Best Borrowing Tracker Alternative Apps

4.5😞(88K ratings)

FreeAdsIn-App Purchases

#10in Finance

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Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

🚀 Smooth app experience
👍 User-friendly interface
💡 Innovative peer-to-peer lending model
🤝 Helpful when in financial need

Room to Improve

🐛 Frequent app crashes
🕰️ Slow customer support response times
💳 Issues with bank account linking
🤷‍♀️ Unclear loan approval process
🚫 Inability to modify or cancel loan requests

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator

Strong Contender

4.7😊(7.3K ratings)

FreeAdsIn-App Purchases

#76in Finance

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Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

💯 Excellent debt tracking and planning
🔍 Detailed debt breakdown and payoff timeline
🎯 Helps stay motivated and on track
👍 Simple and easy to use interface
🤑 Affordable premium subscription
🔢 Customizable debt payoff strategies

Room to Improve

🐛 Occasional app crashes and stability issues
📆 Lack of flexible payment frequency options (weekly, bi-weekly)
💰 Frustration with premium-only features
🔢 Difficulty making changes to existing debt entries
💸 Concerns about recurring subscription costs

Changed: Automate Debt Payoff by Changed Inc.

Track Debt, Pay It Down Faster

Worth Considering

Debt Free –Pay Off Debt Faster

4.6😐(5.6K ratings)

FreeAds

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This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

What We Love

🚀 Helpful in paying off loans
💡 Automatic debt payments
👍 Easy to use
🤑 Saves money without noticing
🎉 Motivating to see progress

Room to Improve

🐛 Connectivity issues with accounts
🕰️ Slow payment processing
💸 Subscription fees
🤖 Poor customer support
🔒 Difficulty accessing/withdrawing funds

More Borrowing Tracker Alternative apps to explore

Debt Snowball & Payoff Tracker

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

(1K)

Cash Advance & Borrow Guide

Fast Payday Money Loan App

Educational articles on loan typesAPR comparison toolLoan calculator for payment estimation

This app provides educational resources and tools to help users understand borrowing money, compare loan terms, and manage their credit health. It offers articles on various loan types, an APR comparison tool, and a loan calculator for informed financial planning.

(403)

free

EZ Financial Calculators

by Bishinew Incorporated

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Loan Calculator - Debt Planner

(51)

ad-supported

Mortgage, Car, Lease & Payoff

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

(23K)

Loan Calculator‰

Simple Loan Calculator

Loan calculationMortgage calculationAmount input

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Debty - Private Debt Tracker

(105K)

ad-supported

Loans, IOUs & client ledger

Track debts and loansManage shared expensesAutomatic calculations

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

(135)

Ditch: Pay Off Debt Faster

Automate Payoff & Track Debt

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

(2.8K)

Clerkie Payoff Debt Bills Fees

Loan Money Build Credit Budget

Negotiate and erase debtAutomated budgetingPersonal loan shopping

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Loan Calculator - Loan2Me

(2.8K)

free

Quick and Easy Loan Calculator

Calculate loan paymentsDetermine loan affordabilityAmortization schedule

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Car & Auto Payment Calculator

(8.2K)

freemium

Lease & Loan Finance Calc

Lease payment calculatorLoan payment calculatorTrade-in and fees calculation

Estimate monthly payments and total interest for auto leases and loans. This tool helps you understand financing details before meeting with a dealer, offering features like trade-in calculations, scenario saving, and export options. It also includes tools for depreciation, fuel costs, and distance tracking.

(2.2K)

P2Vest - Loan & Insurance App

P2P Lending | Buy Insurance

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Organize Private Loaned Things

(165)

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Keepfully – Loan Tracker

Track money and objects lent/borrowedOrganize by person with overviewAutomatic loan reminders

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

RECalc Mortgage Calculator

(30)

freemium

Mortgage/loan calculator

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

(2.8K)

Calc Pro - The Best Calculator

10 Calculators & Converters

10 powerful calculators (Standard, Scientific, Graphing, etc.)10 financial worksheets (Mortgage, Loan, Compound Interest, etc.)Unit Converter with 3000+ conversions

This app offers a comprehensive suite of 10 powerful calculators and 10 financial worksheets, designed to handle everything from basic arithmetic to complex scientific and financial calculations. It includes features like unit conversion, currency exchange, graphing, and statistical analysis, making it a versatile tool for students and professionals.

🔧 Utilities

(4.7K)

IOUs, Bills & Repayment Plans

Loan Tracker: You Owe Me

Track loans and IOUsSplit bills easilyBuilt-in Money Messages for conversations

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

(355)

BA Financial Calculator

BAII Plus Emulator

TI BAII Plus emulatorIdentical functionalityUser-friendly interface

Emulates the TI BAII Plus financial calculator, offering identical functionality with a clean and user-friendly interface. It's designed for finance professionals and students preparing for exams like CFA, FRM, and CPA.

Aven Advisor: Credit Check App

(3.3K)

ad-supported

Financial Advisor

Credit score monitoringHome equity trackingSpending analysis

This app helps you understand your financial health by checking your credit score, monitoring home equity, and tracking spending. It also provides personalized loan offers and opportunities to win prizes.

(3.8K)