Best Digital Rupee Apps

250+ iOS apps curated and reviewed

3.6 avg rating
20 free apps
Updated August 2026

Finding the right digital rupee apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Digital Rupee Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1eRupee by SBIeRupee by SBIFreeNoNoAug 2026
2HDFC Bank Digital RupeeHDFC Bank Digital RupeeFree3.5★ (11)NoNoAug 2026
3IDFC FIRST Bank Digital RupeeIDFC FIRST Bank Digital RupeeFree4.0★ (2)NoNoAug 2026
4PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (169K)NoNoAug 2026
5Merchant eRupee By SBIMerchant eRupee By SBIFreeNoNoAug 2026
6VIP2goVIP2goFreeNoNoAug 2026
7Indian Bank Digital RupeeIndian Bank Digital RupeeFree1.0★ (1)NoNoAug 2026
8BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoAug 2026

Top Picks for Digital Rupee

eRupee by SBI#1

eRupee by SBI by State Bank of India

Editor's Choice
💰 Finance
0.0(0 ratings)
Free
eRupee by SBI screenshot 1
eRupee by SBI screenshot 2
eRupee by SBI screenshot 3
eRupee by SBI screenshot 4
eRupee by SBI screenshot 5

This application serves as a digital wallet for the Reserve Bank of India's digital rupee network. It enables secure and efficient digital currency transactions, offering a faster alternative to traditional payment methods.

IDFC FIRST Bank Digital Rupee#3

IDFC FIRST Bank Digital Rupee by IDFC FIRST BANK LTD

Digital Rupee - India's CBDC
Worth Considering
💰 Finance
4.0(2 ratings)
Free
IDFC FIRST Bank Digital Rupee screenshot 1
IDFC FIRST Bank Digital Rupee screenshot 2
IDFC FIRST Bank Digital Rupee screenshot 3
IDFC FIRST Bank Digital Rupee screenshot 4
IDFC FIRST Bank Digital Rupee screenshot 5
IDFC FIRST Bank Digital Rupee screenshot 6

This app allows IDFC FIRST Bank customers to securely access and use India's Central Bank Digital Currency (CBDC). It provides a digital form of legal tender, equivalent to paper currency, with robust security features like SIM and device binding.

More Digital Rupee apps to explore

4
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(169K)
free with in-app purchases
5
Merchant eRupee By SBI
Merchant eRupee By SBI
Merchant eRupee By SBI
by State Bank of India
Free

This application allows SBI merchants to generate QR codes for digital rupee transactions. Users can also view and download their transaction history. It is designed for merchants already registered on the CBDC platform.

Generate QR codes for digital rupeeView digital rupee transactionsDownload transaction history
💰 Finance
(0)
free
6
VIP2go
VIP2go
VIP2go
by Fellowmind Denmark A/S
Free
🏥 Medical
(0)
7
Indian Bank Digital Rupee
Indian Bank Digital Rupee
Indian Bank Digital Rupee
Indian Bank Digital Rupee
Free

This app allows users to manage and transact with India's official digital currency. It provides a secure digital wallet for holding and spending digital rupees, offering features like sending, collecting, loading, and redeeming the currency via QR codes and mobile numbers.

Digital wallet for holding digital rupeeSend digital rupee via mobile number or QR codeCollect digital rupee with QR code
💰 Finance
(1)
free
8
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
💰 Finance
(1.4K)
free
9
8PM SOCIAL
8PM SOCIAL
8PM SOCIAL
by TPS Group GmbH
Free

A social network focused on shared daily moments with friends and communities. Users capture and share their day, with all posts appearing together at a specific time each evening. It aims to foster deeper connections and meaningful memories.

Shared daily moments at 8PMCapture and post moments throughout the dayCurated feed based on friends and communities
🌐 Social Networking
(0)
free
10
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
11
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
12
KBL Digital Rupee
KBL Digital Rupee
KBL Digital Rupee
eRupee Application
Free

This wallet facilitates secure and fast transactions using the Digital Rupee, a digital currency initiative by the Reserve Bank of India. It allows users to transact with merchants and other registered users on the CBDC network.

CBDC network walletSecure digital currency transactionsFaster transaction processing
💰 Finance
(0)
free
13
IDBI eRupee
IDBI eRupee
IDBI eRupee
Cash, but Digital !
Free

This app allows users to securely load, redeem, and transfer Central Bank Digital Currency (CBDC) using their linked bank accounts. It facilitates payments via phone number, QR codes, and provides transaction history and dispute filing.

Load and redeem CBDCTransfer CBDC via phone number or QR codeLink bank accounts
💰 Finance
(1)
free
14
Exchange Widget
Exchange Widget
Exchange Widget
Currency rates on home screen
Free
💰 Finance
(0)
15
NoteScan: Banknote Identifier
NoteScan: Banknote Identifier
NoteScan: Banknote Identifier
Scan Bills, Currency & Value
Free
💰 Finance
(0)
16
HandlePay
HandlePay
HandlePay
Fast. Global. Yours.
Free
💰 Finance
(0)
17
Currency converter: Xrate
Currency converter: Xrate
Currency converter: Xrate
Free offline rates for travel
Free

This app offers instant currency conversions for over 160 currencies with an intuitive interface and offline capabilities. Track multiple currencies, use a built-in calculator, and view rates directly from your home screen.

160+ currencies supportedOffline conversionMulti-currency list
✈️ Travel
(0)
free with in-app purchases
18
ISGPay-SmartMerchant Payments
ISGPay-SmartMerchant Payments
ISGPay-SmartMerchant Payments
by IN-SOLUTIONS GLOBAL LIMITED
Free
💰 Finance
(0)
19
MKMPay
MKMPay
MKMPay
Payment Made Easy
Free

Manage your money effortlessly with an advanced e-wallet designed for convenience and security. Perform instant transfers, pay bills, track expenses in real-time, and integrate bank accounts and cards all in one user-friendly platform.

Instant money transfersEasy bill paymentsReal-time expense tracking
💰 Finance
(0)
free
20
Cash Counter India
Cash Counter India
Cash Counter India
by T Minus Tech
Free
📊 Productivity
(0)

FAQ about Digital Rupee

Are there free digital rupee apps for iPhone?
Yes — 20 of the top digital rupee apps we rank are free to download, including eRupee by SBI and HDFC Bank Digital Rupee.
eRupee by SBI has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ digital rupee apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
eRupee by SBI is a digital wallet application developed by the State Bank of India to facilitate transactions on the Reserve Bank of India's digital rupee network. It allows users to securely send and receive digital currency.
Yes, the application is designed to facilitate secure digital currency transactions on the RBI's digital rupee network. State Bank of India is a reputable financial institution, implying a focus on security.

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