Best Easy Loans For Bad Credit Borrowers Apps

161+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated August 2026

Cash Advance is the household name in easy loans for bad credit borrowers, but it's far from the only option. We track 161+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Easy Loans For Bad Credit Borrowers Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cash Advance - Flash AdvanceCash Advance - Flash AdvanceFree3.8★ (5)NoNoAug 2026
2Together LoansTogether LoansFree4.3★ (388)NoNoAug 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (41K)NoNoAug 2026
4Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoAug 2026
5Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (84K)YesYesAug 2026
6Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeYesNoAug 2026
7Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoAug 2026
8Cash Advance: Borrow Money AppCash Advance: Borrow Money AppFree2.1★ (11)YesNoAug 2026

Top Picks for Easy Loans For Bad Credit Borrowers

Together Loans#2

Together Loans by Transform Credit

Strong Contender
💰 Finance
4.3(388 ratings)
Free
Together Loans screenshot 1
Together Loans screenshot 2
Together Loans screenshot 3
Together Loans screenshot 4

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(41K ratings)
Free
#88in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing

More Easy Loans For Bad Credit Borrowers apps to explore

4
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases
5
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(84K)
subscription
6
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Payday Loans for Bad Credit
Free
💰 Finance
(0)
7
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
8
Cash Advance: Borrow Money App
Cash Advance: Borrow Money App
Cash Advance: Borrow Money App
Quick Payday & Personal Loans
Free

Quickly find personal loans from $100 to $2,500 to cover unexpected expenses. The app offers a simple application process, fast decisions, and connects you with lenders, regardless of credit score. Get funds as soon as the next business day.

Simple application processFast loan decisionsAll credit scores considered
💰 Finance
(11)
ad-supported
9
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free

Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.

Explore cash advances up to $900Compare loan amounts and ratesReview repayment terms
💰 Finance
(6.8K)
free
10
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)
11
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

Manage existing loansCheck balances and due datesMake payments
💰 Finance
(289)
free
12
Cash Advance – Quick Borrow
Cash Advance – Quick Borrow
Cash Advance – Quick Borrow
Fast Money Between Paydays
Free

Easily explore loan options from $100 to $2,500 through a fast, digital process. Compare offers, repayment terms, and APRs from various lenders before making a decision. The app is free to use and prioritizes data security.

Explore loan options $100-$2,500Fast, fully digital processCompare repayment terms and APRs
💰 Finance
(22)
ad-supported
13
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
💰 Finance
(18)
free
14
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Build credit for a credit card
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(327K)
free with in-app purchases
15
Payday Loans
Payday Loans
Payday Loans
Get Cash Fast Today
Free

Access quick cash advances and personal loans directly from your smartphone, even with bad credit. Apply in minutes for urgent financial needs, with transparent terms and a user-friendly interface.

Apply for loans anytimeNo credit check requiredBad credit accepted
💰 Finance
(1)
free
16
Uprova | Fast, Personal Loans
Uprova | Fast, Personal Loans
Uprova | Fast, Personal Loans
by Uprova Credit, LLC
Free

Access fast, personal loans for emergencies and cash-flow needs. Receive quick approvals and funds within 30 minutes, with no collateral required. Build credit with timely payments and enjoy flexible repayment options.

Fast loan approvalsFunds within 30 minutesNo collateral required
💰 Finance
(24)
free
17
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(455K)
subscription
18
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
💰 Finance
(228K)
free with in-app purchases
19
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Peso Lending App Philippines
Free
💰 Finance
(0)
20
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(553K)
free with in-app purchases

FAQ about Easy Loans For Bad Credit Borrowers

What are the best easy loans for bad credit borrowers apps for iPhone?
Cash Advance - Flash Advance tops our easy loans for bad credit borrowers apps ranking as of August 2026, with a 3.8-star average from 5 App Store ratings, and it's free to download.
Yes — 20 of the top easy loans for bad credit borrowers apps we rank are free to download, including Cash Advance - Flash Advance and Together Loans.
Cash Advance - Flash Advance has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 161+ easy loans for bad credit borrowers apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
You can get up to $1,100 through cash advance and personal loan options. The exact amount you are offered will depend on the lender's approval criteria and your profile.
No hard credit pull is required at the initial matching stage. The app scans offers from multiple lenders based on your profile, and you can preview terms before accepting an offer.