranking as of August 2026, with a 2.5-star average from 12 App Store ratings, and it's free to download.
Yes — 20 of the top apps for ach payments we rank are free to download, including ACH Banking and BILL AP & AR Business Payments.
ACH Banking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ apps for ach payments on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
ACH Banking is a mobile application designed for businesses to securely process transactions, manage merchant accounts, and onboard new clients. It allows users to send and receive ACH payments and eChecks directly from their iPhone or iPad.
ACH Banking is strictly for business use, such as for companies with an LLC. It does not provide services for personal use. An ACH Banking account is required to access the app's full capabilities.