Best Business Credit Small Apps

Novo - Small Business Checking

Built for modern businesses

Free

Open a small business checking account online in minutes. Manage your finances with free tools, including bill pay, ACH transfers, check deposits, and transaction categorization. Get a free business debit card and virtual card for global spending and fee-free ATM access.

Credit Key

Buy Now/Pay Later for Business

Free

This app provides businesses with flexible payment options and instant credit decisions for purchases. Access a vendor marketplace and a virtual card for seamless transactions, helping manage cash flow effectively.

Lendtek: Small Business Loans

Match Lenders, Save On Rates.

Free

This app connects small businesses with over 65 lenders to find and compare loan options. It offers a free, simple process to secure funding, with features like instant credit lines and credit score monitoring.

myD&B Mobile

Your D&B Business Companion

Free

Access essential business tools to empower your company. Apply for or look up your D-U-N-S Number, monitor credit scores and ratings with timely alerts, and discover tailored business credit products. Securely link your bank account for potential score impact.

PayPal Business

Track sales and Send invoices

Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Obtainly

Payments. Credit. Growth.

Free

Access instant business credit and manage payments securely in Nigeria. This app offers fast funding within 24 hours with transparent pricing and flexible repayment options, designed for small to medium-sized enterprises.

Biz Takeoff

by Biz Takeoff LLC

$19.99

This app provides a step-by-step guide for small business owners to build and improve their business credit. It offers organized instructions and helpful links to simplify the process of strengthening a business profile, whether starting out or looking to grow.

Biz2Credit - Business Loans

by Biz2credit Inc.

Free

This app connects entrepreneurs with various small business loan options. It allows for quick applications, document uploads, and access to loan specialists, facilitating business financing and expansion.

Revenued

The Better Business Card

Free

A business card designed for companies of all sizes, including those with subprime credit. It offers instant approvals and credit limits tailored to your business needs.

Lili - Business Banking

Banking for small businesses

Free

This business banking platform offers fast payments, high-yield savings, and business credit solutions for small businesses. It integrates with popular accounting software and provides 7-day live support to help businesses manage their finances and grow.

American Credit

The bank in your pocket

Free

This app provides business loans for small and medium enterprises, focusing on equipment financing, invoice financing, and working capital. It offers loan sizes from $20K to $5M with terms up to 8 years, and a fast application and funding process.

Capital on Tap

by New Wave Capital Ltd

Free

Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, update payments, and manage your cards. Redeem rewards and add your card to digital wallets.

Honeycomb Credit

Invest in local business

Free

Invest in local small businesses with as little as $100. Discover opportunities, review business plans, and track your portfolio's performance. Earn potential returns while supporting community growth.

Bright: Loans & Credit Builder

AI Loan Asst > Credit & Loans

Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Nav Business Funding Roadmap

Business credit and funding

Free

This app helps business owners understand how lenders evaluate their creditworthiness. It combines business and personal credit data with cash flow insights to provide personalized guidance for improving funding eligibility and offers curated financing options.

Relay | Business Banking

Banking.* Bills. Invoices.

Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.