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Best Federal Retirement App

0+ iOS apps curated and reviewed

4.5 avg rating
18 free apps
Updated July 2026

Finding the right federal retirement app can be overwhelming with so many options. We've analyzed 0+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Federal Retirement App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FERS+CSRS Retirement EstimatorFERS+CSRS Retirement Estimator$9.994.7★ (1.4K)NoYesAug 2026
2Thrift Savings PlanThrift Savings PlanFree4.8★ (123K)NoNoAug 2026
3FERS ToolkitFERS ToolkitFree2.6★ (45)YesNoMay 2026
4John Hancock RetirementJohn Hancock RetirementFree4.7★ (36K)NoNoAug 2026
5Retirement Countdown ·Retirement Countdown ·Free4.8★ (12K)YesYesAug 2026
6Military & Fed Retirement AppMilitary & Fed Retirement App$1.99 was $4.99—NoNoAug 2026
7Equitable Mobile AppEquitable Mobile AppFree4.7★ (32K)NoNoAug 2026
8J.P. Morgan Retirement LinkJ.P. Morgan Retirement LinkFree4.8★ (4.3K)NoNoAug 2026

Top Picks for Federal Retirement App

FERS+CSRS Retirement Estimator#1

FERS+CSRS Retirement Estimator by ISD CONSULTING INC

Editor's Choice
💰 Finance
4.7😊(1.4K ratings)
$9.99In-App Purchases
#16in Finance
FERS+CSRS Retirement Estimator screenshot 1
FERS+CSRS Retirement Estimator screenshot 2
FERS+CSRS Retirement Estimator screenshot 3
FERS+CSRS Retirement Estimator screenshot 4
FERS+CSRS Retirement Estimator screenshot 5

Visualize your US Federal Employee retirement income for the next 50 years with this estimator. Easily adjust retirement dates to see their impact on your finances and identify potential low-income periods. Supports various federal employee types and offers an optional upgrade for advanced planning features.

What We Love

  • 💻 Comprehensive retirement planning tool
  • 📊 Helpful visualizations and graphs
  • 🔢 Accurate FERS retirement calculations
  • 🔍 Ability to explore different scenarios

Room to Improve

  • 🔍 Limited customization options for unique retirement situations
  • 🔢 Inaccurate calculations for some FERS retirees
  • 🔢 Lack of projected TSP growth during retirement
Thrift Savings Plan#2

Thrift Savings Plan by Federal Retirement Thrift Investment Board

Official app of the TSP
Strong Contender
💼 Business
4.8😞(123K ratings)
Free
Thrift Savings Plan screenshot 1
Thrift Savings Plan screenshot 2
Thrift Savings Plan screenshot 3
Thrift Savings Plan screenshot 4
Thrift Savings Plan screenshot 5
Thrift Savings Plan screenshot 6

Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

What We Love

  • 👍 Works for users
  • 🚀 Quick to navigate
  • 💡 Convenient mobile access

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Unreliable check scanning
  • 🐛 Slow and unresponsive
FERS Toolkit#3

FERS Toolkit by Solution22 LLC

Worth Considering
💰 Finance
2.6(45 ratings)
FreeAds
FERS Toolkit screenshot 1
FERS Toolkit screenshot 2
FERS Toolkit screenshot 3
FERS Toolkit screenshot 4

Plan your federal retirement with ease. This tool provides eligibility information, allows you to select a retirement date, and estimates your annuity. Create multiple profiles to compare scenarios and generate a retirement planning certificate.

More Federal Retirement App apps to explore

4
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
💰 Finance
(36K)
free
5
Retirement Countdown ·
Retirement Countdown ·
Retirement Countdown ·
Retirement-Countdown App
Free

Track your retirement date with a visually appealing countdown. Features include daily reminders, home screen widgets, and the ability to share your progress with loved ones. Enjoy beautiful background images and offline functionality.

Retirement countdown timerHome screen widgetDaily notification reminders
🎬 Entertainment
(12K)
free with in-app purchases
6
Military & Fed Retirement App
Military & Fed Retirement App
Military & Fed Retirement App
Military & Federal Retirement
$1.99
$4.99 | 60% OFF
💰 Finance
(0)
7
Equitable Mobile App
Equitable Mobile App
Equitable Mobile App
Advice•Protection•Retirement
Free

Manage your financial accounts, investments, and retirement plans conveniently on the go. Access account details, documents, and update your profile. Connect with your financial professional and customer service.

Account access with FaceID/TouchIDConsolidated account viewAccess to historical documents
💰 Finance
(32K)
free
8
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
Free

Securely access your retirement account anytime, anywhere. Track your progress towards your retirement goal, manage investments, and research loan details. Enhanced security features protect your personal information.

Retirement plan registration and enrollmentView account balances and progressModify contributions, asset allocations, and beneficiaries
💰 Finance
(4.3K)
free
9
My Retirement
My Retirement
My Retirement
by Nationwide Mutual Insurance
Free

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.

Account balance viewingAsset class breakdownsContribution management
💰 Finance
(23K)
free
10
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
11
Retirement Countdown App
Retirement Countdown App
Retirement Countdown App
Countdown, Tools & more!
Free

Track your time until retirement with a customizable countdown. Explore bucket list ideas, get daily inspiration, and discover travel news and deals. Offers free and premium subscription options.

Retirement countdownBucket list plannerRetirement ideas
🔧 Utilities
(6.3K)
free with in-app purchases
12
401k: Your Retirement Guide
401k: Your Retirement Guide
401k: Your Retirement Guide
Capital Financial Benefits Pro
Free

This app provides a comprehensive guide to 401(k) savings, offering tools for growth projections, Roth conversions, and step-by-step advice for common retirement scenarios. It includes interactive quizzes and an instant FAQ section to simplify financial planning.

Retirement planning guideGrowth projection calculatorRoth conversion tool
🔧 Utilities
(13)
paid
13
Federal Benefits Service
Federal Benefits Service
Federal Benefits Service
Federal Benefits Service
Free

Access expert recommendations for Thrift Savings Plan (TSP) funds and comprehensive guidance on federal employee benefits. Stay informed with educational resources and news updates to make confident financial decisions for your future.

Expert TSP fund recommendationsFederal employee benefits educationPension enhancement guidance
💰 Finance
(2)
subscription
14
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

View account detailsManage contributionsTrack investments
💰 Finance
(6.7K)
free
15
Transamerica Retirement App
Transamerica Retirement App
Transamerica Retirement App
by Transamerica Retirement Solutions, LLC
Free

Manage your retirement savings and investments on the go. Access account balances, track performance, and adjust savings or investment strategies. Utilize tools to project future retirement outlook based on your current plan.

On-the-go account accessView account balance and performanceAdjust savings rate
💰 Finance
(3.2K)
free
16
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(233K)
free with in-app purchases
17
Paychex Flex
Paychex Flex
Paychex Flex
by Paychex, Inc
Free

This app connects employers and employees to essential payroll and benefits functions. Employers can submit payroll, access reports, and view employee data. Employees can view pay stubs, manage retirement contributions, and access benefit details.

Submit payroll on the goAccess payroll reportsView employee pay stubs and tax documents
💼 Business
(574K)
free
18
MissionSquare Retirement
MissionSquare Retirement
MissionSquare Retirement
by ICMA Retirement Corporation
Free

Manage your retirement accounts and investments on the go. Track your progress towards savings goals, access personalized financial education, and view all your account details in one place.

View account balances and activityManage investments and contribution allocationSet retirement savings goals
💰 Finance
(1.2K)
free
19
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
20
FedsRetireWise
FedsRetireWise
FedsRetireWise
by Anthony Reilly Newell
Free
💰 Finance
(0)

FAQ about Federal Retirement App

What is the best federal retirement app for iPhone?
FERS+CSRS Retirement Estimator tops our federal retirement app ranking as of July 2026, with a 4.7-star average from 1.4K App Store ratings, and it's priced at $9.99.
Yes — 18 of the top federal retirement app we rank are free to download, including Thrift Savings Plan and FERS Toolkit.
FERS+CSRS Retirement Estimator has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
This app provides visual retirement income estimates for US Federal Employees. It allows you to see your projected income over the next 50 years and experiment with different retirement dates to understand their financial impact. It helps in planning for potential low-income periods before they occur.
Key features include a colorful, easy-to-understand graph of income over 50 years, the ability to play with different retirement dates, calculation of your earliest possible retirement date, and identification of low-income years. It also supports special retirement categories like Law Enforcement and Air Traffic Controllers.