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Best Apps For Ach Payments

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Whether you're new to apps for ach payments or looking for an upgrade, our curated collection of 249+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Apps For Ach Payments (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoSep 2026
2EarnIn: Beyond Cash AdvanceEarnIn: Beyond Cash AdvanceFree4.8★ (457K)NoNoSep 2026
3ACH BankingACH BankingFree2.5★ (12)NoNoMay 2026
4AmexAmexFree4.9★ (4.4M)YesNoSep 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoSep 2026
6Pay for StripePay for StripeFree4.7★ (1.5K)NoNoSep 2026
7Cash AppCash AppFree4.8★ (8.7M)NoNoSep 2026
8Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoSep 2026

Top Picks for Apps For Ach Payments

BILL AP & AR Business Payments#1

BILL AP & AR Business Payments by Bill.com, Inc.

Pay bills and get paid online
Editor's Choice
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
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This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support
  • 🔒 Security concerns with account verification
  • 🤷‍♀️ Inconsistent app functionality compared to website
EarnIn: Beyond Cash Advance#2

EarnIn: Beyond Cash Advance by Activehours Inc.

Get Paid Fast, Early Payday
Strong Contender
💰 Finance
4.8😊(457K ratings)
Free
#51in Finance
EarnIn: Beyond Cash Advance screenshot 1
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EarnIn: Beyond Cash Advance screenshot 6

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

What We Love

  • 🚀 Saves time and money
  • 👍 Helpful for single moms and those living paycheck-to-paycheck
  • 💡 Allows choosing tip amount
  • 🚀 Fast cash advances
  • 👍 Transparent and ethical service
  • 💡 Automated savings feature

Room to Improve

  • 🐛 Bank connection issues
  • 🐛 Inconsistent withdrawal limits
  • 🐛 Unexpected early withdrawals causing overdraft fees
  • 🐛 Unresponsive customer support
  • 🐛 Deactivation of accounts without explanation
ACH Banking#3

ACH Banking by eProdigy Financial LLC

Worth Considering
💼 Business
2.5(12 ratings)
Free
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This business-focused application allows companies to securely manage payments, onboard merchants, and process transactions directly from their iOS devices. It offers a streamlined experience for accepting and sending ACH payments and eChecks, along with robust reporting features.

More Apps For Ach Payments apps to explore

FAQ about Apps For Ach Payments

What are the best apps for ach payments for iPhone?
BILL AP & AR Business Payments tops our apps for ach payments ranking as of September 2026, with a 4.9-star average from 49K App Store ratings, and it's free to download.
Yes — 20 of the top apps for ach payments we rank are free to download, including BILL AP & AR Business Payments and EarnIn: Beyond Cash Advance.
BILL AP & AR Business Payments has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ apps for ach payments on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The BILL AP & AR app is designed to simplify and automate business payments and receivables. It helps companies manage both accounts payable and accounts receivable, streamlining manual processes for paying bills and collecting payments from customers.
Key features include automating accounts payable and receivable, offering a variety of payment options like ACH, international wires, virtual cards, credit cards, and checks. It also provides real-time payment tracking, simplifies approvals, and offers a centralized overview of all payment activities.