Best Free Money Saving App

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Loot is the household name in free money saving app, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Free Money Saving App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesAug 2026
2EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
3Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (384K)YesYesAug 2026
4Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.4K)NoYesAug 2026
5Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoAug 2026
6Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoAug 2026
7Super.com-Cash Advance, TravelSuper.com-Cash Advance, TravelFree4.7★ (47K)NoNoAug 2026
8HeyCash - Earn Free Cash NowHeyCash - Earn Free Cash NowFree4.7★ (72K)NoNoAug 2026

Top Picks for Free Money Saving App

Loot - Savings Goal & Tracker#1

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Editor's Choice
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
EveryDollar: Budget Management#2

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Strong Contender
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#12in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
Rocket Money - Bills & Budgets#3

Rocket Money - Bills & Budgets by Rocket Money

Subscription & Expense Manager
Worth Considering
💰 Finance
4.5😊(384K ratings)
FreeAdsIn-App Purchases
#3in Finance
Rocket Money - Bills & Budgets screenshot 1
Rocket Money - Bills & Budgets screenshot 2
Rocket Money - Bills & Budgets screenshot 3
Rocket Money - Bills & Budgets screenshot 4
Rocket Money - Bills & Budgets screenshot 5
Rocket Money - Bills & Budgets screenshot 6

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

What We Love

  • 🚀 Comprehensive financial tracking
  • 👍 User-friendly interface
  • 💰 Helpful budgeting and savings features
  • 🔒 Secure account integration

Room to Improve

  • 🐛 Buggy app performance and connectivity issues
  • 💸 Misleading or ineffective bill negotiation service
  • 🔍 Difficulty linking all accounts and transactions

More Free Money Saving App apps to explore

4
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Bill Tracker & Money Manager
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.4K)
free with in-app purchases
5
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
6
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
7
Super.com-Cash Advance, Travel
Super.com-Cash Advance, Travel
Super.com-Cash Advance, Travel
Put more money in your pocket
Free

This app helps you save money on travel, earn cashback on purchases, and even make extra income by playing games or completing tasks. It also offers tools to build your credit score and manage subscriptions.

Save up to 50% on hotelsEarn cashback on purchasesEarn money playing games and completing tasks
💰 Finance
(47K)
freemium
8
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
Surveys for Money & Rewards
Free

Earn cash and rewards by completing surveys and engaging with offers. This platform provides numerous earning opportunities, allowing you to turn your opinions into valuable rewards conveniently from your mobile device.

Earn money by completing surveysReceive instant cash rewardsAccess a variety of tailored surveys
🌟 Lifestyle
(72K)
free
9
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.9K)
free with in-app purchases
10
Fleur - Budget Planner App
Fleur - Budget Planner App
Fleur - Budget Planner App
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
💰 Finance
(12K)
free with in-app purchases
11
Money Map Lite
Money Map Lite
Money Map Lite
A calm view of your savings.
Free
💰 Finance
(0)
12
Z Saving
Z Saving
Z Saving
Gen Z Savings Tracking App
Free

Track your savings goals with this minimalist app. It automatically calculates progress, displays trends with charts, and allows for detailed notes. Your financial data is stored locally and can be exported, ensuring privacy and control.

Automatic savings statisticsTrend charts for financial progressDetailed saving notes
💰 Finance
(0)
free
13
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Credit Builder & Savings Goals
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(257K)
freemium
14
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
15
SabiFunds - Money Manager
SabiFunds - Money Manager
SabiFunds - Money Manager
Expenses, budgets & projects
Free

Manage your money, track expenses, and plan budgets with this comprehensive financial tool. Organize finances into projects, monitor spending across multiple currencies, and gain smart insights into your financial habits. Secure bank connections and AI assistance are available.

Organize finances into projectsProject budget trackingMulti-currency money tracking
💰 Finance
(0)
free with in-app purchases
16
Centpalooza
Centpalooza
Centpalooza
by 6670 Enterprise LLP
Free
🔧 Utilities
(0)
17
SaveTogether: Savings Tracker
SaveTogether: Savings Tracker
SaveTogether: Savings Tracker
Track Goals & Save Together
Free

Build a savings habit with this tracker that lets you set goals and monitor progress without connecting to your bank. Save for anything, track your streak, and even invite a partner to save with you.

Goal setting for any itemProgress and streak trackingPartner savings
💰 Finance
(2)
freemium
18
Didn't Buy: Money Saver
Didn't Buy: Money Saver
Didn't Buy: Money Saver
Track what you skip & save
Free
💰 Finance
(0)
19
Save Challenge: Money Saver
Save Challenge: Money Saver
Save Challenge: Money Saver
Watch your savings grow daily
Free
🔧 Utilities
(0)
20
Savings - Savings Goals app
Savings - Savings Goals app
Savings - Savings Goals app
Saving reimagined
Free

This app helps you manage your savings goals with detailed tracking, customizable features, and helpful reminders. It provides tools to overcome saving challenges and visualize your progress towards financial objectives.

Multiple savings goal valuesDetailed goal contributionsIntuitive goal management interface
💰 Finance
(6)
freemium

FAQ about Free Money Saving App

What is the best free money saving app for iPhone?
Loot - Savings Goal & Tracker tops our free money saving app ranking as of August 2026, with a 4.8-star average from 8.8K App Store ratings, and it's free to download.
Loot - Savings Goal & Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ free money saving app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Loot helps you track your savings goals by visualizing them in a personalized 3D money jar. It creates a savings plan based on your goal amount and desired timeline, and sends you push notifications to help you stay on track.
The app allows you to set a savings goal and calculates how long it will take to reach it. It generates a savings plan and provides reminders to make payments, helping you stay consistent with your saving efforts.