Best Auto Loan Apps

243+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated July 2026

OneMain is the household name in auto loan, but it's far from the only option. We track 243+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Auto Loan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OneMainOneMainFree4.8★ (91K)NoNoAug 2026
2Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoAug 2026
3Car Loan Calculator,Auto LeaseCar Loan Calculator,Auto LeaseFree4.8★ (1.3K)YesNoAug 2026
4Carvana: Buy/Sell Used CarsCarvana: Buy/Sell Used CarsFree4.8★ (310K)NoNoAug 2026
5TrueCar Used Cars and New CarsTrueCar Used Cars and New CarsFree4.7★ (47K)YesNoAug 2026
6CarMax: Used Cars for SaleCarMax: Used Cars for SaleFree4.8★ (405K)YesNoAug 2026
7Auto Use Auto LoanAuto Use Auto LoanFree2.7★ (7)NoNoMay 2026
8myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoAug 2026

Top Picks for Auto Loan

OneMain#1

OneMain by One Main Financial

Personal & Auto Loans
Editor's Choice
💰 Finance
4.8😐(91K ratings)
Free
OneMain screenshot 1
OneMain screenshot 2
OneMain screenshot 3
OneMain screenshot 4
OneMain screenshot 5
OneMain screenshot 6

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient payment processing
  • 💡 Helpful customer service
  • 🤝 Great company overall

Room to Improve

  • 🐛 Buggy app updates
  • 🔒 Security issues with password entry
  • 💰 Predatory lending practices
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(105K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Car Loan Calculator,Auto Lease#3

Car Loan Calculator,Auto Lease by giang pham

Payment Finance Emi Notes Calc
Worth Considering
💰 Finance
4.8😊(1.3K ratings)
FreeAds
Car Loan Calculator,Auto Lease screenshot 1
Car Loan Calculator,Auto Lease screenshot 2
Car Loan Calculator,Auto Lease screenshot 3
Car Loan Calculator,Auto Lease screenshot 4
Car Loan Calculator,Auto Lease screenshot 5
Car Loan Calculator,Auto Lease screenshot 6

Estimate monthly payments and total costs for auto loans and leases. Features amortization schedules, chart views, and email sharing. Save and load calculations for easy management.

What We Love

  • 👍 Easy to use
  • 🚀 Accurate calculations
  • 💡 Helpful for car sales
  • 💡 Useful for loan payments

Room to Improve

  • 🐛 No longer working
  • 🔊 Noisy ads
  • 🐛 Data error issues

More Auto Loan apps to explore

4
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Carvana: Buy/Sell Used Cars
Thousands of Vehicle Options
Free

Shop for, sell, or trade used cars entirely online. Browse thousands of vehicles, get financing options, and track delivery. Enjoy a 7-day money-back guarantee for peace of mind.

Buy used cars onlineSell and trade carsGet instant financing terms
🛍️ Shopping
(310K)
free with in-app purchases
5
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
🛍️ Shopping
(47K)
free with in-app purchases
6
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
Search Used Cars, SUVs, Trucks
Free

Discover and purchase used cars, SUVs, and trucks from a nationwide inventory. Schedule test drives, view detailed car information, and manage financing all within the app. Get upfront pricing and vehicle history reports for a convenient car buying experience.

Nationwide used car inventoryDetailed car photos and informationSchedule test drives
🌟 Lifestyle
(405K)
free with in-app purchases
7
Auto Use Auto Loan
Auto Use Auto Loan
Auto Use Auto Loan
by Lease and Rental Management Corp
Free

Manage your auto loan payments conveniently and in real-time. View your payment history and communicate directly with your provider through a fast and easy interface.

Real-time payment schedulingView payment historyDirect chat with provider
💰 Finance
(7)
free
8
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Monitor & Report Credit Scores
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
💰 Finance
(50K)
free with in-app purchases
9
Toyota Financial Services
Toyota Financial Services
Toyota Financial Services
Manage your vehicle lease/loan
Free

Easily manage your auto lease or loan with this app. Make payments, view account details, and set up recurring transactions. The redesigned interface offers quick navigation and a clear overview of your financial commitments.

Frictionless paymentsRecurring payment setupAccount Snapshot view
💰 Finance
(480K)
free
10
Cars.com - New & Used Cars
Cars.com - New & Used Cars
Cars.com - New & Used Cars
Shop new & used cars for sale
Free

Explore millions of new and used cars for sale with advanced search filters. Compare vehicles, read dealership reviews, and get personalized financing and selling offers. Find your next car with confidence.

Millions of new and used car listingsAdvanced search and filteringDealership reviews and ratings
🛍️ Shopping
(612K)
free with in-app purchases
11
CarGurus: Used & New Cars
CarGurus: Used & New Cars
CarGurus: Used & New Cars
Shop, finance, or sell today.
Free

Find new and used cars with a vast selection and trusted deal ratings. Explore financing options, compare vehicles side-by-side, and even sell your current car with instant offers and valuations.

Millions of new and used car listingsTrusted deal ratingsFinancing options and pre-qualification
🛍️ Shopping
(660K)
free with in-app purchases
12
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
13
Yendo
Yendo
Yendo
Credit Backed By Your Car
Free

Access revolving credit up to $10,000 using your car's equity. Get approved quickly with competitive rates and build your credit history by reporting to major bureaus. Manage your account easily through the app.

Credit up to $10,000 based on car valueRevolving credit lineLower interest rates
💰 Finance
(3.4K)
free
14
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Vehicle payment calc, estimate
Free

Estimate your monthly car payments by inputting loan details like principal, interest rate, and loan term. Visualize your payment breakdown with amortization schedules and charts. Save and compare different loan scenarios to make informed decisions.

Calculate monthly car paymentsAdjust loan length, down payment, and interest rateView amortization schedule
🔧 Utilities
(230)
free with in-app purchases
15
Loan Virtual Assistant
Loan Virtual Assistant
Loan Virtual Assistant
by Verifacto, Inc.
Free

Manage your loans with ease using this personal finance companion. Schedule payments, update insurance, enroll in protection programs, and communicate directly with your lender.

Easy payment schedulingInsurance detail updatesCPI program enrollment
💰 Finance
(3)
free
16
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free
17
Auto Loan Calculator -Advanced
Auto Loan Calculator -Advanced
Auto Loan Calculator -Advanced
Car Loan Calculator
Free
💰 Finance
(0)
18
Carpay
Carpay
Carpay
Car loan management made easy
Free

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

Make loan paymentsPrint receiptsCheck account balances
💰 Finance
(4.9K)
free
19
Auto Loan Calculator %
Auto Loan Calculator %
Auto Loan Calculator %
Quickly calculate car loans
$1.99

This app helps you plan car financing by calculating monthly payments, total interest, and payoff dates. Input vehicle price, down payment, interest rate, and other loan details for a clear financial overview.

Calculate monthly paymentsEstimate total interest paidDetermine loan payoff date
💰 Finance
(5)
paid
20
Auto Vehicle Recovery
Auto Vehicle Recovery
Auto Vehicle Recovery
Vehicle Recovery faster Search
Free
🔧 Utilities
(0)

FAQ about Auto Loan

What are the best auto loan apps for iPhone?
OneMain tops our auto loan apps ranking as of July 2026, with a 4.8-star average from 91K App Store ratings, and it's free to download.
Yes — 19 of the top auto loan apps we rank are free to download, including OneMain and Loan Calculator‰.
OneMain has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 243+ auto loan apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The OneMain app allows existing customers to manage their personal and auto loans. You can make loan payments, set up automatic payments via AutoPay, and receive paperless statements and payment alerts. It also provides tools to monitor your VantageScore and track your spending.
This app is for existing OneMain customers to manage their active loans. To apply for a new personal loan, you need to visit OMF.com. The app does not facilitate new loan applications.

Related searches