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Best Debt Payoff Calculator Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Whether you're new to debt payoff calculator or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Debt Payoff Calculator Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesSep 2026
2Debtor Debt Pay Off CalculatorDebtor Debt Pay Off CalculatorFree4.8★ (44)YesNoMay 2026
3Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesSep 2026
4Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.4K)NoYesSep 2026
5Debt Payoff Plan CalculatorDebt Payoff Plan CalculatorFree3.4★ (135)NoNoAug 2026
6Pay Off Debt: Debt CalculatorPay Off Debt: Debt CalculatorFree3.0★ (7)NoYesAug 2026
7Card Debt Payoff CalculatorCard Debt Payoff CalculatorFree——NoAug 2026
8Ditch: Pay Off Debt FasterDitch: Pay Off Debt FasterFree4.8★ (2.3K)YesYesSep 2026

Top Picks for Debt Payoff Calculator

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#55in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Debtor Debt Pay Off Calculator#2

Debtor Debt Pay Off Calculator by Barry Brown

Helps visualize debt costs.
Strong Contender
💰 Finance
4.8(44 ratings)
FreeAds
Debtor Debt Pay Off Calculator screenshot 1
Debtor Debt Pay Off Calculator screenshot 2
Debtor Debt Pay Off Calculator screenshot 3

This budgeting tool helps you visualize debt costs with two distinct calculators. One calculates per-month interest for credit cards, while the other determines amortized monthly payments over a specified period for larger loans. A comparison feature highlights potential savings or extra costs based on payment adjustments.

Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Worth Considering
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes

More Debt Payoff Calculator apps to explore

4
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
💰 Finance
(2.4K)
free with in-app purchases
5
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Snowball repayment strategies
Free

This app helps you pay off your debts faster by calculating optimal payment strategies. Choose from various methods like snowball or highest balance first, and visualize your progress with detailed schedules and graphs.

Debt repayment strategy calculatorSnowball method optionsHighest balance first strategy
💰 Finance
(135)
free
6
Pay Off Debt: Debt Calculator
Pay Off Debt: Debt Calculator
Pay Off Debt: Debt Calculator
Lump Sum & Prepay Calculator
Free

This tool helps you pay off loans faster by calculating the impact of extra payments. Input your debt details and see how lump sums or recurring additional payments can save you interest and shorten repayment periods.

Calculate interest paid on loansSimulate extra one-time paymentsSimulate recurring extra payments
💰 Finance
(7)
free with in-app purchases
7
Card Debt Payoff Calculator
Card Debt Payoff Calculator
Card Debt Payoff Calculator
by Carlos Ichikawa Alonso
Free
💰 Finance
(0)
8
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
💰 Finance
(2.3K)
free with in-app purchases
9
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Snowball Calculator & Tracker
Free

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

Personalized debt repayment plansSnowball and Avalanche payoff methodsTrack multiple loans and credit cards
💰 Finance
(49)
freemium
10
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.5K)
free with in-app purchases
11
Credit Card Payoff Calc
Credit Card Payoff Calc
Credit Card Payoff Calc
Debt-Free Date & Savings
Free
💰 Finance
(0)
12
Debt Keeper
Debt Keeper
Debt Keeper
by Abraham Mwanza
Free
💰 Finance
(0)
13
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(105K)
ad-supported
14
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Instant Loan & EMI Calculator
Free
💰 Finance
(0)
15
National Debt Relief
National Debt Relief
National Debt Relief
Client Dashboard
Free

Manage your debt reduction journey with this client dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and access exclusive client perks.

Track program progressView account balances and statementsReceive alerts and notifications
💰 Finance
(12)
free
16
YOLO Calculator
YOLO Calculator
YOLO Calculator
by Thao Truong Lam Thu
Free
🔧 Utilities
(0)
17
Payoff — Debt Tracker
Payoff — Debt Tracker
Payoff — Debt Tracker
Crush debt. Keep more money.
Free
💰 Finance
(0)
18
Debt Payoff Accelerator
Debt Payoff Accelerator
Debt Payoff Accelerator
Simple loan calculator
Free
💰 Finance
(0)
19
Debt Payoff Tracking & Planner
Debt Payoff Tracking & Planner
Debt Payoff Tracking & Planner
Debt Snowball Calculator
Free
💰 Finance
(0)
20
NoMo - Debt Payoff Calculator
NoMo - Debt Payoff Calculator
NoMo - Debt Payoff Calculator
Budget & Pay Off Debt Fast
Free
💰 Finance
(0)

FAQ about Debt Payoff Calculator

What are the best debt payoff calculator apps for iPhone?
Debt Payoff Planner & Tracker tops our debt payoff calculator apps ranking as of August 2026, with a 4.7-star average from 7.2K App Store ratings, and it's free to download.
Yes — 20 of the top debt payoff calculator apps we rank are free to download, including Debt Payoff Planner & Tracker and Debtor Debt Pay Off Calculator.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ debt payoff calculator apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you create a personalized, step-by-step plan to pay off your loans. It uses your loan details and budget to generate customized repayment schedules and allows you to track your progress towards becoming debt-free.
The app supports several popular strategies including Dave Ramsey's Debt Snowball (paying off smallest balances first), Debt Avalanche (paying off highest interest rates first), Debt Snowflake (making one-time extra payments), and custom payoff plans.

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nomo - debt payoff calculator