Best Cuenta Rut Apps

129+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated September 2026

Finding the right cuenta rut apps can be overwhelming with so many options. We've analyzed 129+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Cuenta Rut Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BancoEstadoBancoEstadoFree4.0★ (1.1K)NoNoSep 2026
2Rutpay: Tu nueva forma de pagoRutpay: Tu nueva forma de pagoFree4.8★ (204)NoNoSep 2026
3Tenpo: Cuenta y TarjetaTenpo: Cuenta y TarjetaFree3.9★ (180)NoNoSep 2026
4Mercado Pago: cuenta digitalMercado Pago: cuenta digitalFree4.8★ (77K)YesNoSep 2026
5AirbnbAirbnbFree4.8★ (703K)NoNoSep 2026
6MACHBANK: Banca DigitalMACHBANK: Banca DigitalFree4.5★ (360)YesNoSep 2026
7Shazam: Find Music & ConcertsShazam: Find Music & ConcertsFree4.9★ (8.8M)NoNoSep 2026
8Rutas en cuencaRutas en cuencaFreeNoMay 2026

Top Picks for Cuenta Rut

4.0😞(1.1K ratings)
Free
BancoEstado screenshot 1
BancoEstado screenshot 2
BancoEstado screenshot 3
BancoEstado screenshot 4
BancoEstado screenshot 5

Manage all your banking operations quickly and securely from your phone. Pay for purchases and services, transfer money instantly, control your cards, and access investment products. It also allows for ticket purchases and managing subscriptions.

What We Love

  • 🚀 Fast and efficient
  • 🔒 Secure transactions
  • 👍 Simple and user-friendly
  • 💡 Innovative BE Pass feature
  • 🌟 Overall good experience

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Compatibility issues with newer devices
  • 🔍 Difficult to navigate and configure
  • 🕰️ Slow performance and long load times
  • 📵 Unable to use from abroad
4.8😞(204 ratings)
Free
Rutpay: Tu nueva forma de pago screenshot 1
Rutpay: Tu nueva forma de pago screenshot 2
Rutpay: Tu nueva forma de pago screenshot 3
Rutpay: Tu nueva forma de pago screenshot 4

This app allows users with a CuentaRUT to make payments without a physical card. It supports various merchants, including supermarkets, pharmacies, and service bills, with funds deducted directly from their CuentaRUT balance. Users can also pay via QR codes and access exclusive offers.

What We Love

  • 👍 App works well after registration
  • 🚀 Fast and has coupons
  • 👍 Very good app
  • 👍 Excellent app
  • 🚀 Super fast!

Room to Improve

  • 🐛 Cannot use after changing phone number
  • 🐛 Cannot install or use app
  • 🐛 Error S_013, cannot log in
  • 🐛 Bad application on Apple
  • 🐛 Cannot install app, no support
  • 🐛 Same as BE app, fewer options
  • 🐛 Pésima aplicación, cannot validate identity
  • 🐛 Cannot log in to create account
  • 🐛 Should allow payment like Debito Falabella
  • 🐛 Very few merchants accept this app
  • 🐛 Bad idea, should have Apple Pay option
  • 🐛 Inútil e innecesaria, should enable NFC
  • 🐛 Slow payment process
  • 🐛 Cannot pay, code not received
  • 🐛 App not working, error on registration
  • 🐛 Cannot configure, does not recognize passwords
  • 🐛 Error downloading, cannot access
  • 🐛 Cannot confirm identity
  • 🐛 Innecesario
  • 🐛 Cannot register, says no Cuenta Rut
  • 🐛 Terrible app, charging for transactions
  • 🐛 Unexpected error on opening app
  • 🐛 Cannot validate identity, lost discounts
  • 🐛 Poco practica, not intuitive, MMS delay
  • 🐛 Old phone number for validation
  • 🐛 QR code error on payment
  • 🐛 Should implement Apple Pay
  • 🐛 Not working
  • 🐛 Innecesario, should enable Apple Pay/Google Pay
  • 🐛 Misleading advertising, discounts not honored
  • 🐛 Never works, state products are garbage
  • 🐛 Cannot log in after changing phone
  • 🐛 Cannot open account on new phone
  • 🐛 Cannot open session on new phone
  • 🐛 Cannot open app on new phone
  • 🐛 Cannot log in, requires old phone
  • 🐛 Cannot log in, requires old phone
  • 🐛 Cannot use on new phone, no recovery
  • 🐛 Cannot use on new phone
  • 🐛 Cannot install on new device
  • 🐛 Cannot use on new phone
  • 🐛 Cannot open on new device
  • 🐛 Cannot open on new phone
  • 🐛 Cannot log in, T_008 error
3.9😞(180 ratings)
Free
Tenpo: Cuenta y Tarjeta screenshot 1
Tenpo: Cuenta y Tarjeta screenshot 2
Tenpo: Cuenta y Tarjeta screenshot 3
Tenpo: Cuenta y Tarjeta screenshot 4
Tenpo: Cuenta y Tarjeta screenshot 5
Tenpo: Cuenta y Tarjeta screenshot 6

This digital banking app offers a 100% online experience for managing your finances. Open an account and get a credit card in minutes, transfer money, invest, and make purchases online or in-store. Earn money on your balance and enjoy personalized financial tools.

What We Love

  • 👍 Intuitive and easy to use (from abroad)
  • 🚀 Works exceptionally fast for payments
  • 👍 Practical and user-friendly
  • 👍 Great improvements over time
  • 👍 Better than other banking apps
  • 👍 Fast and clean transactions
  • 👍 Excellent service, covers needs
  • 👍 Good and practical app
  • 👍 No problems with the app

Room to Improve

  • 🐛 App freezes/gets stuck
  • 🐛 Identity validation issues
  • 🐛 Transactions are erroneous
  • 🐛 Cannot connect from abroad
  • 🐛 Customer service unresponsive
  • 🐛 Promotions are misleading
  • 🐛 App is still in beta
  • 🐛 Remittance service is terrible
  • 🐛 Login issues
  • 🐛 App not working for foreigners
  • 🐛 App crashes
  • 🐛 Cannot create account
  • 🐛 Support is lacking
  • 🐛 App is useless/buggy

More Cuenta Rut apps to explore

FAQ about Cuenta Rut

What are the best cuenta rut apps for iPhone?
BancoEstado tops our cuenta rut apps ranking as of September 2026, with a 4.0-star average from 1.1K App Store ratings, and it's free to download.
Yes — 20 of the top cuenta rut apps we rank are free to download, including BancoEstado and Rutpay: Tu nueva forma de pago.
BancoEstado has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 129+ cuenta rut apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage all your banking operations quickly and securely. You can make QR payments and purchases, pay bills online and for public transport, control your debit and credit cards, manage loan payments, perform instant money transfers, check your balance and subscriptions, access investment products, and buy bus and train tickets.
You can pay for purchases in stores by scanning a QR code with Compraquí QR or PagoRUT. For online payments, scan the QR code on the merchant's website and authorize with your BE Pass. You can also pay for public transport in Santiago using Pasaje QR RED by scanning your phone.