Best Free Money Saving App

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

SaveTogether is the household name in free money saving app, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Free Money Saving App (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SaveTogether: Savings TrackerSaveTogether: Savings TrackerFree4.8★ (6)NoNoOct 2026
2Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoOct 2026
3Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (9.1K)YesYesOct 2026
4Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoOct 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesOct 2026
6Saving money - TablesSaving money - TablesFree4.9★ (19)YesYesOct 2026
7Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.6K)NoYesOct 2026
852 Week Money Saving Challenge52 Week Money Saving ChallengeFree4.8★ (2.4K)YesYesOct 2026

Top Picks for Free Money Saving App

Oportun: Savings & Loans#2

Oportun: Savings & Loans by Oportun, Inc

Save money automatically
Strong Contender
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
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Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee
Loot - Savings Goal & Tracker#3

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Worth Considering
💰 Finance
4.8😊(9.1K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
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Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars

More Free Money Saving App apps to explore

FAQ about Free Money Saving App

What is the best free money saving app for iPhone?
SaveTogether: Savings Tracker tops our free money saving app ranking as of October 2026, with a 4.8-star average from 6 App Store ratings, and it's free to download.
SaveTogether: Savings Tracker has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ free money saving app on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.