Best Free Money Saving App

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

EveryDollar is the household name in free money saving app, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Free Money Saving App (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesOct 2026
2Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoOct 2026
3Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesOct 2026
4Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.5K)NoYesOct 2026
5Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoOct 2026
6Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (395K)YesYesOct 2026
7Save Quest-Smart Money TrackerSave Quest-Smart Money TrackerFree—YesNoAug 2026
8PalmСredit: Get Yоur LоаnsPalmСredit: Get Yоur LоаnsFree—NoNoOct 2026

Top Picks for Free Money Saving App

EveryDollar: Budget Management#1

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Editor's Choice
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#15in Finance
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This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive
  • 🚀 Simplifies budgeting process

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
  • 🔍 Lack of support and tutorials
  • 🚫 Limited functionality in free version
Oportun: Savings & Loans#2

Oportun: Savings & Loans by Oportun, Inc

Save money automatically
Strong Contender
💰 Finance
4.7😐(289K ratings)
Free
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This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee
Loot - Savings Goal & Tracker#3

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Worth Considering
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
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This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars

More Free Money Saving App apps to explore

FAQ about Free Money Saving App

What is the best free money saving app for iPhone?
EveryDollar: Budget Management tops our free money saving app ranking as of October 2026, with a 4.7-star average from 84K App Store ratings, and it's free to download.
EveryDollar: Budget Management has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ free money saving app on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.