Best Federal Retirement App

0+ iOS apps curated and reviewed

4.5 avg rating
18 free apps
Updated July 2026

Finding the right federal retirement app can be overwhelming with so many options. We've analyzed 0+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Federal Retirement App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FERS+CSRS Retirement EstimatorFERS+CSRS Retirement Estimator$9.994.7★ (1.4K)NoYesAug 2026
2Thrift Savings PlanThrift Savings PlanFree4.8★ (123K)NoNoSep 2026
3FERS ToolkitFERS ToolkitFree2.6★ (45)YesNoMay 2026
4John Hancock RetirementJohn Hancock RetirementFree4.7★ (37K)NoNoSep 2026
5Retirement Countdown ·Retirement Countdown ·Free4.8★ (12K)YesYesSep 2026
6Military & Fed Retirement AppMilitary & Fed Retirement App$1.99 was $4.99NoNoAug 2026
7Equitable Mobile AppEquitable Mobile AppFree4.7★ (32K)NoNoSep 2026
8J.P. Morgan Retirement LinkJ.P. Morgan Retirement LinkFree4.8★ (4.3K)NoNoSep 2026

Top Picks for Federal Retirement App

FERS+CSRS Retirement Estimator#1
4.7😊(1.4K ratings)
$9.99In-App Purchases
#29in Finance
FERS+CSRS Retirement Estimator screenshot 1
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Visualize your US Federal Employee retirement income for the next 50 years with this estimator. Easily adjust retirement dates to see their impact on your finances and identify potential low-income periods. Supports various federal employee types and offers an optional upgrade for advanced planning features.

What We Love

  • 💻 Comprehensive retirement planning tool
  • 📊 Helpful visualizations and graphs
  • 🔢 Accurate FERS retirement calculations
  • 🔍 Ability to explore different scenarios
  • 🕰️ Tracks income streams before and after retirement

Room to Improve

  • 🔍 Limited customization options for unique retirement situations
  • 🔢 Inaccurate calculations for some FERS retirees
  • 🔢 Lack of projected TSP growth during retirement
  • 🔒 Inconsistent experience between iOS and iPad versions
Thrift Savings Plan#2

Thrift Savings Plan by Federal Retirement Thrift Investment Board

Official app of the TSP
Strong Contender
💼 Business
4.8😞(123K ratings)
Free
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Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

What We Love

  • 👍 Works for users
  • 🚀 Quick to navigate
  • 💡 Convenient mobile access

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Unreliable check scanning
  • 🐛 Slow and unresponsive
  • 🔒 Problematic security features
  • 👎 Limited functionality
FERS Toolkit#3

FERS Toolkit by Solution22 LLC

Worth Considering
💰 Finance
2.6(45 ratings)
FreeAds
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Plan your federal retirement with ease. This tool provides eligibility information, allows you to select a retirement date, and estimates your annuity. Create multiple profiles to compare scenarios and generate a retirement planning certificate.

More Federal Retirement App apps to explore

FAQ about Federal Retirement App

What is the best federal retirement app for iPhone?
FERS+CSRS Retirement Estimator tops our federal retirement app ranking as of July 2026, with a 4.7-star average from 1.4K App Store ratings, and it's priced at $9.99.
Yes — 18 of the top federal retirement app we rank are free to download, including Thrift Savings Plan and FERS Toolkit.
FERS+CSRS Retirement Estimator has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
This app provides visual retirement income estimates for US Federal Employees. It allows you to see your projected income over the next 50 years and experiment with different retirement dates to understand their financial impact. It helps in planning for potential low-income periods before they occur.
Key features include a colorful, easy-to-understand graph of income over 50 years, the ability to play with different retirement dates, calculation of your earliest possible retirement date, and identification of low-income years. It also supports special retirement categories like Law Enforcement and Air Traffic Controllers.