Best Easy Loans For Bad Credit Borrowers Apps

157+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated September 2026

Upstart is the household name in easy loans for bad credit borrowers, but it's far from the only option. We track 157+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Easy Loans For Bad Credit Borrowers Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (44K)NoNoSep 2026
2Together LoansTogether LoansFree4.3★ (395)NoNoSep 2026
3Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
4Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026
5Borrow & Cash Advance AppBorrow & Cash Advance AppFreeYesNoSep 2026
6Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoSep 2026
7Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeYesNoSep 2026
8Cash Advance – Quick BorrowCash Advance – Quick BorrowFree3.7★ (22)YesNoSep 2026

Top Picks for Easy Loans For Bad Credit Borrowers

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(44K ratings)
Free
#86in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
Lenme: Borrowing and Lending#3

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Worth Considering
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#10in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests

More Easy Loans For Bad Credit Borrowers apps to explore

FAQ about Easy Loans For Bad Credit Borrowers

What are the best easy loans for bad credit borrowers apps for iPhone?
Upstart: Personal Loans + More tops our easy loans for bad credit borrowers apps ranking as of September 2026, with a 4.9-star average from 44K App Store ratings, and it's free to download.
Yes — 20 of the top easy loans for bad credit borrowers apps we rank are free to download, including Upstart: Personal Loans + More and Together Loans.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 157+ easy loans for bad credit borrowers apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Upstart app helps you borrow money quickly and transparently. You can check your loan rate in minutes without affecting your credit score, apply for fixed-rate personal loans ranging from $500 to $75,000, and manage your loan payments on the go.
Key features include checking your rate with no credit score impact, fast approvals (90% of funded borrowers receive instant approvals), funding in as fast as one business day, flexible loan options like personal loans, debt consolidation, and auto refinancing, and the ability to track your application status in real-time.