Best Business Credit Small Apps

242+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

The best business credit small apps on iPhone average 4.5โ˜… across 242+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Business Credit Small Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fundbox - Small Business LoansFundbox - Small Business LoansFree4.9โ˜… (2.4K)NoNoAug 2026
2Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9โ˜… (22K)YesNoAug 2026
3Novo - Small Business CheckingNovo - Small Business CheckingFree4.8โ˜… (20K)NoNoAug 2026
4Business CreditBusiness CreditFree5.0โ˜… (1)NoNoMay 2026
5Credit KeyCredit KeyFree4.7โ˜… (30)NoNoAug 2026
6Lendtek: Small Business LoansLendtek: Small Business LoansFree4.9โ˜… (235)NoNoAug 2026
7GetBiz.CreditGetBiz.CreditFreeโ€”NoYesMay 2026
8PayPal BusinessPayPal BusinessFree4.2โ˜… (29K)YesNoAug 2026

Top Picks for Business Credit Small

Fundbox - Small Business Loans#1

Fundbox - Small Business Loans by Fundbox

Fast, revolving line of credit
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(2.4K ratings)
Free
Fundbox - Small Business Loans screenshot 1
Fundbox - Small Business Loans screenshot 2
Fundbox - Small Business Loans screenshot 3
Fundbox - Small Business Loans screenshot 4

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Fast and efficient
  • ๐Ÿ’ก Flexible payment options
  • ๐Ÿค Great customer service

Room to Improve

  • ๐Ÿ’ธ High interest rates
  • ๐Ÿ”’ Lack of transparency
  • ๐Ÿ› Technical issues and bugs
Nav Business Funding Roadmap#2

Nav Business Funding Roadmap by Nav Technologies, Inc

Business credit and funding
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(22K ratings)
FreeAds
Nav Business Funding Roadmap screenshot 1
Nav Business Funding Roadmap screenshot 2
Nav Business Funding Roadmap screenshot 3
Nav Business Funding Roadmap screenshot 4
Nav Business Funding Roadmap screenshot 5
Nav Business Funding Roadmap screenshot 6

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

What We Love

  • ๐Ÿš€ Perfect for business owners
  • ๐Ÿ‘ Comprehensive business and personal credit monitoring
  • ๐Ÿš€ Helps build business credit
  • ๐Ÿš€ Provides credit insights and recommendations

Room to Improve

  • ๐Ÿ› Occasional app glitches and bugs
  • ๐Ÿ› Disconnection issues with business banking
  • ๐Ÿ› Difficulty logging in or accessing certain features
Novo - Small Business Checking#3

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • ๐Ÿš€ Convenient mobile banking
  • ๐Ÿ‘ User-friendly app interface
  • ๐Ÿ’ก Useful features like Profit First accounts

Room to Improve

  • ๐Ÿ› Buggy mobile deposit feature
  • ๐Ÿ”’ Lack of transparency around security issues
  • ๐Ÿ‘Ž Slow and unhelpful customer support

More Business Credit Small apps to explore

4
Business Credit
Business Credit
Business Credit
News for business credit pros
Free

Access NACM publications for business credit and financial professionals. Stay informed on industry news and updates. Membership is required to use the app.

Stay informed on business credit newsAccess NACM publicationsContent for financial professionals
๐Ÿ’ผ Business
(1)
free
5
Credit Key
Credit Key
Credit Key
Buy Now/Pay Later for Business
Free

This app provides businesses with flexible payment options and instant credit decisions for purchases. Access a vendor marketplace and use a virtual card anywhere Mastercard is accepted to manage cash flow effectively.

Instant credit decisions up to $50KB2B vendor marketplaceVirtual card for any Mastercard merchant
๐Ÿ›๏ธ Shopping
(30)
free
6
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Lendtek: Small Business Loans
Match Lenders, Save On Rates.
Free

This app connects small businesses with over 65 lenders to find and compare loan options. It offers a free, simple process to secure funding, with features like instant credit lines and credit score monitoring.

Match with 65+ lendersCompare loan optionsInstant Line of Credit
๐Ÿ’ฐ Finance
(235)
free
7
GetBiz.Credit
GetBiz.Credit
GetBiz.Credit
Business Credit
Free
๐Ÿ’ฐ Finance
(0)
8
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
๐Ÿ’ผ Business
(29K)
free with in-app purchases
9
myD&B Mobile
myD&B Mobile
myD&B Mobile
Your D&B Business Companion
Free

Access essential business tools to empower your company. Apply for or look up your D-U-N-S Number, monitor credit scores and ratings with timely alerts, and discover tailored business credit products. Securely link your bank account for potential score impact.

D-U-N-S Number access and applicationCredit score and rating monitoringTimely alerts for score changes
๐Ÿ’ผ Business
(46)
ad-supported
10
Trak Business Credit
Trak Business Credit
Trak Business Credit
Business Credit Monitoring
Free

Monitor your business credit and cash flow with curated financial offers. Access personal and business credit reports, gain insights into your finances, and build business credit. Offers identity theft protection and secure login.

Business credit monitoringCashflow insightsCurated credit card and loan offers
๐Ÿ’ผ Business
(41)
free
11
American Credit
American Credit
American Credit
The bank in your pocket
Free

This app provides business loans for small and medium enterprises, focusing on equipment financing, invoice financing, and working capital. It offers loan sizes from $20K to $5M with terms up to 8 years, and a fast application and funding process.

Asset-based business loansEquipment financingInvoice financing
๐Ÿ’ฐ Finance
(1)
free
12
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
๐Ÿ’ฐ Finance
(15K)
free with in-app purchases
13
CorpLift
CorpLift
CorpLift
Build Business Credit Fast
Free
๐Ÿ’ผ Business
(0)
14
Obtainly
Obtainly
Obtainly
Payments. Credit. Growth.
Free
๐Ÿ’ฐ Finance
(0)
15
Biz2Credit - Business Loans
Biz2Credit - Business Loans
Biz2Credit - Business Loans
by Biz2credit Inc.
Free

This app connects entrepreneurs with various small business loan options. It allows for quick applications, document uploads, and access to loan specialists, facilitating business financing and expansion.

Apply for business loansAccess loan specialistsUpload business documents
๐Ÿ’ผ Business
(11)
free
16
Revenued
Revenued
Revenued
The Better Business Card
Free

A business card designed for companies of all sizes, including those with subprime credit. It offers instant approvals and credit limits tailored to your business needs.

Business card for all companiesAccessible for subprime creditInstant approvals
๐Ÿ’ฐ Finance
(37)
free
17
Capital on Tap
Capital on Tap
Capital on Tap
by New Wave Capital Ltd
Free

Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, and manage your credit card. Redeem rewards and add your card to your digital wallet for ultimate convenience.

Real-time spend trackingSet employee spend limitsView transactions and statements
๐Ÿ’ผ Business
(4.9K)
free
18
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
๐Ÿ’ฐ Finance
(33K)
free with in-app purchases
19
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
๐ŸŒ Social Networking
(18M)
free with in-app purchases
20
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking for small businesses
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
๐Ÿ’ฐ Finance
(6.9K)
free with in-app purchases

FAQ about Business Credit Small

What are the best business credit small apps for iPhone?
Fundbox - Small Business Loans tops our business credit small apps ranking as of August 2026, with a 4.9-star average from 2.4K App Store ratings, and it's free to download.
Yes โ€” 20 of the top business credit small apps we rank are free to download, including Fundbox - Small Business Loans and Nav Business Funding Roadmap.
Fundbox - Small Business Loans has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 242+ business credit small apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides small business owners with a revolving line of credit. It allows for fast access to funds and includes features to track historical payments and view details of upcoming debits.
Key features include a revolving line of credit, fast access to funds, detailed historical payment information, and a breakdown of your next scheduled debit. The app also boasts a new home screen design and faster navigation.