Best Auto Loan Apps

211+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

OneMain is the household name in auto loan, but it's far from the only option. We track 211+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Auto Loan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OneMainOneMainFree4.8★ (80K)NoNoJul 2026
2Car Loan Calculator,Auto LeaseCar Loan Calculator,Auto LeaseFree4.8★ (1.3K)YesNoJul 2026
3Carvana: Buy/Sell Used CarsCarvana: Buy/Sell Used CarsFree4.8★ (301K)YesNoJul 2026
4Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoJul 2026
5CarMax: Used Cars for SaleCarMax: Used Cars for SaleFree4.8★ (404K)YesNoJul 2026
6TrueCar Used Cars and New CarsTrueCar Used Cars and New CarsFree4.7★ (47K)YesNoJul 2026
7Capital One MobileCapital One MobileFree4.8★ (11M)YesNoJul 2026
8Auto Use Auto LoanAuto Use Auto LoanFree2.7★ (7)NoNoMay 2026

Top Picks for Auto Loan

OneMain#1

OneMain by One Main Financial

Personal & Auto Loans
Editor's Choice
💰 Finance
4.8😐(80K ratings)
Free
OneMain screenshot 1
OneMain screenshot 2
OneMain screenshot 3
OneMain screenshot 4
OneMain screenshot 5
OneMain screenshot 6

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient payment processing
  • 💡 Helpful customer service
  • 🤝 Great company overall

Room to Improve

  • 🐛 Buggy app updates
  • 🔒 Security issues with password entry
  • 💰 Predatory lending practices
Car Loan Calculator,Auto Lease#2

Car Loan Calculator,Auto Lease by giang pham

Payment Finance Emi Notes Calc
Strong Contender
💰 Finance
4.8😊(1.3K ratings)
FreeAds
Car Loan Calculator,Auto Lease screenshot 1
Car Loan Calculator,Auto Lease screenshot 2
Car Loan Calculator,Auto Lease screenshot 3
Car Loan Calculator,Auto Lease screenshot 4
Car Loan Calculator,Auto Lease screenshot 5
Car Loan Calculator,Auto Lease screenshot 6

Estimate monthly payments and total costs for auto loans and leases. Features amortization schedules, chart views, and email sharing. Save and load calculations for easy management.

What We Love

  • 👍 Easy to use
  • 🚀 Accurate calculations
  • 💡 Helpful for car sales
  • 💡 Useful for loan payments

Room to Improve

  • 🐛 No longer working
  • 🔊 Noisy ads
  • 🐛 Data error issues
Carvana: Buy/Sell Used Cars#3

Carvana: Buy/Sell Used Cars by Carvana LLC

Thousands of Vehicle Options
Worth Considering
🛍️ Shopping
4.8😐(301K ratings)
FreeAds
#72in Shopping
Carvana: Buy/Sell Used Cars screenshot 1
Carvana: Buy/Sell Used Cars screenshot 2
Carvana: Buy/Sell Used Cars screenshot 3
Carvana: Buy/Sell Used Cars screenshot 4
Carvana: Buy/Sell Used Cars screenshot 5
Carvana: Buy/Sell Used Cars screenshot 6

Shop for, sell, or trade used cars entirely online. Browse thousands of vehicles, get financing options, and track delivery. Enjoy a 7-day money-back guarantee for peace of mind.

What We Love

  • 🚀 Seamless buying process
  • 👍 Convenient delivery
  • 💡 Innovative car vending machine
  • 🚗 Wide selection of vehicles

Room to Improve

  • 🐛 Delivery delays and rescheduling issues
  • 🔧 Mechanical issues with purchased vehicles
  • 🤖 Poor customer service and communication

More Auto Loan apps to explore

4
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
5
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
CarMax: Used Cars for Sale
Search Used Cars, SUVs, Trucks
Free

Discover and purchase used cars, SUVs, and trucks from a nationwide inventory. Schedule test drives, view detailed car information, and manage financing all within the app. Get upfront pricing and vehicle history reports for a convenient car buying experience.

Nationwide used car inventoryDetailed car photos and informationSchedule test drives
🌟 Lifestyle
(404K)
free with in-app purchases
6
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
TrueCar Used Cars and New Cars
Buy Used & New Cars or Trucks
Free

This app helps you buy or sell vehicles by providing upfront price offers from certified dealers. Access a large inventory of new and used cars, view price ratings, and get trade-in offers.

Upfront price offers from certified dealersSavings summary including MSRP and incentivesPrice Curve for new vehicle transaction data
🛍️ Shopping
(47K)
free with in-app purchases
7
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
8
Auto Use Auto Loan
Auto Use Auto Loan
Auto Use Auto Loan
by Lease and Rental Management Corp
Free

Manage your auto loan payments conveniently and in real-time. View your payment history and communicate directly with your provider through a fast and easy interface.

Real-time payment schedulingView payment historyDirect chat with provider
💰 Finance
(7)
free
9
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
💰 Finance
(49K)
free with in-app purchases
10
Cars.com - New & Used Cars
Cars.com - New & Used Cars
Cars.com - New & Used Cars
Shop new & used cars for sale
Free

Explore millions of new and used cars for sale with advanced search filters. Compare vehicles, read dealership reviews, and get personalized financing and selling offers. Find your next car with confidence.

Millions of new and used car listingsAdvanced search and filteringDealership reviews and ratings
🛍️ Shopping
(606K)
free with in-app purchases
11
CarGurus: Used & New Cars
CarGurus: Used & New Cars
CarGurus: Used & New Cars
Shop, finance, or sell today.
Free

Find new and used cars with a vast selection and trusted deal ratings. Explore financing options, compare vehicles side-by-side, and even sell your current car with instant offers and valuations.

Millions of new and used car listingsTrusted deal ratingsFinancing options and pre-qualification
🛍️ Shopping
(652K)
free with in-app purchases
12
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
13
Yendo
Yendo
Yendo
Credit Backed By Your Car
Free

Access revolving credit up to $10,000 using your car's equity. Get approved quickly with competitive rates and build your credit history by reporting to major bureaus. Manage your account easily through the app.

Credit up to $10,000 based on car valueRevolving credit lineLower interest rates
💰 Finance
(3.3K)
free
14
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
15
Toyota Financial Services
Toyota Financial Services
Toyota Financial Services
Manage your vehicle lease/loan
Free

Easily manage your auto lease or loan with this app. Make payments, view account details, and set up recurring transactions. The redesigned interface offers quick navigation and a clear overview of your financial commitments.

Frictionless paymentsRecurring payment setupAccount Snapshot view
💰 Finance
(472K)
free
16
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Vehicle payment calc, estimate
Free

Estimate your monthly car payments by inputting loan details like principal, interest rate, and loan term. Visualize your payment breakdown with amortization schedules and charts. Save and compare different loan scenarios to make informed decisions.

Calculate monthly car paymentsAdjust loan length, down payment, and interest rateView amortization schedule
💰 Finance
(223)
free with in-app purchases
17
CARFAX - New & Used Cars
CARFAX - New & Used Cars
CARFAX - New & Used Cars
Shop CARFAX with Confidence
Free

Browse new, used, and certified pre-owned vehicles from dealerships near you. Access free CARFAX Vehicle History Reports with every used car listing, view price history, and compare vehicles with detailed information and photos.

Free CARFAX Vehicle History Report with used carsSave favorites and get price drop alertsView car value based on history
🛍️ Shopping
(368K)
free with in-app purchases
18
Carpay
Carpay
Carpay
Car loan management made easy
Free

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

Make loan paymentsPrint receiptsCheck account balances
💰 Finance
(4.9K)
free
19
Mazda Financial Services
Mazda Financial Services
Mazda Financial Services
by Toyota Motor Credit Corporation
Free

Manage your auto lease or loan with ease. This app offers frictionless payments, account overviews, and convenient ways to track your balance and loan details.

Frictionless paymentsSchedule one-time paymentsSnapshot account view
💰 Finance
(39K)
free
20
Mariner Finance
Mariner Finance
Mariner Finance
Manage-Payments-Offers-History
Free

Manage your personal loans, monitor account activity, and make payments on the go. Apply for new loans, view current offers, and find local branches. Designed for existing customers to easily access their account information and manage their finances.

Monitor account activitySet up auto payMake monthly payments
💰 Finance
(1.4K)
free

FAQ about Auto Loan

What are the best auto loan apps for iPhone?
OneMain tops our auto loan apps ranking as of July 2026, with a 4.8-star average from 80K App Store ratings, and it's free to download.
Yes — 20 of the top auto loan apps we rank are free to download, including OneMain and Car Loan Calculator,Auto Lease.
OneMain has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 211+ auto loan apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The OneMain app allows existing customers to manage their personal and auto loans. You can make loan payments, set up automatic payments via AutoPay, and receive paperless statements and payment alerts. It also provides tools to monitor your VantageScore and track your spending.
This app is for existing OneMain customers to manage their active loans. To apply for a new personal loan, you need to visit OMF.com. The app does not facilitate new loan applications.

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