Best Direct Loans Apps

181+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Whether you're new to direct loans or looking for an upgrade, our curated collection of 181+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Direct Loans Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Payday Loans by ARGONNEPayday Loans by ARGONNEFreeNoNoSep 2026
2Lending ExpertLending ExpertFreeNoNoMay 2026
3Sail LoansSail LoansFree5.0★ (3)NoNoJul 2026
4Payday Loans DirectPayday Loans DirectFree4.6★ (213)NoNoSep 2026
5iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoSep 2026
6Together LoansTogether LoansFree4.3★ (388)NoNoSep 2026
7Big Loan PH Online Utang CashBig Loan PH Online Utang CashFreeNoNoSep 2026
8Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026

Top Picks for Direct Loans

Sail Loans#3

Sail Loans by Americash Loans LLC

Worth Considering
💰 Finance
5.0(3 ratings)
Free
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Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

More Direct Loans apps to explore

FAQ about Direct Loans

Are there free direct loans apps for iPhone?
Yes — 20 of the top direct loans apps we rank are free to download, including Payday Loans by ARGONNE and Lending Expert.
Payday Loans by ARGONNE has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 181+ direct loans apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.