Best Earn Interest Apps

0+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Whether you're new to earn interest or looking for an upgrade, our curated collection of 0+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Earn Interest Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tellus: Earn More DailyTellus: Earn More DailyFree4.5โ˜… (2.6K)NoNoAug 2026
2Nook Earn AppNook Earn AppFree4.5โ˜… (357)NoNoAug 2026
3Compound Interest Calculator FCompound Interest Calculator FFree4.7โ˜… (178)YesNoAug 2026
4Marcus by Goldman SachsยฎMarcus by Goldman SachsยฎFree4.9โ˜… (260K)NoNoAug 2026
5Debbie - Payoff, Save, EarnDebbie - Payoff, Save, EarnFree4.9โ˜… (12K)NoNoAug 2026
6Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9โ˜… (298K)NoNoAug 2026
7GoHenry by Acorns Kids BankingGoHenry by Acorns Kids BankingFree4.5โ˜… (15K)NoNoAug 2026
8Figure Markets: Earn & BorrowFigure Markets: Earn & BorrowFree4.5โ˜… (196)NoNoAug 2026

Top Picks for Earn Interest

Tellus: Earn More Daily#1

Tellus: Earn More Daily by Tellus App, Inc.

Build wealth. No fees.
Editor's Choice
๐Ÿ’ฐ Finance
4.5๐Ÿ˜Š(2.6K ratings)
Free
Tellus: Earn More Daily screenshot 1
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Tellus: Earn More Daily screenshot 3
Tellus: Earn More Daily screenshot 4
Tellus: Earn More Daily screenshot 5
Tellus: Earn More Daily screenshot 6

Earn higher interest on your savings with no fees or subscriptions. Access your funds anytime without penalties. Start building wealth with a low initial deposit and enjoy daily interest payments.

What We Love

  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ“ˆ Great APY
  • ๐Ÿค‘ Earn daily interest
  • ๐ŸŽ‰ Boost rewards and quizzes

Room to Improve

  • ๐Ÿšซ Not FDIC insured
  • โš ๏ธ Concerns about withdrawing funds
  • ๐Ÿค” Skepticism about high interest rates
Nook Earn App#2

Nook Earn App by Nook App Inc

Earn up to 7.6% APY
Strong Contender
๐Ÿ’ฐ Finance
4.5๐Ÿ˜Š(357 ratings)
Free
Nook Earn App screenshot 1
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This app allows users to earn high yields on their money by connecting to money markets. It offers competitive APY rates, immediate payouts, and flexible control over deposits and withdrawals. The platform prioritizes privacy and transparency, with funds secured through trusted partners.

What We Love

  • ๐Ÿš€ Compelling APY Rates
  • ๐Ÿ‘ User-friendly App Interface
  • ๐Ÿš€ Seamless Deposit and Withdrawal
  • ๐Ÿ’ก Automatic Reallocation to Top-Paying Protocols

Room to Improve

  • ๐Ÿ› Endless Loading Screen
  • ๐Ÿ› API Errors During Sign-Up
  • ๐Ÿ› Invalid Unsubscribe Link
Compound Interest Calculator F#3

Compound Interest Calculator F by An Do

Retirement FIRE Calculator
Worth Considering
๐Ÿ’ฐ Finance
4.7(178 ratings)
FreeAds
Compound Interest Calculator F screenshot 1
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Calculate and plan your investments to achieve financial independence and early retirement. Understand the power of earning interest on your interest with detailed projections and visualizations. Start snowballing your money today for a wealthier future.

More Earn Interest apps to explore

4
Marcus by Goldman Sachsยฎ
Marcus by Goldman Sachsยฎ
Marcus by Goldman Sachsยฎ
Banking & Personal Finance
Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

High-yield savings accountsCDs with competitive ratesNo-penalty CDs
๐Ÿ’ฐ Finance
(260K)
free
5
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Cashback for good money habits
Free

Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.

Cashback rewards for financial goalsPersonalized payment and savings goalsWeekly financial challenges
๐Ÿ’ฐ Finance
(12K)
free
6
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Pay Over Time & Earn Rewards
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
๐Ÿ›๏ธ Shopping
(298K)
free with in-app purchases
7
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
Debit Card, Allowance, Chores
Free

This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

Automated allowanceChore rewardsSavings goals
๐Ÿ’ฐ Finance
(15K)
free with in-app purchases
8
Figure Markets: Earn & Borrow
Figure Markets: Earn & Borrow
Figure Markets: Earn & Borrow
Earn yield backed by RWAs
Free

This app allows users to borrow, earn, and trade crypto tokens, including lending against real-world assets like home equity loans. It offers fixed-rate crypto loans with self-custody and features a yield-bearing, SEC-regulated stablecoin.

Earn yield from real-world asset poolsFixed-rate crypto loans with self-custodyHold and earn with SEC-regulated stablecoin
๐Ÿ’ฐ Finance
(196)
free
9
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
๐Ÿ’ฐ Finance
(38K)
free
10
Compounder
Compounder
Compounder
Interest Calculator
Free

Calculate the growth of savings and investments using compound interest. Explore how regular contributions and withdrawals impact your financial goals over time. Designed for anyone to understand and utilize the power of compounding for wealth building.

Calculate compound interestFlexible settingsFactor in periodic withdrawals
๐Ÿ’ฐ Finance
(3.4K)
free
11
Symphony: Save & Earn
Symphony: Save & Earn
Symphony: Save & Earn
High-yield savings & rewards
Free

This app offers high-yield savings accounts with up to 5% APY and rewards points on every dollar saved. It's fully automated, allowing users to grow their money effortlessly and redeem points for various perks. Designed for financial wellness, it provides a clear, real-time view of savings growth.

Up to 5% APY on savingsEarn reward points on every dollar savedFully automated savings growth
๐Ÿ’ฐ Finance
(95)
free
12
FloatCard: Earn Card Interest
FloatCard: Earn Card Interest
FloatCard: Earn Card Interest
Earn interest on your spending
Free
๐Ÿ’ฐ Finance
(0)
13
Outlet - Digital Asset Rewards
Outlet - Digital Asset Rewards
Outlet - Digital Asset Rewards
Earn Compounding Rewards
Free

This app helps you earn significantly higher rewards on your funds compared to traditional savings accounts. It converts your deposited money into cryptocurrency to work for you, paying out compounding rewards monthly. You can withdraw your funds anytime without limits or fees.

Earn up to 50x more rewardsAutomatic cryptocurrency conversionCompounding monthly rewards
๐Ÿ’ฐ Finance
(293)
free
14
Raisin: Earn More on Cash
Raisin: Earn More on Cash
Raisin: Earn More on Cash
Savings, CDs, and More
Free

This app helps you grow your savings by connecting you to high-yield accounts and CDs from multiple FDIC-member banks and NCUA-member credit unions. Manage all your deposits, compare rates, and simplify tax reporting from a single, secure dashboard with no added fees or minimums.

Discover high-yield savings accountsCompare CD ratesManage multiple accounts from one login
๐Ÿ’ฐ Finance
(82)
free with in-app purchases
15
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
๐Ÿ’ฐ Finance
(26K)
free with in-app purchases
16
Compound Interest Calculator X
Compound Interest Calculator X
Compound Interest Calculator X
Future Value of Money & Stocks
Free

Calculate the future value of your investments with this accurate compound interest calculator. It supports decimal interest rates and offers seven compounding frequency options, along with the ability to include monthly contributions.

Decimal interest rate supportSeven compounding frequency optionsMonthly contribution calculation
๐Ÿ’ฐ Finance
(574)
ad-supported
17
Ubank: Digital Banking
Ubank: Digital Banking
Ubank: Digital Banking
Money Done Better
Free

Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.

No monthly feesBonus interest on savingsSpending insights and pay cycle sync
๐Ÿ’ฐ Finance
(160)
free with in-app purchases
18
Renalta: Earn 6% APY
Renalta: Earn 6% APY
Renalta: Earn 6% APY
Instant High Yield Savings
Free

This app offers a high-yield savings account with a 6% APY. Earn interest instantly with no fees or minimum balance requirements. It provides a secure and transparent way to grow your savings with a modern, user-friendly interface.

Earn 6% APYInstant interest earningsNo fees
๐Ÿ’ฐ Finance
(162)
free
19
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest
๐Ÿ’ฐ Finance
(7.1K)
free
20
Axal: High Yield Savings
Axal: High Yield Savings
Axal: High Yield Savings
Earn 6-10% APY.
Free

Earn high yields on your savings with APYs up to 10%, significantly more than traditional banks. The app uses automated rebalancing to ensure your funds are always in optimal opportunities, offering a secure and simple way to generate passive income.

High Yield APY up to 10%Secure stablecoin fundsAutomated rebalancing
๐Ÿ’ฐ Finance
(71)
free

FAQ about Earn Interest

What are the best earn interest apps for iPhone?
Tellus: Earn More Daily tops our earn interest apps ranking as of July 2026, with a 4.5-star average from 2.6K App Store ratings, and it's free to download.
Yes โ€” 20 of the top earn interest apps we rank are free to download, including Tellus: Earn More Daily and Nook Earn App.
Tellus: Earn More Daily has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
Tellus offers high-yield savings accounts that allow users to earn more interest on their money. It provides two account types: the Boost Account with a minimum of 5.29% APY on up to $5 million, and the Reserve Account with 7.75% APY on up to $2,500. Interest is paid daily, and there are no fees for using the service.
Key features include earning high APY on savings, receiving interest daily, and having fee-free access to cash and withdrawals anytime. The app also boasts bank-level security (AES-256) and allows users to start building wealth with as little as $100, with no lock-up periods or early withdrawal penalties.