Best Earn Interest Apps

High-yield savings accountsCDs with competitive ratesNo-penalty CDs

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

(265K)

Debbie - Payoff, Save, Earn

Cashback for good money habits

Cashback rewards for financial goalsPersonalized payment and savings goalsWeekly financial challenges

Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.

(16K)

Sezzle: Buy Now, Pay Later

Pay Over Time & Earn Rewards

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

🛍️ Shopping

(300K)

GoHenry by Acorns Kids Banking

Debit Card, Allowance, Chores

Automated allowanceChore rewardsSavings goals

This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

(15K)

Figure Markets: Earn & Borrow

Trade crypto & earn interest

Earn yield from real-world asset poolsFixed-rate crypto loans with self-custodyHold and earn with SEC-regulated stablecoin

This app allows users to borrow, earn, and trade crypto tokens, including lending against real-world assets like home equity loans. It offers fixed-rate crypto loans with self-custody and features a yield-bearing, SEC-regulated stablecoin.

(246)

Vola: Cash Advance & Credit

Instant Cash Before Payday

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Calculate the growth of savings and investments using compound interest. Explore how regular contributions and withdrawals impact your financial goals over time. Designed for anyone to understand and utilize the power of compounding for wealth building.

Calculate compound interestFlexible settingsFactor in periodic withdrawals

(3.4K)

High-yield savings & rewards

Symphony: Save & Earn

Up to 5% APY on savingsEarn reward points on every dollar savedFully automated savings growth

This app offers high-yield savings accounts with up to 5% APY and rewards points on every dollar saved. It's fully automated, allowing users to grow their money effortlessly and redeem points for various perks. Designed for financial wellness, it provides a clear, real-time view of savings growth.

(102)

FloatCard: Earn Card Interest

Earn interest on your spending

Outlet - Digital Asset Rewards

(0)

Earn Compounding Rewards

Earn up to 50x more rewardsAutomatic cryptocurrency conversionCompounding monthly rewards

This app helps you earn significantly higher rewards on your funds compared to traditional savings accounts. It converts your deposited money into cryptocurrency to work for you, paying out compounding rewards monthly. You can withdraw your funds anytime without limits or fees.

(293)

Raisin: Earn More on Cash

Savings, CDs, and More

Discover high-yield savings accountsCompare CD ratesManage multiple accounts from one login

This app helps you grow your savings by connecting you to high-yield accounts and CDs from multiple FDIC-member banks and NCUA-member credit unions. Manage all your deposits, compare rates, and simplify tax reporting from a single, secure dashboard with no added fees or minimums.

(82)

Money App - Cash Advance

by PRG Ventures, Inc.

Access earned wages earlyNo interest or credit checksNo late or hidden fees

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

(26K)

Compound Interest Calculator X

Future Value of Money & Stocks

Decimal interest rate supportSeven compounding frequency optionsMonthly contribution calculation

Calculate the future value of your investments with this accurate compound interest calculator. It supports decimal interest rates and offers seven compounding frequency options, along with the ability to include monthly contributions.

(574)

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Ubank: Digital Banking

Money Done Better

No monthly feesBonus interest on savingsSpending insights and pay cycle sync

Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.

(161)

Instant High Yield Savings

Renalta: Earn 6% APY

Earn 6% APYInstant interest earningsNo fees

This app offers a high-yield savings account with a 6% APY. Earn interest instantly with no fees or minimum balance requirements. It provides a secure and transparent way to grow your savings with a modern, user-friendly interface.

(162)

PiggyVest: Save & Invest Today

Save, Invest & Manage Money

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

(7.3K)

Earn 7.6% Interest on Cash

Axal: High Yield Savings

High Yield APY up to 10%Secure stablecoin fundsAutomated rebalancing

Earn high yields on your savings with APYs up to 10%, significantly more than traditional banks. The app uses automated rebalancing to ensure your funds are always in optimal opportunities, offering a secure and simple way to generate passive income.

(106)