Best Free Money Saving App

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Oportun is the household name in free money saving app, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Free Money Saving App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoSep 2026
2Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesSep 2026
3Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.5K)NoYesSep 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
5Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (391K)YesYesSep 2026
6Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoSep 2026
7Super.com-Cash Advance, TravelSuper.com-Cash Advance, TravelFree4.7★ (48K)NoNoSep 2026
8PalmСredit: Get Yоur LоаnsPalmСredit: Get Yоur LоаnsFreeNoNoSep 2026

Top Picks for Free Money Saving App

Oportun: Savings & Loans#1

Oportun: Savings & Loans by Oportun, Inc

Build savings, track your loan
Editor's Choice
💰 Finance
4.7😐(289K ratings)
Free
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Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee
Loot - Savings Goal & Tracker#2

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Strong Contender
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
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This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars
Buddy: Budget Planner App#3

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager
Worth Considering
💰 Finance
4.7😐(9.5K ratings)
FreeIn-App Purchases
#71in Finance
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This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface
  • 👍 Helps with budgeting
  • 👍 Manually entering transactions
  • 👍 Great for those who don't want to link bank accounts

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
  • 🐛 Transactions disappearing or resetting
  • 💸 Expensive subscription
  • 🐛 Inability to split transactions
  • 🐛 Inaccurate category assignments

More Free Money Saving App apps to explore

FAQ about Free Money Saving App

What is the best free money saving app for iPhone?
Oportun: Savings & Loans tops our free money saving app ranking as of September 2026, with a 4.7-star average from 289K App Store ratings, and it's free to download.
Oportun: Savings & Loans has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ free money saving app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Oportun app helps you reach your savings goals by automatically setting aside money based on your income and spending patterns. It also allows existing Oportun loan members to manage their loans, check balances, and make payments directly within the app.
The app's Set & Save™ feature learns your financial habits and identifies opportune moments to transfer funds towards your set savings goals. You can set limits, pause savings, and transfer money back to your bank account at any time.